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Overview

4 bd4 ba2,672 sqft2 car garageSingle Family
TypeSingle Family
HOA$340/yr
Built2005
Lot8,041 sqft
Living area2,672 sqft
Price / sqft$171
Garage2 car

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About this home

Ceiling Fans(s)Eat-in KitchenPrimarybedroom UpstairsSolid Wood CabinetsWalk-in Closet(s)LightingRain GuttersDishwasher

103 Bay Leaf Ln is a 2005-built home in Windwood Bay Ph 02, Davenport. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,672 square feet of living space. Listed at $456,000 (about $171/sqft), 88 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $340 semi-annually.

From the listing

Welcome to this fully furnished 4-bedroom, 3.5-bath pool home located in the desirable Windwood Bay community of Davenport. Offering 2,672 square feet of thoughtfully designed living space, this spacious two-story residence combines comfort, functionality, and Florida living at its finest. Upon entering, you'll be greeted by separate living and family rooms that flow seamlessly together, creating an open and inviting space perfect for both everyday living and entertaining. The heart of the home is the spacious kitchen, featuring a center island with breakfast bar seating, solid wood cabinetry, ample counter and cabinet space, a pantry, and a dining area conveniently located just off the kitchen. A half bath and oversized laundry room complete the first floor. Upstairs, the expansive primary suite provides a relaxing retreat with a private en-suite bathroom featuring dual vanities, a soaking tub, separate shower, and a walk-in closet. Three additional bedrooms and two full bathrooms offer plenty of flexibility for family and guests. Outside, the large screened lanai surrounds the sparkling in-ground pool, creating the perfect setting for entertaining guests, relaxing in the Florida sunshine, or enjoying peaceful evenings at home. Updates include: NEW pool heater and pool pump (2026), HVAC (2025). Conveniently located near a variety of restaurants, shopping destinations, golf courses, and major attractions, this home offers exceptional convenience with easy access to I-4. Just minutes from Walt Disney World and within easy reach of downtown Orlando and Orlando International Airport, this property delivers the perfect combination of space, comfort, and location. Whether you're searching for a primary residence, vacation getaway, or investment opportunity, this move-in-ready home is one you won't want to miss. Mortgage savings may be available for buyers of this listing.

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The essentials

Built
2005
Price / sqft
$171
On market
101 days
Annual tax
$5,123
HOA
$340/yr
Flood zone
X · Low risk
Lot
8,041 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Private pool
Gunite
2 car garage
Driveway
8,041 sqft lot
Lot size
2,672 sqft
Living area

Payment

Est. monthly payment
$3,061/mo
Down payment (20%)
$91,200
Property taxes
$427/mo
HOA
$340/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
8,041 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener
Pool
Gunite, In Ground
Days on Market
101
Ceiling Fans(s)
Eat-in Kitchen
Primarybedroom Upstairs
Solid Wood Cabinets
Walk-in Closet(s)
Lighting
Rain Gutters
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$5,123
Parcel #
27-26-04-701107-002770

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Windwood Bay Ph 02
County
Polk
MLS Area
33896 - Davenport / Champions Gate
Lot Size
8,041 sqft
HOA
$340/yr
Tania Bonilla

Price history

Date
Event
Price
9/25/2026
Price change
Source: Stellar MLS #O6420088
$456,000-2.6%
$171/sqft
6/30/2026
Listed for sale
Source: Stellar MLS #O6420088
$468,000
$175/sqft

Neighborhood

103 Bay Leaf Ln
Davenport, FL, 33896 · 33896 - Davenport / Champions Gate

Market insights

Offer Insights

Choose an offer strength

List price: $456,000
$452,500 – $456,000
99.5% – 100% of listTops out right at the list price
80% of listList price
100 of the last 196 home closings in 33896 landed at this number or higher (51%). The median one sat 50 days before it went under contract, and this one is on day 101 after a $12,000 cut.

Sample: 196 closed home sales in 33896 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,061/mo
Principal & interest$2,378
Property taxes$427
Insurance$228
HOA$28
Down payment20% · $91,200
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$456,000

$171 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,672 sq ft

Time on market

101 days

Year built

2005

Monthly payment

About $3,061/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,123 annual tax bill, insurance, and the $340/yr HOA fee.

HOA fee

$340/yr

Managed by Tania Bonilla.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byREDFIN CORPORATIONListing agent: Cinthia GonsalesListing data from Stellar MLS, MLS# O6420088.

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