5048 Shoreway Loop #40404, photo 1
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Overview

3 bd2 ba2,097 sqftCondominium
TypeCondominium
HOA$782.75/qtr
Built2006
Lot2,376 sqft
Living area2,097 sqft
Price / sqft$333

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Crown MoldingOpen FloorplanSolid Wood CabinetsStone CountersThermostatWalk-in Closet(s)Balcony

5048 Shoreway Loop #40404 is a 2006-built home in Vista Cay/Harbor Square Ph 4, Orlando. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,097 square feet of living space. Listed at $699,000 (about $333/sqft), 101 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $782.75 quarterly.

From the listing

UPGRADED PENTHOUSE CORNER LAKE-VIEW CONDO in Vista Cay Resort, offering an exceptional opportunity for Airbnb and VRBO investors, 1031 Exchange buyers, vacation-home buyers, second-home owners, or full-time residents in one of Orlando’s premier resort communities where short-term rentals are permitted. Owners have the flexibility to self-manage or choose their preferred property management company, providing greater control over rental strategy and operating expenses. Ideally positioned directly across from the main entrance to Universal’s Epic Universe and adjacent to the Orange County Convention Center, this beautifully FULLY REMODELED top-floor corner residence offers 3 bedrooms, 2 bathrooms, plus a versatile den/office/flex room, a spacious primary suite with a remodeled private en-suite bath, two additional bedrooms, a second full bath, full laundry room, and generous storage. The open-concept interior is filled with natural light and showcases HIGH-QUALITY TILE FLOORING THROUGHOUT, CROWN MOLDING, COMPLETELY REMODELED BATHROOMS, A GLASS-ENCLOSED WALK-IN SHOWER IN THE PRIMARY SUITE, UPGRADED HIGH-END KITCHEN APPLIANCES, WATER SOFTENER SYSTEM, CUSTOM LAUNDRY CABINETRY WITH LED LIGHTING, and a private balcony with beautiful lake views. Major improvements include a 2018 A/C SYSTEM, ALL A/C COPPER REFRIGERANT LINES REPLACED IN 2025, and a 2018 WATER HEATER, adding value and confidence in the home’s major systems. Vista Cay Resort is a gated destination community offering an impressive array of amenities, including multiple resort-style heated pools, hot tubs, children’s water features and splash pad, pool bars, game room, fitness center, clubhouse, concierge services, walking and jogging trails, beautifully maintained grounds, and convenient access to nearby shopping, restaurants, and entertainment. The location provides excellent connectivity to I-4, SR 528/Beachline Expressway, Orlando International Airport, International Drive, Universal Orlando Resort, SeaWorld, Walt Disney World, Downtown Orlando, shopping destinations, and Central Florida’s major attractions. With Orlando welcoming more than 77 million visitors in 2025, the continued draw of Epic Universe, and strong year-round convention activity, Vista Cay is strategically positioned within Orlando’s tourism and hospitality corridor. Adding to the area’s long-term investment appeal, the Orange County Convention Center is undergoing a $560 million expansion that will add approximately 44,000 square feet of meeting space, further supporting demand for nearby accommodations. Whether you are expanding an existing Airbnb or VRBO portfolio, completing a 1031 Exchange, purchasing an Orlando vacation rental, or looking for a second home with rental flexibility, this penthouse corner lake-view condo offers a compelling combination of location, upgrades, resort amenities, rental flexibility, and investment potential. A detailed list of furniture and furnishings included in the sale is attached to the MLS documents, and the den image has been virtually enhanced using AI for marketing purposes. Schedule your private showing today.

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The essentials

Built
2006
Price / sqft
$333
On market
101 days
Annual tax
$7,507
HOA
$782.75/qtr
Flood zone
X · Low risk
Lot
2,376 sqft
Type
Condominium

At a glance

Condo
4 stories · 2006
Water views
Water
Community pool
Fitness center too
Private balcony
Outdoor space
2,097 sqft
Living area

Payment

Est. monthly payment
$4,882/mo
Down payment (20%)
$139,800
Property taxes
$626/mo
HOA
$782.75/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Condominium
Year Built
2006
Lot
2,376 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
-
Days on Market
101
Ceiling Fans(s)
Crown Molding
Open Floorplan
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Balcony
Clubhouse
Fitness Center
Gated Community - No Guard
Irrigation-reclaimed Water
Playground
Pool
Dishwasher
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Elementary
Tangelo Park Elem
Middle
Westridge Middle
High
Freedom High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$7,507
Parcel #
06-24-29-8887-40-404

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Vista Cay/Harbor Square Ph 4
County
Orange
MLS Area
32819 - Orlando/Bay Hill/Sand Lake
Lot Size
2,376 sqft
HOA
$782.75/qtr
Optimum Community Management

Price history

Date
Event
Price
7/1/2026
Listed for sale
Source: Stellar MLS #O6421145
$699,000
$333/sqft

Neighborhood

5048 Shoreway Loop #40404
Orlando, FL, 32819 · 32819 - Orlando/Bay Hill/Sand Lake

Market insights

Offer Insights

Choose an offer strength

List price: $699,000
$685,000 – $699,000
98% – 100% of listTops out right at the list price
80% of listList price
38 of the last 74 condo closings in 32819 landed at this number or higher (51%). The median one sat 66 days before it went under contract, and this one is on day 101.

Sample: 74 closed condo sales in 32819 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,882/mo
Principal & interest$3,646
Property taxes$626
Insurance$350
HOA$261
Down payment20% · $139,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$699,000

$333 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,097 sq ft

Time on market

101 days

Year built

2006

Monthly payment

About $4,882/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,507 annual tax bill, insurance, and the $782.75/qtr HOA fee.

HOA fee

$782.75/qtr

Managed by Optimum Community Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byVISTA CAY REALTY COMPANYListing agent: Gabriela BucheListing data from Stellar MLS, MLS# O6421145.

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