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Overview

4 bd3 ba2,377 sqft2 car garageSingle Family
TypeSingle Family
HOA$200/yr
Built1998
Lot4,275 sqft
Living area2,377 sqft
Price / sqft$185
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenOpen FloorplanPrimarybedroom UpstairsSplit BedroomVaulted Ceiling(s)Walk-in Closet(s)

436 Opal CT is a 1998-built home in Pearl Lake Villas Rep, Altamonte Springs. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,377 square feet of living space. Listed at $440,000 (about $185/sqft), 178 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $200 annually.

From the listing

Welcome to 436 Opal Court in Altamonte Springs, a charming home nestled in a quiet cul-de-sac dead end street in a cozy neighborhood. This impressive two-story residence features four spacious 4 bedrooms and 3 bathrooms. On the first floor, you’ll find a guest bedroom complete with a full bathroom, ideal for visitors. The open floor plan allows for seamless flow between the family room and kitchen, creating a perfect space for gatherings. The family room boasts high ceilings and offers stunning views of the mature landscaping in the backyard, which also includes a screened-in patio for outdoor enjoyment. An indoor laundry room and a generous walk-in pantry add to the convenience of this level. As you walk up to the second floor, you’ll discover the master suite, complete with a lavish master bath, along with two additional large bedrooms that provide ample space for family or guests. The home is equipped with rain gutters and features a brand-new air conditioning unit installed in 2024, ensuring comfort throughout the year and continued maintenance. Conveniently located near restaurants, shopping centers, and major highways, this property is a true gem. Don't miss the opportunity to see this beautiful home—call us today for a showing!

The essentials

Built
1998
Price / sqft
$185
On market
178 days
Annual tax
$2,328
HOA
$200/yr
Flood zone
X · Low risk
Lot
4,275 sqft
Type
Single Family Residence

At a glance

Single family
Built 1998
2 car garage
4,275 sqft lot
Lot size
2,377 sqft
Living area

Payment

Est. monthly payment
$2,726/mo
Down payment (20%)
$88,000
Property taxes
$194/mo
HOA
$200/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1998
Lot
4,275 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
178
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Primarybedroom Upstairs
Split Bedroom
Vaulted Ceiling(s)
Walk-in Closet(s)
Sidewalk
Dishwasher
Dryer
Microwave
Range
Refrigerator
Elementary
Bear Lake Elementary
Middle
Teague Middle
High
Lake Brantley High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,328
Parcel #
17-21-29-528-0000-0220

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Pearl Lake Villas Rep
County
Seminole
MLS Area
32714 - Altamonte Springs West/Forest City
Lot Size
4,275 sqft
HOA
$200/yr
Jerry Conway

Price history

Date
Event
Price
9/24/2026
Price change
Source: Stellar MLS #O6400014
$440,000-2.0%
$185/sqft
-
Price change
Source: Stellar MLS #O6400014
$449,000-6.3%
$189/sqft
4/19/2026
Listed for sale
Source: Stellar MLS #O6400014
$479,000
$202/sqft

Neighborhood

436 Opal CT
Altamonte Springs, FL, 32714 · 32714 - Altamonte Springs West/Forest City

Market insights

Offer Insights

Choose an offer strength

List price: $440,000
$435,000 – $440,000
99.1% – 100% of listTops out right at the list price
80% of listList price
46 of the last 90 home closings in 32714 landed at this number or higher (51%). The median one sat 22 days before it went under contract, and this one is on day 178 after a $39,000 cut.

Sample: 90 closed home sales in 32714 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,726/mo
Principal & interest$2,295
Property taxes$194
Insurance$220
HOA$17
Down payment20% · $88,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$440,000

$185 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,377 sq ft

Time on market

178 days

Year built

1998

Monthly payment

About $2,726/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,328 annual tax bill, insurance, and the $200/yr HOA fee.

HOA fee

$200/yr

Managed by Jerry Conway.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byRE/MAX ASSUREDListing agent: Bianca Botelho, PAListing data from Stellar MLS, MLS# O6400014.

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