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Overview

3 bd4 ba2,973 sqft3 car garageSingle Family
TypeSingle Family
HOANone listed
Built1991
Lot392,040 sqft
Living area2,973 sqft
Price / sqft$353
Garage3 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)Crown MoldingDry BarEat-in KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main Floor

35841 Timbertop Ln is a 1991-built home in Non-subdivision, Fruitland Park. Inside you'll find 3 bedrooms, 4 bathrooms, and 2,973 square feet of living space. Listed at $1,050,000 (about $353/sqft), 92 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Virtually Staged. Discover a private 9+ acre Rustic Luxury Ranch Estate where Western lodge charm meets resort-style living. Surrounded by peaceful countryside views, this one-of-a-kind property blends timeless craftsmanship with exceptional amenities, offering the freedom of no HOA just minutes from The Villages, Lake Harris, and Lake Griffin State Park. Inside, soaring tongue-and-groove wood ceilings, exposed beams, and a dramatic floor-to-ceiling stone fireplace create the warm character of a luxury mountain retreat. The spacious layout features a large kitchen, inviting living spaces, and double French doors that open directly to the heated lagoon-style saltwater pool, creating seamless indoor-outdoor living. Thoughtful updates include new electrical service, all-new ductwork throughout the home, energy-efficient improvements, and a Safe Step whirlpool tub and shower for added comfort and accessibility. The home offers 2 full bathrooms and 1 half bathroom, including a spacious primary bathroom, a Jack and Jill bathroom, and a convenient half bathroom located inside the custom cabana. Upstairs, a loft with a dry bar provides flexible space for entertaining, a media room, home office, or recreation area. A small private balcony offers a breathtaking view of the mesmerizing waterfall below, creating the perfect place to unwind and enjoy the peaceful surroundings. Outside, every detail has been thoughtfully designed for exceptional outdoor living. The heated lagoon-style saltwater pool with waterfalls and spa is complemented by a custom-built cabana featuring a full kitchen with granite countertops, sink, refrigerator, new water heater, gas grill, gas stone fire pit, and a convenient half bathroom highlighted by a beautiful Art Deco sink. An outdoor shower adds even more convenience for poolside entertaining. Adding timeless Southern charm, the electrified gazebo overlooks the expansive grassy fields and provides the perfect setting to relax, entertain, or capture unforgettable photos against the beautiful natural backdrop. A welcoming front deck and asphalt driveway further enhance the property's curb appeal and everyday convenience. The 9+ acres provide an exceptional blend of open pasture and natural beauty with additional acreage that offers endless opportunities to enjoy the outdoors. A rail-fenced pasture and impressive six-stall horse barn with a hay loft, tack room, electric, and plumbing provide outstanding flexibility for equestrian use, hobby farming, equipment storage, or additional workspace, subject to buyer needs and local requirements. An attached garage with tall ceilings and a utility sink offers even more versatility for projects, storage, or workshop space. Additional highlights include a lifetime metal roof engineered for hurricane conditions, providing lasting value and peace of mind. With its distinctive lodge-inspired architecture, resort-style outdoor amenities, equestrian facilities, 9+ acres of private land, and a location just minutes from The Villages, Lake Harris, and Lake Griffin State Park, this exceptional ranch estate presents a rare opportunity to enjoy refined country living while remaining close to shopping, dining, recreation, and everyday conveniences.

The essentials

Built
1991
Price / sqft
$353
On market
95 days
Annual tax
$10,925
Flood zone
X · Low risk
Lot
392,040 sqft
Type
Single Family Residence

At a glance

Single family
Built 1991
Private pool
Heated
3 car garage
Driveway
9.00 acres
Lot size
2,973 sqft
Living area

Payment

Est. monthly payment
$6,911/mo
Down payment (20%)
$210,000
Property taxes
$910/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1991
Lot
392,040 sqft
Cooling
Central Air
Heating
Central, Natural Gas
Parking
Driveway, Garage Door Opener, Garage Faces Side, Golf Cart Garage, Golf Cart Parking, Guest
Pool
Auto Cleaner, Gunite, Heated, In Ground, Lighting, Outside Bath Access, Pool Sweep, Self Cleaning
Days on Market
95
Cathedral Ceiling(s)
Ceiling Fans(s)
Crown Molding
Dry Bar
Eat-in Kitchen
High Ceilings
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Vaulted Ceiling(s)
Walk-in Closet(s)
Balcony
Lighting
Outdoor Grill
Outdoor Kitchen
Outdoor Shower
Rain Gutters
Convection Oven
Dishwasher
Dryer
Refrigerator
Washer
Elementary
Fruitland Park Elem
Middle
Carver Middle
High
Leesburg High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$10,925
Parcel #
06-19-24-0001-000-04000

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Non-subdivision
County
Lake
MLS Area
34731 - Fruitland Park
Lot Size
392,040 sqft
ClearedFarmIn CountyLandscapedOversized LotPrivateStreet One WayPavedZoned for Horses

Price history

Date
Event
Price
9/14/2026
Price change
Source: Stellar MLS #O6422012
$1,050,000-4.1%
$353/sqft
-
Price change
Source: Stellar MLS #O6422012
$1,095,000-6.8%
$368/sqft
7/6/2026
Listed for sale
Source: Stellar MLS #O6422012
$1,175,000
$395/sqft

Neighborhood

35841 Timbertop Ln
Fruitland Park, FL, 34731 · 34731 - Fruitland Park

Market insights

Offer Insights

Choose an offer strength

List price: $1,050,000
$1.03M – $1.05M
98.2% – 100% of listTops out right at the list price
80% of listList price
29 of the last 57 home closings in 34731 landed at this number or higher (51%). The median one sat 40 days before it went under contract, and this one is on day 95 after a $125,000 cut.

Sample: 57 closed home sales in 34731 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$6,912/mo
Principal & interest$5,476
Property taxes$910
Insurance$525
Down payment20% · $210,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,050,000

$353 per sq ft

Beds and baths

3 beds, 4 baths

Size

2,973 sq ft

Time on market

95 days

Year built

1991

Monthly payment

About $6,911/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,925 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byKELLER WILLIAMS REALTY AT THE LAKESListing agent: Stacey VazquezListing data from Stellar MLS, MLS# O6422012.

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