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Overview

3 bd2 ba1,214 sqft1 car garageSingle Family
TypeSingle Family
HOANone listed
Built1987
Lot10,000 sqft
Living area1,214 sqft
Price / sqft$214
Garage1 car

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About this home

Ceiling Fans(s)Living Room/Dining Room ComboDishwasherMicrowaveRangeRefrigerator

2632 Derby Dr is a 1987-built home in Deltona Lakes Unit 32, Deltona. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,214 square feet of living space. Listed at $260,000 (about $214/sqft), 165 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to 2632 Derby Dr, a beautiful 3-bedroom, 2-bath home nestled in the desirable Deltona Lakes community of Deltona with NO HOA and NO Rear Neighbors!! Offering 1,214 square feet of thoughtfully designed living space on a generously sized lot just under a quarter acre, this property delivers comfort, functionality, and value in one inviting package. Step inside to discover soaring vaulted ceilings in the living room that create a bright, open atmosphere filled with natural light. The seamless flow from the living area into the dining space makes everyday living and entertaining effortless. The galley-style kitchen is both practical and stylish, featuring ample cabinet and counter space along with included appliances, perfect for daily cooking or hosting guests. Recent upgrades elevate the home’s appeal, including new Vinyl Plank flooring, updated ceiling fans, and fresh interior and exterior paint—making this home truly move-in ready. The split-bedroom layout offers flexibility for families, guests, or a home office setup. Enjoy Florida living at its best in the expansive screened-in back patio, ideal for relaxing evenings or weekend gatherings. Beyond, the spacious backyard provides endless possibilities for outdoor activities, pets, or future enhancements. A unique bonus is the air-conditioned shed, perfect for a workshop, storage, or even a creative space. Major updates include a roof replacement in 2021, offering peace of mind for years to come. Conveniently located near parks, schools, shopping, and dining, this home also provides quick access to I-4, making commutes to Sanford, Orlando, and Daytona Beach simple and efficient. Enjoy being approximately 30 minutes from the famous coastline and under an hour from world-renowned attractions like Walt Disney World, Universal Studios Florida, and SeaWorld Orlando. Whether you’re searching for a primary residence or a smart investment opportunity, this home offers the perfect balance of suburban tranquility and proximity to Central Florida’s top destinations. 3D Tour available

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The essentials

Built
1987
Price / sqft
$214
On market
165 days
Annual tax
$3,720
Flood zone
X · Low risk
Lot
10,000 sqft
Type
Single Family Residence

At a glance

Single family
Built 1987
1 car garage
10,000 sqft lot
Lot size
1,214 sqft
Living area

Payment

Est. monthly payment
$1,796/mo
Down payment (20%)
$52,000
Property taxes
$310/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1987
Lot
10,000 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
165
Ceiling Fans(s)
Living Room/Dining Room Combo
Dishwasher
Microwave
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$3,720
Parcel #
18-31-30-32-72-0120

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Deltona Lakes Unit 32
County
Volusia
MLS Area
32738 - Deltona / Deltona Pines
Lot Size
10,000 sqft

Price history

Date
Event
Price
7/18/2026
Price change
Source: Stellar MLS #O6402166
$260,000+2.0%
$214/sqft
-
Price change
Source: Stellar MLS #O6402166
$255,000-5.6%
$210/sqft
4/29/2026
Listed for sale
Source: Stellar MLS #O6402166
$270,000
$222/sqft

Neighborhood

2632 Derby Dr
Deltona, FL, 32738 · 32738 - Deltona / Deltona Pines

Market insights

Offer Insights

Choose an offer strength

List price: $260,000
$257,500 – $260,000
99.5% – 100% of listTops out right at the list price
80% of listList price
148 of the last 256 home closings in 32738 landed at this number or higher (58%). The median one sat 23 days before it went under contract, and this one is on day 165 after a $10,000 cut.

Sample: 256 closed home sales in 32738 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,796/mo
Principal & interest$1,356
Property taxes$310
Insurance$130
Down payment20% · $52,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$260,000

$214 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,214 sq ft

Time on market

165 days

Year built

1987

Monthly payment

About $1,796/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,720 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byEXP REALTY LLCListing agent: Bob Bretz, PAListing data from Stellar MLS, MLS# O6402166.

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