226 NW 44th St, photo 1
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Overview

4 bd3 ba2,117 sqft2 car garageSingle Family
TypeSingle Family
HOA$97/mo
Built2022
Lot10,890 sqft
Living area2,117 sqft
Price / sqft$170
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenPrimary Bedroom Main FloorWalk-in Closet(s)Street LightsBuilt-in OvenCooktopDishwasherDisposal

226 NW 44th St is a 2022-built home in St James Park, Ocala. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,117 square feet of living space. Listed at $359,000 (about $170/sqft), 85 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $97 monthly.

From the listing

PRICE REDUCED by $10,000! Motivated seller-ready to consider offers! Welcome to St. James Park, where modern comfort, style, and convenience come together in one of Ocala’s most desirable gated communities. Built in 2022, this beautifully maintained residence combines contemporary design with the ease of move-in-ready living. Featuring a spacious open-concept layout and a desirable split-bedroom floor plan, this home is thoughtfully designed for both everyday living and effortless entertaining. The bright and inviting living areas flow seamlessly into the well-appointed kitchen, complete with stainless steel appliances, ample cabinetry, generous counter space, and a large center island that serves as the heart of the home. The private owner’s suite offers a peaceful retreat, featuring a spacious walk-in closet, dual vanities, and a beautifully appointed en-suite bathroom. Additional bedrooms provide versatility and comfort for family, guests, or a dedicated workspace. Designed with both functionality and comfort in mind, this home offers the perfect balance of open living spaces and private retreats, creating an inviting atmosphere for any lifestyle. Situated within the gated community of St. James Park, residents enjoy a tranquil setting while remaining conveniently close to shopping, dining, medical facilities, Downtown Ocala, and the renowned World Equestrian Center. Move-in ready and ideally located, this exceptional home presents a wonderful opportunity to enjoy modern living in one of Ocala’s most sought-after communities. Schedule your private showing today. The garage freezer does not convey with the sale. Also, all aluminum storage units/shelving in the garage do not convey and will be removed by the seller prior to closing. Seller is offering up to $3,000 in concessions toward buyer’s allowable closing costs, prepaid expenses, or property improvements, subject to applicable lender requirements.

The essentials

Built
2022
Price / sqft
$170
On market
130 days
Annual tax
$4,194
HOA
$97/mo
Flood zone
X · Low risk
Lot
10,890 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
2 car garage
0.25 acres
Lot size
2,117 sqft
Living area

Payment

Est. monthly payment
$2,498/mo
Down payment (20%)
$71,800
Property taxes
$349/mo
HOA
$97/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
10,890 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
130
Eat-in Kitchen
Primary Bedroom Main Floor
Walk-in Closet(s)
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Electric Water Heater
Ice Maker
Microwave
Range
Range Hood
Flood Zone X
Annual Tax (2025)
$4,194
Parcel #
15270-008-03

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
St James Park
County
Marion
MLS Area
34475 - Ocala
Lot Size
10,890 sqft
HOA
$97/mo
Carrie Roy

Price history

Date
Event
Price
7/20/2026
Price change
Source: Stellar MLS #O6412701
$359,000-2.7%
$170/sqft
6/1/2026
Listed for sale
Source: Stellar MLS #O6412701
$369,000
$174/sqft

Neighborhood

226 NW 44th St
Ocala, FL, 34475 · 34475 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $359,000
$357,500 – $359,000
99.5% – 100% of listTops out right at the list price
80% of listList price
43 of the last 83 home closings in 34475 landed at this number or higher (52%). The median one sat 54 days before it went under contract, and this one is on day 130 after a $10,000 cut.

Sample: 83 closed home sales in 34475 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,498/mo
Principal & interest$1,872
Property taxes$349
Insurance$180
HOA$97
Down payment20% · $71,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$359,000

$170 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,117 sq ft

Time on market

130 days

Year built

2022

Monthly payment

About $2,498/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,194 annual tax bill, insurance, and the $97/mo HOA fee.

HOA fee

$97/mo

Managed by Carrie Roy.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Veronica CervantesListing data from Stellar MLS, MLS# O6412701.

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