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Overview

4 bd6 ba5,515 sqft3 car garageSingle Family
TypeSingle Family
HOA$203/mo
Built2005
Lot22,485 sqft
Living area5,515 sqft
Price / sqft$345
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCathedral Ceiling(s)Ceiling Fans(s)Central VaccumPrimary Bedroom Main FloorSolid Surface CountersStone CountersWalk-in Closet(s)

1238 Lake Whitney Dr is a 2005-built home in Reserve At Belmere Ph 02 48 144, Windermere. Inside you'll find 4 bedrooms, 6 bathrooms, and 5,515 square feet of living space. Listed at $1,900,000 (about $345/sqft), 110 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $203 monthly.

From the listing

Stunning Lakefront Mediterranean Retreat on Lake Whitney! Discover this spacious, breathtaking lakefront home nestled along the banks of Lake Whitney. Enjoy spectacular views from your private dock, deck, boat lift, & open-air boathouse, perfect for water sports, lake-side entertaining, BBQs, & catching mesmerizing sunsets. Ski friendly Lake Whitney is a great spot for wakeboarding, jet skiing or water skiing. Designed for the ultimate lake lifestyle, this home features Tuscan-inspired landscaping, an infinity pool & spa, plus expansive outdoor entertaining areas. Host unforgettable gatherings with an outdoor grill & kitchen, patio dining, outdoor fireplace, & comfortable seating, all under a screened enclosure for year-round enjoyment. The gourmet kitchen is a chef’s dream, equipped with ultra-premium Viking appliances; including a double oven, dishwasher, gas cooktop, refrigerator, & wine cooler. Granite countertops, a spacious island, walk-in pantry, dual sinks, & open layout seamlessly connect to the living & dining areas. A full-size laundry room with front-loading washer and dryer, sink, & tall cabinets adds convenience. The ground level offers a formal dining room & an office/library with built-in shelving. The massive primary suite boasts stunning lakefront views, while the luxurious master bathroom features a walk-in closet, granite countertops, dual garden baths with massage jets, a sauna, and privacy toilet and bidet. Elegant French doors lead into a welcoming foyer, with soaring ceilings and a grand staircase leading upstairs. The 2nd floor includes 3 bedrooms, 3.5 bathrooms, & a versatile game room or theater with built-in entertainment & a microwave. Three bedrooms have private baths, & an elevated outdoor covered patio offers additional lake views with ceramic tile flooring. An oversized three-car garage with electric doors, double water heaters, & ample storage completes this exceptional home. Experience the charm of Tuscany combined with the luxury of lakefront living in Central Florida! Schedule your private tour today and make this dream home yours! Sold as-is, where-is. No Seller’s disclosures. Seller is making no warranties or representations of property condition. Room dimensions are approximate & should be independently verified. Proof of funds/pre-approval letter required with all offers. Buying party is responsible for verifying whether property condition will qualify for buyer’s specific loan program. If applicable, HOA or Condominium monthly dues may be subject to changes, special assessments & must be verified by buyer. Monthly dues often adjust on January 1st of each year. Some condominiums may also charge an initial “Capital Contribution” payable at closing. MLS information deemed reliable, but not guaranteed. Parties are advised to verify. The seller requires a 10 DOM holding period prior to entertaining any offers. *Per our seller, please ensure all potential buyers view the interior of the property prior to submitting offers. Agents must always accompany buyers during showings. Seller will not entertain sight-unseen offers. Please factor any repair estimates into the offer.* There's a 7-minute interior video walk-through available under Virtual Tour in MLS.

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The essentials

Built
2005
Price / sqft
$345
On market
110 days
Annual tax
$34,190
HOA
$203/mo
Flood zone
X · Low risk
Lot
22,485 sqft
Type
Single Family Residence

At a glance

Single family
Built 2005
Waterfront
Lake Front
Private pool
Heated
3 car garage
Driveway
0.52 acres
Lot size

Payment

Est. monthly payment
$13,911/mo
Down payment (20%)
$380,000
Property taxes
$2,849/mo
HOA
$203/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2005
Lot
22,485 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Driveway, Garage Door Opener, Garage Faces Side, Ground Level, Off Street, Oversized, Parking Pad
Pool
Gunite, Heated, In Ground, Infinity, Lighting
Waterfront
Lake Front
Days on Market
110
Built-in Features
Cathedral Ceiling(s)
Ceiling Fans(s)
Central Vaccum
Primary Bedroom Main Floor
Solid Surface Counters
Stone Counters
Walk-in Closet(s)
Balcony
Outdoor Kitchen
Sidewalk
Deed Restrictions
Fitness Center
Gated Community - Guard
Park
Playground
Pool
Sidewalks
Tennis Court(s)
Built-in Oven
Dishwasher
Dryer
Electric Water Heater
Freezer
Microwave
Range
Refrigerator
Washer
Wine Refrigerator
Elementary
Lake Whitney Elem
Middle
SunRidge Middle
High
West Orange High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$34,190
Parcel #
31-22-28-7353-01-130

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Reserve At Belmere Ph 02 48 144
County
Orange
MLS Area
34786 - Windermere
Lot Size
22,485 sqft
HOA
$203/mo
Carlos Borrero, LCAM, Sentry Mgmt.

Price history

Date
Event
Price
9/5/2026
Price change
Source: Stellar MLS #O6421211
$1,900,000-9.5%
$345/sqft
6/30/2026
Listed for sale
Source: Stellar MLS #O6421211
$2,099,900
$381/sqft

Neighborhood

1238 Lake Whitney Dr
Windermere, FL, 34786 · 34786 - Windermere

Market insights

Offer Insights

Choose an offer strength

List price: $1,900,000
$1.87M – $1.90M
98.5% – 100% of listTops out right at the list price
80% of listList price
157 of the last 312 home closings in 34786 landed at this number or higher (50%). The median one sat 31 days before it went under contract, and this one is on day 110 after a $199,900 cut.

Sample: 312 closed home sales in 34786 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$13,911/mo
Principal & interest$9,909
Property taxes$2,849
Insurance$950
HOA$203
Down payment20% · $380,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,900,000

$345 per sq ft

Beds and baths

4 beds, 6 baths

Size

5,515 sq ft

Time on market

110 days

Year built

2005

Monthly payment

About $13,911/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $34,190 annual tax bill, insurance, and the $203/mo HOA fee.

HOA fee

$203/mo

Managed by Carlos Borrero, LCAM, Sentry Mgmt..

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byJASON CRANE REAL ESTATE LLCListing agent: Jason CraneListing data from Stellar MLS, MLS# O6421211.

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