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Overview

4 bd7 ba7,872 sqft3 car garageSingle Family
TypeSingle Family
HOA$495/mo
Built2017
Lot59,836 sqft
Living area7,872 sqft
Price / sqft$685
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSmart HomeSolid Wood Cabinets

12264 Montalcino Cir is a 2017-built home in Casa Del Lago Rep, Windermere. Inside you'll find 4 bedrooms, 7 bathrooms, and 7,872 square feet of living space. Listed at $5,390,000 (about $685/sqft), 163 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $495 monthly.

From the listing

Lakefront, Luxurious, home with Private Pool in Windermere. A True Paradise! Discover this rare gem in the heart of Windermere, located in the gated community of Casa Del Lago — a spectacular residence that combines sophistication, comfort, and stunning lake views. with over eight expertly designed rooms, this home was carefully customized by the builder down to the smallest detail — from the finishes to the overall design. With four suites, four full bathrooms, and three powder rooms, this home was designed to delight at every turn. Upon entering, you're welcomed by a grand entry hall with soaring ceilings over 10 feet high and elegant porcelain tile flooring, enhancing the space’s refined atmosphere. The living room, complete with a fireplace, offers a cozy yet sophisticated ambiance, while the kitchen is a showstopper: spacious, quartz countertops, a large island with a waterfall design, and impeccably finished custom cabinetry. The master suite, located on the second floor, is a true retreat. It features a private sitting area, a fireplace, and a spa-like bathroom with a double shower, dual sinks, and a sophisticated design focused on your comfort. In addition to the master suite, the second floor includes additional bedrooms and a versatile living area, ideal for use as a home theater or game room. On the ground floor, a guest suite provides the perfect space for entertaining visitors. The home also offers expansive balconies on both floors with panoramic lake views, seamlessly connecting indoor living areas to a breathtaking outdoor setting. Outdoor features include a terrace, a deck, a pool with a resort-style spa, and a gourmet area — perfect for entertaining friends and family. The entire home is hurricane-proof, offering maximum safety and peace of mind for your family. Located in one of Florida's most desirable areas, you'll be near fine dining, luxury shopping, premier entertainment, and, of course, just minutes from the Disney Parks. Don’t miss this unique opportunity to live in style at one of Windermere’s most prestigious addresses. Schedule your visit today and experience this true gem in person! This exceptional lakefront estate was recently prospected to be under contract, highlighting the strong demand for luxury homes in Casa Del Lago. Now available once again, this presents a rare opportunity to secure an extraordinary waterfront residence in one of Windermere's most prestigious gated communities.

The essentials

Built
2017
Price / sqft
$685
On market
163 days
Annual tax
$85,351
HOA
$495/mo
Flood zone
X · Low risk
Lot
59,836 sqft
Type
Single Family Residence

At a glance

Single family
Built 2017
Private pool
Heated
3 car garage
Garage Door Opener
1.37 acres
Lot size
7,872 sqft
Living area

Payment

Est. monthly payment
$38,414/mo
Down payment (20%)
$1,078,000
Property taxes
$7,113/mo
HOA
$495/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2017
Lot
59,836 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener
Pool
Heated, In Ground, Screen Enclosure
Days on Market
163
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Garden
Lighting
Outdoor Grill
Rain Gutters
Sidewalk
Storage
Deed Restrictions
Sidewalks
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Sunset Park Elem
Middle
Horizon West Middle School
High
Windermere High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2024)
$85,351
Parcel #
25-23-27-1213-00-250

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Casa Del Lago Rep
County
Orange
MLS Area
34786 - Windermere
Lot Size
59,836 sqft
SidewalkPaved
HOA
$495/mo
Casa Del Lago Homeowners Association, InC

Price history

Date
Event
Price
9/1/2026
Price change
Source: Stellar MLS #O6404587
$5,390,000-6.9%
$685/sqft
-
Price change
Source: Stellar MLS #O6404587
$5,790,000-1.2%
$736/sqft
5/4/2026
Listed for sale
Source: Stellar MLS #O6404587
$5,860,000
$744/sqft

Neighborhood

12264 Montalcino Cir
Windermere, FL, 34786 · 34786 - Windermere

Market insights

Offer Insights

Choose an offer strength

List price: $5,390,000
$5.31M – $5.39M
98.4% – 100% of listTops out right at the list price
80% of listList price
152 of the last 302 home closings in 34786 landed at this number or higher (50%). The median one sat 31 days before it went under contract, and this one is on day 163 after a $470,000 cut.

Sample: 302 closed home sales in 34786 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$38,414/mo
Principal & interest$28,111
Property taxes$7,113
Insurance$2,695
HOA$495
Down payment20% · $1,078,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$5,390,000

$685 per sq ft

Beds and baths

4 beds, 7 baths

Size

7,872 sq ft

Time on market

163 days

Year built

2017

Monthly payment

About $38,414/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $85,351 annual tax bill, insurance, and the $495/mo HOA fee.

HOA fee

$495/mo

Managed by Casa Del Lago Homeowners Association, InC.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byWRA BUSINESS & REAL ESTATEListing agent: Jennifer OlmedaListing data from Stellar MLS, MLS# O6404587.

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