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Overview

4 bd2 ba1,372 sqftSingle Family
TypeSingle Family
HOANone listed
Built1978
Lot8,403 sqft
Living area1,372 sqft
Price / sqft$193

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenOpen FloorplanPrivate MailboxPrivate YardSidewalkDishwasherMicrowaveRange

728 E Spruce St is a 1978-built home in Fairmount Park, Tarpon Springs. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,372 square feet of living space. Listed at $265,000 (about $193/sqft), 184 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Welcome to this inviting home located in the Tarpon Springs area, offering a comfortable and functional layout designed for both everyday living and entertaining. This residence features a spacious living area that flows naturally into the dining and kitchen spaces, creating an ideal setting for gatherings and daily routines. The home offers multiple bedrooms and a flexible layout that can accommodate guests, a home office, or additional living needs. Step outside to a generous yard space perfect for relaxing, gardening, or entertaining. Conveniently situated near local shopping, dining, parks, and major roadways, this home also provides easy access to US-19 and nearby coastal attractions while maintaining the charm of an established neighborhood.

The essentials

Built
1978
Price / sqft
$193
On market
184 days
Annual tax
$3,989
Flood zone
X · Low risk
Lot
8,403 sqft
Type
Single Family Residence

At a glance

Single family
Built 1978
8,403 sqft lot
Lot size
1,372 sqft
Living area

Payment

Est. monthly payment
$1,847/mo
Down payment (20%)
$53,000
Property taxes
$332/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1978
Lot
8,403 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
184
Eat-in Kitchen
Open Floorplan
Private Mailbox
Private Yard
Sidewalk
Dishwasher
Microwave
Range
Refrigerator
Elementary
Tarpon Springs Elementary-PN
Middle
Tarpon Springs Middle-PN
High
Tarpon Springs High-PN

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,989
Parcel #
07-27-16-26928-011-0030

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Fairmount Park
County
Pinellas
MLS Area
34689 - Tarpon Springs
Lot Size
8,403 sqft

Price history

Date
Event
Price
10/9/2026
Price change
Source: Stellar MLS #O6393023
$265,000-1.9%
$193/sqft
-
Price change
Source: Stellar MLS #O6393023
$270,000-28.9%
$197/sqft
4/10/2026
Listed for sale
Source: Stellar MLS #O6393023
$379,900
$277/sqft

Neighborhood

728 E Spruce St
Tarpon Springs, FL, 34689 · 34689 - Tarpon Springs

Market insights

Offer Insights

Choose an offer strength

List price: $265,000
$260,000 – $265,000
98.4% – 100% of listTops out right at the list price
80% of listList price
92 of the last 183 home closings in 34689 landed at this number or higher (50%). The median one sat 30 days before it went under contract, and this one is on day 184 after a $114,900 cut.

Sample: 183 closed home sales in 34689 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,847/mo
Principal & interest$1,382
Property taxes$332
Insurance$133
Down payment20% · $53,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$265,000

$193 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,372 sq ft

Time on market

184 days

Year built

1978

Monthly payment

About $1,847/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,989 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byMAINSTAY BROKERAGE LLCListing agent: Michael McgeeListing data from Stellar MLS, MLS# O6393023.

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