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Overview

3 bd2 ba2,133 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built2009
Lot7,700 sqft
Living area2,133 sqft
Price / sqft$398
Garage2 car

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About this home

Ceiling Fans(s)High CeilingsOpen FloorplanPrimary Bedroom Main FloorWalk-in Closet(s)ClubhouseCommunity MailboxFitness Center

2696 Midland Ter is a 2009-built home in Villages Of Sumter, The Villages. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,133 square feet of living space. Listed at $850,000 (about $398/sqft), 120 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to 2696 Midland Terrace located in the beautiful village of Hemingway. This home is situated on a premium lot with an expansive golf course and water view. This upgraded and stretched Lantana model offers expanded living space and an oversized garage for added comfort and functionality. This meticulously maintained home features all-tile flooring throughout, creating a seamless and elegant look with easy maintenance. The spacious open layout provides generous living and entertaining areas while maximizing natural light throughout the home. Enjoy Florida living all year in the enclosed lanai featuring impact windows, creating an ideal additional space complete with a wet bar and mini refrigerator that is perfect for entertaining guests or relaxing with your morning coffee. Other upgrades include motorized shades on both the front door and lanai for added convenience and privacy. The master bedroom offers a spacious retreat with a walk-in shower. The extra long garage includes space for two vehicles plus a dedicated golf cart bay, giving you extra storage and flexibility. Major updates include a brand new roof in 2025, offering added value and peace of mind. Lake Sumter Landing is about a 9 minute drive away, and this home is located in the heart of The Villages. Bond has been paid in full. $648.88 annual CDD maintenance fee. $320.71 annual fire. $204 monthly amenity fee. Cameras on property. Listing agent Justin Musielak is related to owner.

The essentials

Built
2009
Price / sqft
$398
On market
148 days
Annual tax
$4,307
Flood zone
X · Low risk
Lot
7,700 sqft
Type
Single Family Residence

At a glance

Single family
Built 2009
Water views
Golf Course
2 car garage
Golf Cart Garage
7,700 sqft lot
Lot size
2,133 sqft
Living area

Payment

Est. monthly payment
$5,217/mo
Down payment (20%)
$170,000
Property taxes
$359/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2009
Lot
7,700 sqft
Cooling
Central Air
Heating
Electric
Parking
Golf Cart Garage
Days on Market
148
Ceiling Fans(s)
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Walk-in Closet(s)
Clubhouse
Community Mailbox
Fitness Center
Golf Carts OK
Golf
Bar Fridge
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$4,307
Parcel #
G02J045

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Villages Of Sumter
County
Sumter
MLS Area
32162 - Lady Lake/The Villages
Lot Size
7,700 sqft

Price history

Date
Event
Price
9/11/2026
Price change
Source: Stellar MLS #O6408111
$850,000-2.9%
$398/sqft
-
Price change
Source: Stellar MLS #O6408111
$875,000-2.7%
$410/sqft
5/14/2026
Listed for sale
Source: Stellar MLS #O6408111
$899,000
$421/sqft

Neighborhood

2696 Midland Ter
The Villages, FL, 32162 · 32162 - Lady Lake/The Villages

Market insights

Offer Insights

Choose an offer strength

List price: $850,000
$830,000 – $850,000
97.4% – 100% of listTops out right at the list price
80% of listList price
155 of the last 308 home closings in 32162 landed at this number or higher (50%). The median one sat 36 days before it went under contract, and this one is on day 148 after a $49,000 cut.

Sample: 308 closed home sales in 32162 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,217/mo
Principal & interest$4,433
Property taxes$359
Insurance$425
Down payment20% · $170,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$850,000

$398 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,133 sq ft

Time on market

148 days

Year built

2009

Monthly payment

About $5,217/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,307 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byFLORIDA PREFERRED REALTY LLCListing agent: Margaret KasenbergListing data from Stellar MLS, MLS# O6408111.

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