Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- CENTER LAKE ON THE PARK
- Type
- Townhouse
True monthly carry
- HOA
- ~$292/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
1402 Mount Royal Dr is a 2026-built home in Center Lake On The Park, St Cloud. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,691 square feet of living space. Listed at $349,990 (about $207/sqft), 192 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $292 monthly.
Discover this stunning new construction home at 1402 Mount Royal Drive in Saint Cloud, built by M/I Homes. This thoughtfully designed 1,691 square foot home offers 3 bedrooms and 2.5 bathrooms, featuring an open-concept living space perfect for modern lifestyle needs. The home showcases quality design elements throughout, with the owner's bedroom conveniently located on the upper level. The well-planned floorplan maximizes space and functionality, creating seamless flow between living areas. Key features include: - 3 spacious bedrooms with owner's bedroom upstairs - 2 full bathrooms and a powder room - 1,691 square foot of living space - Open-concept living area - 2-car garage The neighborhood offers excellent proximity to parks, making it ideal for outdoor enthusiasts and families who enjoy recreational activities. The area provides a peaceful residential setting while maintaining convenient access to local amenities. This new construction home eliminates the need for immediate repairs or updates, allowing you to move in and enjoy from day one. The quality design and attention to detail throughout ensure lasting value and comfort. The open-concept living space creates an inviting atmosphere for both daily living and entertaining guests. Experience the benefits of new construction combined with thoughtful design in this well-appointed Saint Cloud home.
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
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Sample: 131 closed townhouse or villa sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$349,990
$207 per sq ft
Beds and baths
3 beds, 3 baths
Size
1,691 sq ft
Time on market
192 days
Year built
2026
Monthly payment
About $2,426/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,613 annual tax bill, insurance, and the $292/mo HOA fee.
HOA fee
$292/mo
Managed by Atmos Living Management Company.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
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