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Overview

3 bd3 ba1,798 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1959
Lot18,382 sqft
Living area1,798 sqft
Price / sqft$203
Garage1 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Open FloorplanThermostatPrivate MailboxDishwasherMicrowaveRangeRefrigerator

2234 James Dr is a 1959-built home in El Rancho Park Add Blk B, St Cloud. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,798 square feet of living space. Listed at $365,000 (about $203/sqft), 29 days on market. Flood zone AE - confirm flood insurance requirements with your lender.

From the listing

LAKE VIEW • HUGE LOT • NO HOA! Welcome to this beautifully updated 3-bedroom, 3-bathroom St. Cloud home with 1,798 sq. ft. of living space with views of Alligator Lake. This home is fully move-in ready with brand-new luxury vinyl flooring, brand new ac, 3 renovated bathrooms, kitchen with new cabinets, marble backsplash, quartz countertops, stainless steel appliances and fresh interior and exterior paint. Sit on your porch swing and enjoy the calming lake breeze, bring your boats, rvs, work vehicles, the oversized lot is perfect for whatever your imagination brings, NO HOA! Spacious living areas, large rooms, beautiful lake views, and plenty of outdoor space make this property a rare find. Whether you’re looking for a primary residence, a place to entertain, or room to enjoy the Florida lifestyle, this home checks all the boxes. Updated, spacious, lake-view living with no HOA—don’t miss it!

The essentials

Built
1959
Price / sqft
$203
On market
29 days
Annual tax
$3,538
Flood zone
AE
Lot
18,382 sqft
Type
Single Family Residence

At a glance

Single family
Built 1959
Water views
Water
1 car garage
0.42 acres
Lot size
1,798 sqft
Living area

Payment

Est. monthly payment
$2,381/mo
Down payment (20%)
$73,000
Property taxes
$295/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1959
Lot
18,382 sqft
Cooling
Central Air
Heating
Electric
Parking
-
Days on Market
29
Open Floorplan
Thermostat
Private Mailbox
Dishwasher
Microwave
Range
Refrigerator
Flood Zone AE
Annual Tax (2025)
$3,538
Parcel #
10-26-31-3050-000E-0120

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
El Rancho Park Add Blk B
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
18,382 sqft
Flood Insurance RequiredOversized LotPaved

Price history

Date
Event
Price
10/5/2026
Price change
Source: Stellar MLS #S5157866
$365,000-6.2%
$203/sqft
9/17/2026
Listed for sale
Source: Stellar MLS #S5157866
$389,000
$216/sqft

Neighborhood

2234 James Dr
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $365,000
$362,500 – $365,000
99.5% – 100% of listTops out right at the list price
80% of listList price
305 of the last 471 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 29 after a $24,000 cut.

Sample: 471 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,381/mo
Principal & interest$1,904
Property taxes$295
Insurance$183
Down payment20% · $73,000
Interest rate6.80%
Loan term

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Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$365,000

$203 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,798 sq ft

Time on market

29 days

Year built

1959

Monthly payment

About $2,381/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,538 annual tax bill, insurance.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byMY Q REALTY, LLCListing agent: Myriam QuinteroListing data from Stellar MLS, MLS# S5157866.

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