202 Terrace Ridge Cir #202, photo 1
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Overview

4 bd2 ba1,688 sqftCondominium
TypeCondominium
HOANone listed
Built2005
Living area1,688 sqft
Price / sqft$136

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About this home

Ceiling Fans(s)Kitchen/Family Room ComboSidewalkAssociation Recreation - OwnedGated Community - No GuardPoolStreet LightsCooktop

202 Terrace Ridge Cir #202 is a 2005-built home in Terrace Ridge At Town Center East Condo, Davenport. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,688 square feet of living space. Listed at $229,000 (about $136/sqft), 155 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

This is a large condo with 4 bedroom 2 bathrooms on the first floor. Gated entrance pool and fitness center. Master bedroom has large walk in closet shower no tub. Second bathroom has extra large tub and double vanity. Tile floors throughout. Open kitchen concept with eating bar large cloesr. Laundry room in Airbnb friendly HOA and tenant friendly

The essentials

Built
2005
Price / sqft
$136
On market
155 days
Annual tax
$2,536
Flood zone
X · Low risk
Type
Condominium

At a glance

Condo
Built 2005
Community pool
Shared amenity
1,688 sqft
Living area

Payment

Est. monthly payment
$1,520/mo
Down payment (20%)
$45,800
Property taxes
$211/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2005
Lot
-
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
155
Ceiling Fans(s)
Kitchen/Family Room Combo
Sidewalk
Association Recreation - Owned
Gated Community - No Guard
Pool
Street Lights
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$2,536
Parcel #
27-26-02-701011-006130

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Terrace Ridge At Town Center East Condo
County
Polk
MLS Area
33896 - Davenport / Champions Gate
Lot Size
-

Price history

Date
Event
Price
9/17/2026
Price change
Source: Stellar MLS #O6407367
$229,000-4.2%
$136/sqft
-
Price change
Source: Stellar MLS #O6407367
$239,000-8.1%
$142/sqft
5/12/2026
Listed for sale
Source: Stellar MLS #O6407367
$260,000
$154/sqft

Neighborhood

202 Terrace Ridge Cir #202
Davenport, FL, 33896 · 33896 - Davenport / Champions Gate

Market insights

Offer Insights

Choose an offer strength

List price: $229,000
$222,500 – $229,000
97.1% – 100% of listTops out right at the list price
80% of listList price
30 of the last 58 condo closings in 33896 landed at this number or higher (52%). The median one sat 65 days before it went under contract, and this one is on day 155 after a $31,000 cut.

Sample: 58 closed condo sales in 33896 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,520/mo
Principal & interest$1,194
Property taxes$211
Insurance$115
Down payment20% · $45,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$229,000

$136 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,688 sq ft

Time on market

155 days

Year built

2005

Monthly payment

About $1,520/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,536 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byA2Z REALTY GROUPListing agent: Jamie RichardListing data from Stellar MLS, MLS# O6407367.

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