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Overview

4 bd3 ba2,011 sqft2 car garageSingle Family
TypeSingle Family
HOA$94/mo
Built2023
Lot3,485 sqft
Living area2,011 sqft
Price / sqft$194
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenKitchen/Family Room ComboPrimarybedroom UpstairsThermostatWalk-in Closet(s)LightingPlayground

4704 Homestead Trl is a 2023-built home in Edgewater Ed-4 Lt 1 Rep, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,011 square feet of living space. Listed at $390,000 (about $194/sqft), 116 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $94 monthly.

From the listing

Welcome to this 2023-built home, perfectly blending modern style, functionality, and convenience. Boasting 4 spacious bedrooms, 2.5 bathrooms, and thoughtfully designed living spaces across two levels, this home is tailored for today's lifestyle. The main level features a versatile flex room—ideal as an office, playroom, or workout space—and an open-concept layout that seamlessly connects the great room, dining area, and chef-inspired kitchen, complete with granite countertops, a walk-in pantry, and a countertop bar perfect for casual meals or gatherings. Upstairs, a spacious loft provides a second living area or media room, while the luxurious master suite offers a private retreat with a walk-in closet and a spa-like ensuite featuring dual sinks and a walk-in shower. Three additional bedrooms, a full bathroom, and a dedicated laundry room located near the master suite ensure convenience and privacy. Additional highlights include a 2-car garage, an energy-efficient design by renowned Meritage Homes, and an assumable loan with an incredible 5.875 interest rate for Veteran—perfect for investors. Situated less than 5 miles from the highly anticipated five-acre crystal freshwater lagoon—the first of its kind in Osceola—this home combines modern living with resort-style amenities. The lagoon will has endless opportunities for relaxation and recreation, while the area is also set to include four new schools, including two K-8 schools, a high school, and a charter school, making this an ideal choice for families. Steps from the community pool and playground, this home is ready to become your personal sanctuary. Schedule your showing today and experience it for yourself!

The essentials

Built
2023
Price / sqft
$194
On market
116 days
Annual tax
$7,180
HOA
$94/mo
Flood zone
X · Low risk
Lot
3,485 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Community pool
Shared amenity
2 car garage
3,485 sqft lot
Lot size
2,011 sqft
Living area

Payment

Est. monthly payment
$2,921/mo
Down payment (20%)
$78,000
Property taxes
$598/mo
HOA
$94/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
3,485 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
116
Ceiling Fans(s)
Eat-in Kitchen
Kitchen/Family Room Combo
Primarybedroom Upstairs
Thermostat
Walk-in Closet(s)
Lighting
Playground
Sidewalk
Clubhouse
Pool
Sidewalks
Street Lights
Dishwasher
Electric Water Heater
Microwave
Range
Refrigerator
Elementary
Neptune Elementary
Middle
Neptune Middle (6-8)
High
St. Cloud High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$7,180
Parcel #
21-26-30-3643-0001-1020

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Edgewater Ed-4 Lt 1 Rep
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
3,485 sqft
HOA
$94/mo
The Meadow at Crossprairie Homeowners Association

Price history

Date
Event
Price
6/19/2026
Listed for sale
Source: Stellar MLS #O6418510
$390,000
$194/sqft

Neighborhood

4704 Homestead Trl
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $390,000
$387,500 – $390,000
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 377 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 116.

Sample: 377 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,921/mo
Principal & interest$2,034
Property taxes$598
Insurance$195
HOA$94
Down payment20% · $78,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$390,000

$194 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,011 sq ft

Time on market

116 days

Year built

2023

Monthly payment

About $2,921/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,180 annual tax bill, insurance, and the $94/mo HOA fee.

HOA fee

$94/mo

Managed by The Meadow at Crossprairie Homeowners Association.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byVESTI LLCListing agent: Natalie RiveraListing data from Stellar MLS, MLS# O6418510.

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