3639 Charles St, photo 1
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Overview

2 bd1 ba762 sqftTownhouse
TypeTownhouse
HOANone listed
Built1972
Lot410 sqft
Living area762 sqft
Price / sqft$135

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About this home

Open FloorplanPrivate YardRangeRefrigerator

3639 Charles St is a 1972-built home in Browns Sidney Sub, Jacksonville. Inside you'll find 2 bedrooms, 1 bathrooms, and 762 square feet of living space. Listed at $102,500 (about $135/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Great opportunity for investors in Jacksonville. This 2-bed, 1-bath townhome offers an open layout, indoor laundry, and two comfortable bedrooms. Situated in an established neighborhood close to everyday conveniences, it’s a practical addition to any rental portfolio or a budget-friendly starter home. Property Qualifies up to 12k in down payment assistance with Ameri bank.

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The essentials

Built
1972
Price / sqft
$135
On market
146 days
Annual tax
$1,739
Flood zone
X · Low risk
Lot
410 sqft
Type
Townhouse

At a glance

Payment

Est. monthly payment
$731/mo
Down payment (20%)
$20,500
Property taxes
$145/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Townhouse
Year Built
1972
Lot
410 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
146
Open Floorplan
Private Yard
Range
Refrigerator
Flood Zone X
Annual Tax (2025)
$1,739
Parcel #
087370-0000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Browns Sidney Sub
County
Duval
MLS Area
32209 - Jacksonville
Lot Size
410 sqft

Price history

Date
Event
Price
5/16/2026
Listed for sale
Source: Stellar MLS #O6408944
$102,500
$135/sqft

Neighborhood

3639 Charles St
Jacksonville, FL, 32209 · 32209 - Jacksonville

Market insights

Offer Insights

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List price: $102,500
$102,000 – $102,500
99.5% – 100% of listTops out right at the list price
80% of listList price
44 of the last 54 townhouse or villa closings in Jacksonville landed at this number or higher (81%). The median one sat 14 days before it went under contract, and this one is on day 146.

Sample: 54 closed townhouse or villa sales in Jacksonville over the last 8 months, Stellar MLS. Widened past this ZIP to get a usable sample. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$731/mo
Principal & interest$535
Property taxes$145
Insurance$51
Down payment20% · $20,500
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$102,500

$135 per sq ft

Beds and baths

2 beds, 1 baths

Size

762 sq ft

Time on market

146 days

Year built

1972

Monthly payment

About $731/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,739 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byAFFINITY HOMES LLCListing agent: Jessica BarriosListing data from Stellar MLS, MLS# O6408944.

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