

Overview
Ask anything about this home
Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
About this home
5440 NE 31st Ter is a 2002-built home in Crosstie Ranches, Ocala. Inside you'll find 3 bedrooms, 3 bathrooms, and 3,269 square feet of living space. Listed at $1,165,000 (about $356/sqft), 91 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $325 annually.
One or more photo(s) has been virtually staged. Rarely does a property have this much flexibility, privacy and move-in-ready value in one setting. Privately positioned behind a gated entrance on 4.23 fully fenced acres, this equestrian-ready Ocala estate combines a beautifully updated 3,269-square-foot home with a four-stall concrete-block barn, two paddocks, a detached three-car garage and covered trailer or equipment storage—approximately 20 minutes from the World Equestrian Center. From the moment you arrive, the property feels private, peaceful and purpose-built for a buyer who wants more than a house. The expansive wraparound porch offers nearly 1,100 square feet of outdoor living space, creating the perfect setting for morning coffee, quiet evenings, entertaining or simply enjoying the acreage around you. Inside, the home blends character with modern upgrades. Ten-foot ceilings on both levels, a dramatic two-story foyer, custom iron railing, a stone fireplace and multiple living areas create a warm, inviting layout with room to live, work and entertain comfortably. The 2025 chef-inspired kitchen is designed to be the heart of the home, featuring quartz countertops, a large island, solid-wood cabinetry, farmhouse sink, beverage bar and premium 36-inch appliances. Major improvements have already been completed, giving the next owner the benefit of reduced near-term maintenance and fewer costly surprises. Updates include a 2023 roof, two HVAC systems replaced in 2025, updated water heaters and Energy Star windows installed in 2025 with a transferable warranty. Outside, the equestrian-ready setup provides the infrastructure buyers often spend years trying to create. The four-stall concrete-block barn, fenced paddocks, water access and generous trailer or equipment space make the property well suited for horses, livestock, hobby use, vehicle storage or a home-based business. Properties that combine acreage, usable equestrian infrastructure, substantial garage space and a fully updated residence are increasingly difficult to find—especially this close to Ocala amenities and the World Equestrian Center. This is not simply a home on acreage. It is a lifestyle property that is ready for its next chapter.
Request documents
Free. Tap one and our team sends it over.
The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
Offer Insights
Choose an offer strength
Sample: 88 closed home sales in 34479 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
Talk through an offer with our teamCalculator
Not sure what you can afford?
Put in your household income and we will tell you where this payment sits.
Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$1,165,000
$356 per sq ft
Beds and baths
3 beds, 3 baths
Size
3,269 sq ft
Time on market
152 days
Year built
2002
Monthly payment
About $7,061/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,509 annual tax bill, insurance, and the $325/yr HOA fee.
HOA fee
$325/yr
Managed by Stephen Williams.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
Offer
What should I offer?
Have another question?
Keep exploring Florida
Pick up where you left off, or see what else is out there.







