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Overview

5 bd5 ba2,636 sqft2 car garageSingle Family
TypeSingle Family
HOA$175/mo
Built2001
Lot5,881 sqft
Living area2,636 sqft
Price / sqft$190
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsSplit Bedroom

4602 Cumbrian Lakes Dr is a 2001-built home in Cumbrian Lakes Resort Ph 1, Kissimmee. Inside you'll find 5 bedrooms, 5 bathrooms, and 2,636 square feet of living space. Listed at $499,900 (about $190/sqft), 135 days on market. Flood zone X500* - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $175 monthly.

From the listing

ASSUMABLE VA LOAN AT 5.75% FOR QUALIFIED BUYERS – SUBJECT TO LENDER APPROVAL & BUYER QUALIFICATION! Welcome to 4602 Cumbrian Lakes Drive, a beautifully maintained and fully furnished 5-bedroom, 5-bathroom pool home located in the gated Cumbrian Lakes community, just minutes from Walt Disney World, shopping, dining, and Central Florida’s top attractions. Originally built as the community’s model home, this spacious residence offers over 2,600 square feet of living space with soaring vaulted ceilings, an open and functional floor plan, and a premium conservation lot with peaceful nature preserve views and no rear neighbors. The community features scenic walking trails through the preserve, including a charming bridge overlooking the pond, providing the perfect setting to enjoy Florida’s natural beauty. Recent upgrades provide exceptional value and peace of mind, including a new Carrier A/C system and furnace (2024), roof replacement (2018), pool heater (2025), updated GFI outlets with USB ports (2024), luxury vinyl flooring, fresh interior and exterior paint, new pool enclosure screens, keyless entry, security system, and new televisions throughout. The thoughtfully designed floor plan features two bedrooms on the first floor, while upstairs you'll find the expansive primary suite complete with a spacious ensuite bathroom, dual closets, and a huge private balcony overlooking the conservation area, along with two additional guest bedrooms. The kitchen is equipped with stainless steel appliances and a breakfast area, while the generous living and dining spaces are ideal for entertaining and everyday living. Step outside to your private screened-in pool retreat featuring a child safety fence, outdoor shower, convenient pool bath, and newly installed grab bar. Short-term rentals are permitted, making this property an excellent primary residence, vacation getaway, or income-producing investment opportunity.

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The essentials

Built
2001
Price / sqft
$190
On market
135 days
Annual tax
$323
HOA
$175/mo
Flood zone
X500* · Low risk
Lot
5,881 sqft
Type
Single Family Residence

At a glance

Single family
Built 2001
Private pool
Heated
2 car garage
5,881 sqft lot
Lot size
2,636 sqft
Living area

Payment

Est. monthly payment
$3,059/mo
Down payment (20%)
$99,980
Property taxes
$27/mo
HOA
$175/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2001
Lot
5,881 sqft
Cooling
Central Air
Heating
Central
Parking
-
Pool
Child Safety Fence, Heated, In Ground, Outside Bath Access, Screen Enclosure, Tile
Days on Market
135
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Split Bedroom
Thermostat
Vaulted Ceiling(s)
Balcony
Lighting
Outdoor Shower
Private Mailbox
Sidewalk
Gated Community - No Guard
Park
Playground
Sidewalks
Street Lights
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Range Hood
Refrigerator
Washer
Elementary
Knights Point
Middle
Horizon Middle
High
Poinciana High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X500*
Annual Tax (2025)
$323
Parcel #
36-25-28-1272-0001-0020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Cumbrian Lakes Resort Ph 1
County
Osceola
MLS Area
34746 - Kissimmee (West of Town)
Lot Size
5,881 sqft
SidewalkPaved
HOA
$175/mo
Maria Miller/Sentry Management

Price history

Date
Event
Price
9/1/2026
Price change
Source: Stellar MLS #O6412906
$499,900-2.0%
$190/sqft
-
Price change
Source: Stellar MLS #O6412906
$510,000-2.4%
$193/sqft
5/31/2026
Listed for sale
Source: Stellar MLS #O6412906
$522,500
$198/sqft

Neighborhood

4602 Cumbrian Lakes Dr
Kissimmee, FL, 34746 · 34746 - Kissimmee (West of Town)

Market insights

Offer Insights

Choose an offer strength

List price: $499,900
$497,500 – $499,900
99.5% – 100% of listTops out right at the list price
80% of listList price
193 of the last 359 home closings in 34746 landed at this number or higher (54%). The median one sat 34 days before it went under contract, and this one is on day 135 after a $22,600 cut.

Sample: 359 closed home sales in 34746 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,059/mo
Principal & interest$2,607
Property taxes$27
Insurance$250
HOA$175
Down payment20% · $99,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$499,900

$190 per sq ft

Beds and baths

5 beds, 5 baths

Size

2,636 sq ft

Time on market

135 days

Year built

2001

Monthly payment

About $3,059/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $323 annual tax bill, insurance, and the $175/mo HOA fee.

HOA fee

$175/mo

Managed by Maria Miller/Sentry Management.

Flood zone

Zone X500*

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byRE/MAX 200 REALTYListing agent: Abby NelsonListing data from Stellar MLS, MLS# O6412906.

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