2647 House Finch Rd, photo 1
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Overview

4 bd2 ba1,830 sqft2 car garageSingle Family
TypeSingle Family
HOA$120/qtr
Built2024
Lot6,098 sqft
Living area1,830 sqft
Price / sqft$213
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

GardenBuyer Approval RequiredDishwasherElectric Water HeaterRangeRefrigerator

2647 House Finch Rd is a 2024-built home in Villages At Harmony Pb 2c & 2d, St Cloud. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,830 square feet of living space. Listed at $390,000 (about $213/sqft), 134 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $120 quarterly.

From the listing

Short Sale. Welcome to 2647 House Finch Road, a beautifully maintained home located in one of St. Cloud's desirable master-planned communities. Combining modern convenience, scenic surroundings, and outstanding community amenities, this property offers the perfect Florida lifestyle for homeowners seeking comfort, recreation, and natural beauty. One of the home's most desirable features is its premium rear setting. The backyard overlooks a peaceful preserve, providing privacy and tranquil natural views. A sidewalk leads to a bridge behind the property, ensuring that no homes will ever be built directly behind you, allowing you to enjoy a rare sense of openness and seclusion for years to come. Inside, the home features a functional and inviting floor plan designed for both everyday living and entertaining. The front door is equipped with electronic entry for added convenience and security, while the garage has already been wired for electric vehicle charging, making the home ready for today's modern lifestyle. Residents enjoy an impressive collection of community amenities. Within walking distance, a brand-new pool, clubhouse, and lake access ramp for kayaking are currently being added, providing even more opportunities for outdoor enjoyment. In addition, the existing community amenities include a clubhouse, resort-style pool, fitness center, and playground conveniently located along the main subdivision road. Additional conveniences include mailboxes located directly across the street, making daily errands quick and easy. Beyond the community, residents can enjoy a variety of nearby activities and attractions. Explore the boating, fishing, and waterfront recreation available at beautiful East Lake Tohopekaliga and Lakefront Park. Outdoor enthusiasts will appreciate nearby hiking and biking trails, nature preserves, parks, and kayaking opportunities throughout the area. The home is also conveniently located near shopping centers, restaurants, golf courses, and entertainment venues. For commuters and travelers, easy access to Lake Nona Medical City, Orlando International Airport, and major highways makes getting around Central Florida simple. World-famous attractions including Walt Disney World, Universal Orlando Resort, and SeaWorld are all within reasonable driving distance, making weekend adventures easily accessible. This exceptional home combines modern features, preserve views, outstanding amenities, and an unbeatable location in one of St. Cloud's fastest-growing communities. Don't miss your opportunity to enjoy the best of Florida living—schedule your private showing today!

The essentials

Built
2024
Price / sqft
$213
On market
134 days
Annual tax
$6,952
HOA
$120/qtr
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
2 car garage
6,098 sqft lot
Lot size
1,830 sqft
Living area

Payment

Est. monthly payment
$2,848/mo
Down payment (20%)
$78,000
Property taxes
$579/mo
HOA
$120/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
6,098 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
134
Garden
Buyer Approval Required
Dishwasher
Electric Water Heater
Range
Refrigerator
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$6,952
Parcel #
18-26-32-3598-0001-0090

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Villages At Harmony Pb 2c & 2d
County
Osceola
MLS Area
34773 - St Cloud (Harmony)
Lot Size
6,098 sqft
HOA
$120/qtr
n/a

Price history

Date
Event
Price
8/5/2026
Price change
Source: Stellar MLS #O6412993
$390,000+0.6%
$213/sqft
-
Price change
Source: Stellar MLS #O6412993
$387,500-3.1%
$212/sqft
5/29/2026
Listed for sale
Source: Stellar MLS #O6412993
$400,000
$219/sqft

Neighborhood

2647 House Finch Rd
St Cloud, FL, 34773 · 34773 - St Cloud (Harmony)

Market insights

Offer Insights

Choose an offer strength

List price: $390,000
$387,500 – $390,000
99.5% – 100% of listTops out right at the list price
80% of listList price
71 of the last 126 home closings in 34773 landed at this number or higher (56%). The median one sat 43 days before it went under contract, and this one is on day 134 after a $10,000 cut.

Sample: 126 closed home sales in 34773 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,848/mo
Principal & interest$2,034
Property taxes$579
Insurance$195
HOA$40
Down payment20% · $78,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$390,000

$213 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,830 sq ft

Time on market

134 days

Year built

2024

Monthly payment

About $2,848/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,952 annual tax bill, insurance, and the $120/qtr HOA fee.

HOA fee

$120/qtr

Managed by n/a.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byTRUDEALS REALTY CORPListing agent: Candace GarberListing data from Stellar MLS, MLS# O6412993.

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