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Overview

3 bd2 ba1,501 sqft2 car garageSingle Family
TypeSingle Family
HOA$160/qtr
Built2004
Lot5,471 sqft
Living area1,501 sqft
Price / sqft$193
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Walk-in Closet(s)BalconySidewalkDeed RestrictionsPoolSidewalksStreet Lights

3201 Summer Cruise Dr is a 2004-built home in Somerset Tr E, Valrico. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,501 square feet of living space. Listed at $290,000 (about $193/sqft), 84 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $160 quarterly.

From the listing

Located in the desirable Valrico area, this 3-bedroom, 2-bath home offers approximately 1,501 square feet of living space with a functional floor plan designed for comfortable everyday living. Built in 2004, the home provides a spacious layout with inviting living areas and an excellent opportunity for buyers looking to personalize a well-located property. Based on available information, the property appears to require cosmetic updating. The home is currently tenant occupied, and buyers are encouraged to conduct thorough inspections to independently verify the condition and functionality of all systems, mechanical components, and improvements. Conveniently located near shopping, dining, schools, parks, and major transportation routes, this property offers an excellent opportunity for both owner-occupants and investors. This property is being offered as a short sale. Buyers and agents should review all MLS supplements and private remarks for important information regarding the purchase process. Buyers should verify all information. Agents: Please review all private remarks and MLS supplements prior to scheduling a showing.

The essentials

Built
2004
Price / sqft
$193
On market
84 days
Annual tax
$4,589
HOA
$160/qtr
Flood zone
X · Low risk
Lot
5,471 sqft
Type
Single Family Residence

At a glance

Single family
Built 2004
Community pool
Shared amenity
2 car garage
5,471 sqft lot
Lot size
1,501 sqft
Living area

Payment

Est. monthly payment
$2,092/mo
Down payment (20%)
$58,000
Property taxes
$382/mo
HOA
$160/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2004
Lot
5,471 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
84
Ceiling Fans(s)
Walk-in Closet(s)
Balcony
Sidewalk
Deed Restrictions
Pool
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$4,589
Parcel #
U-20-29-21-5PV-C00000-00053.0

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Somerset Tr E
County
Hillsborough
MLS Area
33594 - Valrico
Lot Size
5,471 sqft
HOA
$160/qtr
Somerset HOA / Blue Ribbon Property Management

Price history

Date
Event
Price
9/24/2026
Price change
Source: Stellar MLS #O6419387
$290,000-4.9%
$193/sqft
-
Price change
Source: Stellar MLS #O6419387
$305,000-10.0%
$203/sqft
7/21/2026
Listed for sale
Source: Stellar MLS #O6419387
$339,000+48.0%
$226/sqft
11/9/2020
Sold
Source: Hillsborough County Public Record
$229,000
$153/sqft

Neighborhood

3201 Summer Cruise Dr
Valrico, FL, 33594 · 33594 - Valrico

Market insights

Offer Insights

Choose an offer strength

List price: $290,000
$287,500 – $290,000
99.5% – 100% of listTops out right at the list price
80% of listList price
96 of the last 172 home closings in 33594 landed at this number or higher (56%). The median one sat 23 days before it went under contract, and this one is on day 84 after a $49,000 cut.

Sample: 172 closed home sales in 33594 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,093/mo
Principal & interest$1,512
Property taxes$382
Insurance$145
HOA$53
Down payment20% · $58,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$290,000

$193 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,501 sq ft

Time on market

84 days

Year built

2004

Monthly payment

About $2,092/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,589 annual tax bill, insurance, and the $160/qtr HOA fee.

HOA fee

$160/qtr

Managed by Somerset HOA / Blue Ribbon Property Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byNEXTHOME LUXE COASTALListing agent: Jonathon McLeod, PAListing data from Stellar MLS, MLS# O6419387.

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