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Overview

5 bd5 ba3,620 sqft2 car garageSingle Family
TypeSingle Family
HOA$127/mo
Built2023
Lot6,600 sqft
Living area3,620 sqft
Price / sqft$137
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Central VaccumOutdoor GrillOutdoor KitchenSidewalkCommunity MailboxPoolSidewalks

4008 Meandering Bay Dr is a 2023-built home in Winding Mdws, Apopka. Inside you'll find 5 bedrooms, 5 bathrooms, and 3,620 square feet of living space. Listed at $495,000 (about $137/sqft), 223 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $127 monthly.

From the listing

Short Sale. Winding Meadows is a natural gas single-family home community located in Apopka, with convenient access to Greater Orlando via SR-429/Kelly Park interchange. Enjoy on-site amenities including a resort-style pool, parks and walking trails, close to daily conveniences with a variety of outdoor recreation sites nearby, and top-ranked schools! 1 gig internet and TV are included in the low HOA and there is no CDD. Step into the Scarlett by Pulte Homes, where elegance and modern convenience come together in perfect harmony. This stunning 5-bedroom, 4.5-bathroom residence offers a seamless blend of sophistication and comfort, with every detail thoughtfully designed to elevate your living experience. The open-concept layout creates a spacious and airy environment, enhanced by an abundance of natural light and luxurious finishes. On the first floor, discover an en suite bedroom with attached bathroom and a walk-in closet, providing a private and inviting retreat for guests. The kitchen seamlessly flows into the café and gathering room, with a covered lanai including a Summer Kitchen, enhancing the indoor-outdoor living experience. For added convenience and privacy, you’ll find a powder room for guests located on the first floor. Upstairs, the tranquil owner’s suite serves as a private sanctuary, featuring a spacious walk-in closet and a spa-like en suite bathroom with dual vanity sinks. The loft area offers an ideal space for relaxation, whether for a quiet evening or a movie night. The second floor also includes three additional bedrooms, two bathrooms (one of which is an en suite), and a conveniently located laundry room, making daily living effortlessly easy.

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The essentials

Built
2023
Price / sqft
$137
On market
223 days
Annual tax
$9,797
HOA
$127/mo
Flood zone
X · Low risk
Lot
6,600 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Community pool
Shared amenity
2 car garage
Garage Door Opener
6,600 sqft lot
Lot size
3,620 sqft
Living area

Payment

Est. monthly payment
$3,773/mo
Down payment (20%)
$99,000
Property taxes
$816/mo
HOA
$127/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
6,600 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Garage Door Opener
Days on Market
223
Ceiling Fans(s)
Central Vaccum
Outdoor Grill
Outdoor Kitchen
Sidewalk
Community Mailbox
Pool
Sidewalks
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Microwave
Range Hood
Refrigerator
Washer
Elementary
Wolf Lake Elem
Middle
Wolf Lake Middle
High
Apopka High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2024)
$9,797
Parcel #
13-20-27-9335-00-610

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Winding Mdws
County
Orange
MLS Area
32712 - Apopka
Lot Size
6,600 sqft
In CountyLevelSidewalkPaved
HOA
$127/mo
TRIAD ASSOCIATION MANAGEMENT

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #O6388292
$495,000-5.7%
$137/sqft
-
Price change
Source: Stellar MLS #O6388292
$525,000-4.5%
$145/sqft
3/7/2026
Listed for sale
Source: Stellar MLS #O6388292
$550,000
$152/sqft

Neighborhood

4008 Meandering Bay Dr
Apopka, FL, 32712 · 32712 - Apopka

Market insights

Offer Insights

Choose an offer strength

List price: $495,000
$492,500 – $495,000
99.5% – 100% of listTops out right at the list price
80% of listList price
192 of the last 354 home closings in 32712 landed at this number or higher (54%). The median one sat 37 days before it went under contract, and this one is on day 223 after a $55,000 cut.

Sample: 354 closed home sales in 32712 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,773/mo
Principal & interest$2,582
Property taxes$816
Insurance$248
HOA$127
Down payment20% · $99,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$495,000

$137 per sq ft

Beds and baths

5 beds, 5 baths

Size

3,620 sq ft

Time on market

223 days

Year built

2023

Monthly payment

About $3,773/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,797 annual tax bill, insurance, and the $127/mo HOA fee.

HOA fee

$127/mo

Managed by TRIAD ASSOCIATION MANAGEMENT.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byCREEGAN GROUPListing agent: Chris CreeganListing data from Stellar MLS, MLS# O6388292.

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