65 N Atlantic Ave #205, photo 1
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Overview

3 bd4 ba2,657 sqft2 car garageCondominium
TypeCondominium
HOA$1,160/mo
Built2025
Lot2,178 sqft
Living area2,657 sqft
Price / sqft$751
Garage2 car

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About this home

Built-in FeaturesCeiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsSplit Bedroom

65 N Atlantic Ave #205 is a 2025-built home in The Surf At Cocoa Beach, Cocoa Beach. Inside you'll find 3 bedrooms, 4 bathrooms, and 2,657 square feet of living space. Listed at $1,995,000 (about $751/sqft), 111 days on market. Flood zone VE - confirm flood insurance requirements with your lender. HOA runs $1,160 monthly.

From the listing

A fresh expression of oceanfront luxury, this brand-new 2025 residence at The Surf at Cocoa Beach pairs striking contemporary design with an unbeatable coastal setting. Spanning 2,657 sq ft of air-conditioned living space, this 3-bed, 3.5 bath condo with a versatile flex room showcases soaring 10-ft ceilings & dramatic floor-to-ceiling hurricane-rated glass that floods the interiors with natural light. An expansive balcony w/ sleek glass railings frames sweeping views while preserving an uninterrupted connection to the shoreline. Inside, a designer accent wall with a fireplace anchors the living space, complemented by European-style cabinetry, quartz surfaces throughout, a Thermador built-in refrigerator, & a showstopping kitchen centered around an oversized island built for gathering. Set w/in an exclusive 5-story building of just 25 residences, the home includes a private 2-car garage & access to a resort-inspired amenity deck featuring a pool & hot tub. Positioned on more than two acres of prime oceanfront property in the heart of Cocoa Beach, this is modern beachfront living at its finest.

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The essentials

Built
2025
Price / sqft
$751
On market
111 days
Annual tax
$1,615
HOA
$1,160/mo
Flood zone
VE
Lot
2,178 sqft
Type
Condominium

At a glance

Condo
Built 2025
Water views
Water
Community pool
Shared amenity
2 car garage
Covered
Private balcony
Outdoor space

Payment

Est. monthly payment
$12,697/mo
Down payment (20%)
$399,000
Property taxes
$135/mo
HOA
$1,160/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2025
Lot
2,178 sqft
Cooling
Central Air
Heating
Central, Heat Pump
Parking
Covered
Days on Market
111
Built-in Features
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Balcony
Pool
Cooktop
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
High
Cocoa Beach Junior/Senior High School

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone VE
Annual Tax (2025)
$1,615
Parcel #
25 3711-DD-A-3.09

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
The Surf At Cocoa Beach
County
Brevard
MLS Area
32931 - Cocoa Beach
Lot Size
2,178 sqft
HOA
$1,160/mo
The Surf at Cocoa Beach Condo Association

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #O6419218
$1,995,000-9.3%
$751/sqft
6/23/2026
Listed for sale
Source: Stellar MLS #O6419218
$2,199,000
$828/sqft

Neighborhood

65 N Atlantic Ave #205
Cocoa Beach, FL, 32931 · 32931 - Cocoa Beach

Market insights

Offer Insights

Choose an offer strength

List price: $1,995,000
$1.92M – $2.00M
96.3% – 100% of listTops out right at the list price
80% of listList price
11 of the last 20 condo closings in 32931 landed at this number or higher (55%). The median one sat 61 days before it went under contract, and this one is on day 111 after a $204,000 cut.

Sample: 20 closed condo sales in 32931 over the last 8 months, Stellar MLS. A small sample in a thin market. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$12,697/mo
Principal & interest$10,405
Property taxes$135
Insurance$998
HOA$1,160
Down payment20% · $399,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,995,000

$751 per sq ft

Beds and baths

3 beds, 4 baths

Size

2,657 sq ft

Time on market

111 days

Year built

2025

Monthly payment

About $12,697/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $1,615 annual tax bill, insurance, and the $1,160/mo HOA fee.

HOA fee

$1,160/mo

Managed by The Surf at Cocoa Beach Condo Association.

Flood zone

Zone VE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Kevin KendrickListing data from Stellar MLS, MLS# O6419218.

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