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Overview

3 bd2 ba1,860 sqftManufactured Home
TypeManufactured Home
HOA$120/mo
Built2004
Lot6,098 sqft
Living area1,860 sqft
Price / sqft$146

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About this home

Ceiling Fans(s)Walk-in Closet(s)Buyer Approval RequiredClubhouseCommunity MailboxGated Community - No GuardGolf Carts OKPool

2463 Independence Ln is a 2004-built home in Teka Village Tr 2 Ph 3, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,860 square feet of living space. Listed at $271,900 (about $146/sqft), 189 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $120 monthly.

From the listing

Discover this renovated 3-bedroom, 2-bathroom double-wide manufactured home with a bonus room in Teka Village, a gated 55+ community in Saint Cloud, Florida. This 1,860-square-foot residence sits on an owned lot in Flood Zone X and has been fully upgraded: new roof (2025), new electrical, new plumbing, new water heater, tinted windows, and new modern light fixtures throughout. The open layout features laminate flooring in every room with zero carpet. The kitchen measures nearly 20 feet across and includes a closet pantry, dishwasher, microwave, range, and refrigerator. The primary suite includes dual sinks, a soaking tub, walk-in shower, and a walk-in closet. Bedrooms 2 and 3 each feature their own walk-in closets and ceiling fans. The bonus room adds flexible space for a home office, hobby room, or craft area. A covered 21x11 lanai, irrigation system, dedicated laundry room, and an attached storage shed complete the package. Teka Village is a gated 55+ community with a clubhouse, heated indoor pool, fitness center, and a full calendar of community events. HOA is $120/month, land is owned with no lot fee, and pets are welcome. Golf carts are permitted. Conveniently located off Old Canoe Creek Road near US-192 and major shopping and dining corridors in Saint Cloud, FL 34772. Financing available: Cash, Conventional, FHA, and VA.

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The essentials

Built
2004
Price / sqft
$146
On market
189 days
Annual tax
$2,487
HOA
$120/mo
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Manufactured Home

At a glance

Manufactured home
Built 2004
Community pool
Shared amenity
6,098 sqft lot
Lot size
1,860 sqft
Living area

Payment

Est. monthly payment
$1,881/mo
Down payment (20%)
$54,380
Property taxes
$207/mo
HOA
$120/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Manufactured Home
Year Built
2004
Lot
6,098 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway
Days on Market
189
Ceiling Fans(s)
Walk-in Closet(s)
Buyer Approval Required
Clubhouse
Community Mailbox
Gated Community - No Guard
Golf Carts OK
Pool
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Neptune Elementary
Middle
Neptune Middle (6-8)
High
St. Cloud High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$2,487
Parcel #
16-26-30-0811-0001-0250

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Teka Village Tr 2 Ph 3
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
6,098 sqft
Landscaped
HOA
$120/mo
Marjorie Eddy

Price history

Date
Event
Price
7/17/2026
Price change
Source: Stellar MLS #O6396976
$271,900-1.1%
$146/sqft
4/9/2026
Listed for sale
Source: Stellar MLS #O6396976
$275,000
$148/sqft

Neighborhood

2463 Independence Ln
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $271,900
$270,000 – $271,900
99.5% – 100% of listTops out right at the list price
80% of listList price
240 of the last 388 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 189 after a $3,100 cut.

Sample: 388 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,881/mo
Principal & interest$1,418
Property taxes$207
Insurance$136
HOA$120
Down payment20% · $54,380
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$271,900

$146 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,860 sq ft

Time on market

189 days

Year built

2004

Monthly payment

About $1,881/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,487 annual tax bill, insurance, and the $120/mo HOA fee.

HOA fee

$120/mo

Managed by Marjorie Eddy.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

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Brokered byREAL BROKER, LLCListing agent: Kimley SimardListing data from Stellar MLS, MLS# O6396976.

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