20280 Shoreline Ranch Ln, photo 1
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Overview

4 bd4 ba3,010 sqft3 car garageSingle Family
TypeSingle Family
HOA$1,600/yr
Built2006
Lot43,255 sqft
Living area3,010 sqft
Price / sqft$399
Garage3 car

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About this home

Eat-in KitchenHigh CeilingsOpen FloorplanSplit BedroomWalk-in Closet(s)LightingDeed RestrictionsGated Community - No Guard

20280 Shoreline Ranch Ln is a 2006-built home in Shoreline Ranch, Umatilla. Inside you'll find 4 bedrooms, 4 bathrooms, and 3,010 square feet of living space. Listed at $1,200,000 (about $399/sqft), 98 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $1,600 annually.

From the listing

Pre-Construction. To be built. Experience the Farmhouse floorplan with luxury craftsmanship, and breathtaking natural surroundings with this proposed custom home by Precision Builders of Central Florida. This stunning single-story residence offers 4 bedrooms, 3 bathrooms, a private office, dedicated dining room, oversized laundry room, and an expansive 3-car garage. Inside, soaring ceilings and an open-concept layout create a bright and inviting atmosphere, complemented by high-end finishes, premium appliances, and superior building materials throughout. One of the home's most remarkable features is its incredible outdoor living space. With more than 1,000 square feet of covered porches, you'll enjoy stunning views from every direction. The front porch will be overlooking the beautiful Lake Dalhousie, and the rear lanai will offer views of the private pond and conservation area. This seamless connection between indoor and outdoor living makes this floorplan something you cannot replicate in another community. Building with Precision Builders of Central Florida provides a personalized experience rarely found in today's market. Buyers receive a complete build plan, including selections and finishes, before construction ever begins. Precision's dedicated team oversees every aspect of the process to ensure an exceptional experience from start to finish. Choose from thoughtfully designed floor plans, customize an existing design, or create a fully custom home tailored to your unique vision. Nestled within the gated community of Shoreline Ranch, this prime homesite offers a rare combination of privacy, space, and lake access. Situated on just under an acre, the property enjoys picturesque views of Lake Dalhousie from the front of the home. What truly sets this lot apart is its exceptional setting: a scenic pond serves as the backdrop to the rear of the property, while conservation land along the right side provides added privacy with no immediate neighbor. Shoreline Ranch offers residents exclusive access to Lake Dalhousie through a private community boat ramp. This spring-fed, sandy-bottom lake is ideal for boating, fishing, skiing, wakeboarding, and year-round water recreation. Here, you don't have to choose between living in a neighborhood and enjoying a true waterfront lifestyle. You can have both. Conveniently located just minutes from Publix, shopping, dining, medical facilities, and the charm of Downtown Mount Dora, Shoreline Ranch offers the perfect balance of peaceful country living and everyday convenience. This is a rare opportunity to create a one-of-a-kind custom home on one of the most desirable homesites in the community. Call today to schedule your private tour.

The essentials

Built
2006
Price / sqft
$399
On market
225 days
Annual tax
$1,614
HOA
$1,600/yr
Flood zone
X · Low risk
Lot
43,255 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
Waterfront
Pond
3 car garage
0.90 acres
Lot size
3,010 sqft
Living area

Payment

Est. monthly payment
$7,126/mo
Down payment (20%)
$240,000
Property taxes
$134/mo
HOA
$1,600/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
43,255 sqft
Cooling
Central Air
Heating
Central
Parking
-
Waterfront
Pond
Days on Market
225
Eat-in Kitchen
High Ceilings
Open Floorplan
Split Bedroom
Walk-in Closet(s)
Lighting
Deed Restrictions
Gated Community - No Guard
Cooktop
Dishwasher
Refrigerator
Elementary
Umatilla Elem
Middle
Umatilla Middle
High
Umatilla High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$1,614
Parcel #
21-18-27-0010-000-02700

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Shoreline Ranch
County
Lake
MLS Area
32784 - Umatilla / Dona Vista
Lot Size
43,255 sqft
Cul-De-SacPaved
HOA
$1,600/yr
Shoreline Ranch HOA / Fahed Sydney

Price history

Date
Event
Price
2/26/2026
Listed for sale
Source: Stellar MLS #O6416011
$1,200,000
$399/sqft

Neighborhood

20280 Shoreline Ranch Ln
Umatilla, FL, 32784 · 32784 - Umatilla / Dona Vista

Market insights

Offer Insights

Choose an offer strength

List price: $1,200,000
$1.18M – $1.20M
97.9% – 100% of listTops out right at the list price
80% of listList price
44 of the last 86 home closings in 32784 landed at this number or higher (51%). The median one sat 52 days before it went under contract, and this one is on day 225.

Sample: 86 closed home sales in 32784 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$7,126/mo
Principal & interest$6,258
Property taxes$134
Insurance$600
HOA$133
Down payment20% · $240,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,200,000

$399 per sq ft

Beds and baths

4 beds, 4 baths

Size

3,010 sq ft

Time on market

225 days

Year built

2006

Monthly payment

About $7,126/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,614 annual tax bill, insurance, and the $1,600/yr HOA fee.

HOA fee

$1,600/yr

Managed by Shoreline Ranch HOA / Fahed Sydney.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byREAL BROKER, LLCListing agent: Ken PozekListing data from Stellar MLS, MLS# O6416011.

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