10920 SW 82nd Ter, photo 1
Active
1 / 24

Overview

3 bd2 ba1,762 sqft1 car garageSingle Family
TypeSingle Family
HOA$150.84/mo
Built1989
Lot6,970 sqft
Living area1,762 sqft
Price / sqft$113
Garage1 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenOpen FloorplanPrimary Bedroom Main FloorSplit BedroomVaulted Ceiling(s)Window TreatmentsSidewalk

10920 SW 82nd Ter is a 1989-built home in Oak Run Nbrhd 5, Ocala. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,762 square feet of living space. Listed at $199,000 (about $113/sqft), 104 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $150.84 monthly.

From the listing

Welcome to 10920 SW 82nd Terrace, where comfort, convenience, and the vibrant Florida lifestyle come together in one of Ocala’s most sought-after 55+ gated communities. Nestled within Oak Run, this inviting single-story residence offers approximately 1,762 square feet of thoughtfully designed living space, featuring 3 bedrooms, 2 full bathrooms, and a layout that perfectly balances everyday comfort with effortless entertaining. From the moment you arrive, the home's welcoming curb appeal, charming front porch, and mature landscaping create an inviting first impression. Step inside to discover a bright, open interior where natural light fills the spacious living areas, enhanced by soaring vaulted ceilings that create an airy sense of openness. The seamless flow between the living and dining spaces provides the perfect setting for hosting family gatherings, relaxing with friends, or simply enjoying peaceful evenings at home. At the heart of the home, the generously sized kitchen offers abundant cabinetry, ample workspace, and a comfortable dining area where everyday meals become moments to enjoy. Whether preparing dinner, entertaining guests, or gathering for morning coffee, this space is designed to bring everyone together while remaining both functional and welcoming. The thoughtfully designed split-bedroom floor plan offers privacy for homeowners while providing comfortable accommodations for family or overnight guests. The spacious primary suite serves as a peaceful retreat, complete with a walk-in closet and a private ensuite bathroom designed for everyday comfort. Two additional bedrooms provide exceptional flexibility, making them ideal for guests, a home office, hobby room, or creative space to fit your lifestyle. Step through the sliding glass doors and discover one of the home's most enjoyable features—a large screened lanai that extends your living space outdoors. Whether you're sipping your morning coffee, enjoying the Florida breeze, or hosting friends for an evening gathering, this versatile space offers year-round enjoyment while allowing you to appreciate the peaceful surroundings in comfort. An attached one-car garage provides additional convenience along with extra storage space, while the home's practical floor plan makes everyday living both comfortable and efficient. Beyond your front door, Oak Run offers an exceptional resort-style lifestyle with beautifully maintained grounds, multiple clubhouses, sparkling pools, fitness centers, golf, tennis, pickleball, scenic walking paths, and an incredible variety of clubs and social activities that make every day feel like a vacation. Whether you're searching for your full-time Florida residence or the perfect place to enjoy an active retirement, 10920 SW 82nd Terrace offers the ideal combination of comfort, functionality, and community living. Don't miss this opportunity — schedule your private showing today! Photos are digitally enhanced. Being sold AS IS, WHERE IS, Buyer is responsible for all inspections and any city requirements to close. All information and property details set forth in this listing, including all utilities and all room dimensions which are approximate and deemed reliable but not guaranteed and should be independently verified if any person intends to engage in a transaction based upon it. Seller/current owner does not represent and/or guarantee that all property information and details have been provided in this MLS listing.

The essentials

Built
1989
Price / sqft
$113
On market
104 days
Annual tax
$3,389
HOA
$150.84/mo
Flood zone
X · Low risk
Lot
6,970 sqft
Type
Single Family Residence

At a glance

Single family
Built 1989
Community pool
Shared amenity
1 car garage
Garage Door Opener
6,970 sqft lot
Lot size
1,762 sqft
Living area

Payment

Est. monthly payment
$1,571/mo
Down payment (20%)
$39,800
Property taxes
$282/mo
HOA
$150.84/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1989
Lot
6,970 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Garage Door Opener
Days on Market
104
Ceiling Fans(s)
Eat-in Kitchen
Open Floorplan
Primary Bedroom Main Floor
Split Bedroom
Vaulted Ceiling(s)
Window Treatments
Sidewalk
Clubhouse
Gated Community - No Guard
Golf
Park
Pool
Sidewalks
Tennis Court(s)
Flood Zone X
Annual Tax (2025)
$3,389
Parcel #
7005-005-010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Oak Run Nbrhd 5
County
Marion
MLS Area
34481 - Ocala
Lot Size
6,970 sqft
HOA
$150.84/mo
Tanya Stapleton

Price history

Date
Event
Price
10/6/2026
Price change
Source: Stellar MLS #O6421037
$199,000-2.7%
$113/sqft
-
Price change
Source: Stellar MLS #O6421037
$204,500-16.5%
$116/sqft
6/30/2026
Listed for sale
Source: Stellar MLS #O6421037
$245,000
$139/sqft

Neighborhood

10920 SW 82nd Ter
Ocala, FL, 34481 · 34481 - Ocala

Market insights

Offer Insights

Choose an offer strength

List price: $199,000
$195,000 – $199,000
97.9% – 100% of listTops out right at the list price
80% of listList price
255 of the last 509 home closings in 34481 landed at this number or higher (50%). The median one sat 51 days before it went under contract, and this one is on day 104 after a $46,000 cut.

Sample: 509 closed home sales in 34481 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$1,571/mo
Principal & interest$1,038
Property taxes$282
Insurance$100
HOA$151
Down payment20% · $39,800
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$199,000

$113 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,762 sq ft

Time on market

104 days

Year built

1989

Monthly payment

About $1,571/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,389 annual tax bill, insurance, and the $150.84/mo HOA fee.

HOA fee

$150.84/mo

Managed by Tanya Stapleton.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byAI BROKERS, LLCListing agent: Kimberlee McClellanListing data from Stellar MLS, MLS# O6421037.

Keep exploring Florida

Pick up where you left off, or see what else is out there.