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Overview

4 bd4 ba3,936 sqft4 car garageSingle Family
TypeSingle Family
HOA$167/mo
Built2021
Lot9,470 sqft
Living area3,936 sqft
Price / sqft$295
Garage4 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanLightingBuilt-in OvenConvection Oven

381 Nolane Ln is a 2021-built home in MT Olive Shores North Add 04, Polk City. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,936 square feet of living space. Listed at $1,160,000 (about $295/sqft), 125 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $167 monthly.

From the listing

WATERFRONT ESTATE WITH 50-FOOT RV GARAGE Discover exceptional lakefront living on 100 feet of pristine waterfront with dock-building potential. This impressive 3,936 sq ft two-story home combines luxury, versatility, and serious functionality—including a rare 50-foot attached RV garage. --- PRIME LOCATION Located in a gated community with 24-hour security, just steps from resort-style clubhouses. Enjoy a pool, hot tub, fitness center, tennis and pickleball courts. Second clubhouse has additional pool, hot tub, shuffleboard courts, and community pontoon boat for homeowner use. An on-site storage lot available for trailers and other vehicles. --- THE HOME * 4 spacious bedrooms (2 down, 2 up) * Large kitchen with 14 foot island and great views of the lake front * Dedicated office/library with custom built-in desk, cabinetry, and shelving * 4 full bathrooms * Large workshop with ceiling air filtration * 22KW whole-home backup generator CHEF'S KITCHEN: 14-foot island seating six with induction cooktop. Multiple sliding glass doors frame breathtaking lakefront views—seamlessly connecting indoor entertaining with outdoor living. PRIMARY SUITE: Oversized primary bedroom with separate his-and-hers bathrooms connected by shared luxury shower with dual shower heads. UPSTAIRS: Two large rooms with endless possibilities—additional bedrooms, office space, media room, or hobby areas. 340 sq ft room includes full bathroom with shower. 400 sq ft room provides abundant space for storage or projects. --- WORKSHOP & CREATIVE SPACE 400 sq ft climate-controlled attached workshop opening to RV garage with ceiling-mounted dust collection system for woodworking, crafts, hobbies, or any passion project. Extensive storage includes under-stair closets and attic access. Pre-plumbed propane lines ready for future upgrades (gas dryer, cooktop, fireplace, outdoor grill). --- LAKEFRONT LIVING Enjoy your private 100-foot waterfront with dock-building potential. Enjoy boating, fishing, kayaking, or watching Florida sunrises from your own shore.

The essentials

Built
2021
Price / sqft
$295
On market
125 days
Annual tax
$10,152
HOA
$167/mo
Flood zone
X · Low risk
Lot
9,470 sqft
Type
Single Family Residence

At a glance

Single family
Built 2021
Waterfront
Lake Front
4 car garage
9,470 sqft lot
Lot size
3,936 sqft
Living area

Payment

Est. monthly payment
$7,643/mo
Down payment (20%)
$232,000
Property taxes
$846/mo
HOA
$167/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2021
Lot
9,470 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Waterfront
Lake Front
Days on Market
125
Ceiling Fans(s)
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Lighting
Built-in Oven
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Gas Water Heater
Microwave
Range Hood
Refrigerator
Tankless Water Heater
Touchless Faucet
Washer
Elementary
Polk City Elem
Middle
Stambaugh Middle
High
Tenoroc Senior

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$10,152
Parcel #
25-27-05-298332-001440

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
MT Olive Shores North Add 04
County
Polk
MLS Area
33868 - Polk City
Lot Size
9,470 sqft
HOA
$167/mo
Elisabeth Jean Louis

Price history

Date
Event
Price
9/9/2026
Price change
Source: Stellar MLS #O6415348
$1,160,000-3.3%
$295/sqft
6/9/2026
Listed for sale
Source: Stellar MLS #O6415348
$1,200,000
$305/sqft

Neighborhood

381 Nolane Ln
Polk City, FL, 33868 · 33868 - Polk City

Market insights

Offer Insights

Choose an offer strength

List price: $1,160,000
$1.14M – $1.16M
98.6% – 100% of listTops out right at the list price
80% of listList price
43 of the last 85 home closings in 33868 landed at this number or higher (51%). The median one sat 43 days before it went under contract, and this one is on day 125 after a $40,000 cut.

Sample: 85 closed home sales in 33868 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$7,643/mo
Principal & interest$6,050
Property taxes$846
Insurance$580
HOA$167
Down payment20% · $232,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,160,000

$295 per sq ft

Beds and baths

4 beds, 4 baths

Size

3,936 sq ft

Time on market

125 days

Year built

2021

Monthly payment

About $7,643/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,152 annual tax bill, insurance, and the $167/mo HOA fee.

HOA fee

$167/mo

Managed by Elisabeth Jean Louis.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBEYCOME OF FLORIDA LLCListing agent: Steven KolenoListing data from Stellar MLS, MLS# O6415348.

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