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Overview

4 bd3 ba2,236 sqft2 car garageSingle Family
TypeSingle Family
HOA$110/qtr
Built2015
Lot4,320 sqft
Living area2,236 sqft
Price / sqft$280
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsWalk-in Closet(s)Sidewalk

13786 Summer Harbor CT is a 2015-built home in Summerport Trl, Windermere. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,236 square feet of living space. Listed at $625,000 (about $280/sqft), 130 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $110 quarterly.

From the listing

Virtually Staged. Why wait to build when the value of time to settle your family is now? You won't get this one wrong! Location, Location, Location. PLUS, Experience the magic of Disney from the comfort of your own home in this beautiful four-bedroom, two-and-a-half-bath residence located in the sought-after Summerport Trail community of Windermere. Perfectly positioned, this home offers a rare opportunity to enjoy nightly VIP views of Disney fireworks right from your front porch. Built in 2015 and offering 2,236 square feet, the home features a thoughtfully designed, open-concept layout with tile flooring throughout the main living areas. The spacious kitchen is a true centerpiece, complete with granite countertops, 42-inch wood cabinetry, a breakfast bar, pantry, full appliance package, and abundant prep space—seamlessly flowing into the dining area and expansive great room, ideal for entertaining. The main level also includes a convenient half bath and rear access to a two-car garage, privately situated along a well-lit alleyway, preserving the neighborhood’s charming streetscape, while offering secure and accessible parking. Upstairs accommodate the privacy of your four bedrooms with generously sized bedrooms including the primary suite featuring dual walk-in closets and a spa-like en-suite bath with dual vanities. A versatile loft provides the perfect setting for a media room or additional living space, while the upstairs laundry room adds everyday convenience. Residents of Summerport Trail enjoy easy access to a scenic, waterfront amenity center featuring a resort-style pool, fitness center, community gathering spaces plus a few short walking distance to your local grocery stores, restaurants and other amenities. Ideally located in a top-rated school district and just minutes from Disney, major highways (I-4 and 429), and additional shopping, dining options, healthcare, and entertainment. Perfect blend of comfort, convenience, and lifestyle.

The essentials

Built
2015
Price / sqft
$280
On market
130 days
Annual tax
$7,986
HOA
$110/qtr
Flood zone
X · Low risk
Lot
4,320 sqft
Type
Single Family Residence

At a glance

Single family
Built 2015
Water views
Park/Greenbelt
Community pool
Shared amenity
2 car garage
Alley Access
4,320 sqft lot
Lot size

Payment

Est. monthly payment
$4,275/mo
Down payment (20%)
$125,000
Property taxes
$666/mo
HOA
$110/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2015
Lot
4,320 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Alley Access
Days on Market
130
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Walk-in Closet(s)
Sidewalk
Clubhouse
Dog Park
Park
Playground
Pool
Tennis Court(s)
Built-in Oven
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Elementary
Keene Crossing Elementary
Middle
Bridgewater Middle
High
Windermere High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$7,986
Parcel #
14-23-27-8431-00-310

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Summerport Trl
County
Orange
MLS Area
34786 - Windermere
Lot Size
4,320 sqft
City Limits
HOA
$110/qtr
Greystone Management

Price history

Date
Event
Price
6/4/2026
Listed for sale
Source: Stellar MLS #O6414239
$625,000
$280/sqft

Neighborhood

13786 Summer Harbor CT
Windermere, FL, 34786 · 34786 - Windermere

Market insights

Offer Insights

Choose an offer strength

List price: $625,000
$615,000 – $625,000
98.5% – 100% of listTops out right at the list price
80% of listList price
149 of the last 297 home closings in 34786 landed at this number or higher (50%). The median one sat 31 days before it went under contract, and this one is on day 130.

Sample: 297 closed home sales in 34786 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,275/mo
Principal & interest$3,260
Property taxes$666
Insurance$313
HOA$37
Down payment20% · $125,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$625,000

$280 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,236 sq ft

Time on market

130 days

Year built

2015

Monthly payment

About $4,275/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,986 annual tax bill, insurance, and the $110/qtr HOA fee.

HOA fee

$110/qtr

Managed by Greystone Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDEBORAH E GARSON PAListing agent: Deborah GarsonListing data from Stellar MLS, MLS# O6414239.

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