2711 46th St E, photo 1
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Overview

3 bd2 ba1,565 sqft2 car garageSingle Family
TypeSingle Family
HOA$295/qtr
Built2006
Lot10,559 sqft
Living area1,565 sqft
Price / sqft$252
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanSolid Wood CabinetsSplit BedroomWalk-in Closet(s)

2711 46th St E is a 2006-built home in Sugar MILL Lakes Ph II & III, Palmetto. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,565 square feet of living space. Listed at $395,000 (about $252/sqft), 102 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $295 quarterly.

From the listing

Experience the perfect blend of space, comfort, and waterfront living in this beautifully maintained 3-bedroom, 2-bath home located in the highly desirable Sugar Mill Lakes community of Palmetto. Thoughtfully designed living space, this residence features an open, split-bedroom floor plan that provides both privacy and functionality. The spacious living and dining areas flow seamlessly into the heart of the home, creating an inviting setting for everyday living and effortless entertaining. The well-appointed kitchen has abundant cabinetry, generous counter space, and a practical layout designed to keep everything within easy reach. The private owner's suite serves as a relaxing retreat, complete with a large walk-in closet and an en-suite bath. Two additional bedrooms provide flexibility for family, guests, or a home office. Step outside to the oversized screened lanai and enjoy peaceful lake views—the perfect backdrop for your morning coffee, evening sunsets, or entertaining friends and family while embracing Florida's year-round outdoor lifestyle. A new roof provides added value and peace of mind for years to come. Sugar Mill Lakes is known for its scenic lakes, low HOA fees, and convenient location just minutes from I-75 and I-275, making commuting to Tampa, St. Petersburg, Sarasota, and Bradenton simple. Shopping, dining, parks, golf courses, marinas, and the Gulf Coast's world-renowned beaches are all within easy reach. Whether you're searching for a full-time residence or a seasonal retreat, this exceptional lakefront home delivers the lifestyle you've been waiting for. Discover everything this beautiful home has.

The essentials

Built
2006
Price / sqft
$252
On market
102 days
Annual tax
$3,927
HOA
$295/qtr
Flood zone
X · Low risk
Lot
10,559 sqft
Type
Single Family Residence

At a glance

Single family
Built 2006
Waterfront
Pond
2 car garage
0.25 acres
Lot size
1,565 sqft
Living area

Payment

Est. monthly payment
$2,683/mo
Down payment (20%)
$79,000
Property taxes
$327/mo
HOA
$295/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2006
Lot
10,559 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
-
Waterfront
Pond
Days on Market
102
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Solid Wood Cabinets
Split Bedroom
Walk-in Closet(s)
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Refrigerator
Washer
Elementary
James Tillman Elementary
Middle
Buffalo Creek Middle
High
Palmetto High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$3,927
Parcel #
747513059

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Sugar MILL Lakes Ph II & III
County
Manatee
MLS Area
34221 - Palmetto/Rubonia
Lot Size
10,559 sqft
HOA
$295/qtr
Associa Gulf Coast Joy Cripe

Price history

Date
Event
Price
8/21/2026
Price change
Source: Stellar MLS #O6422057
$395,000-12.2%
$252/sqft
7/2/2026
Listed for sale
Source: Stellar MLS #O6422057
$449,900
$287/sqft

Neighborhood

2711 46th St E
Palmetto, FL, 34221 · 34221 - Palmetto/Rubonia

Market insights

Offer Insights

Choose an offer strength

List price: $395,000
$390,000 – $395,000
98.8% – 100% of listTops out right at the list price
80% of listList price
224 of the last 446 home closings in 34221 landed at this number or higher (50%). The median one sat 46 days before it went under contract, and this one is on day 102 after a $54,900 cut.

Sample: 446 closed home sales in 34221 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,683/mo
Principal & interest$2,060
Property taxes$327
Insurance$198
HOA$98
Down payment20% · $79,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$395,000

$252 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,565 sq ft

Time on market

102 days

Year built

2006

Monthly payment

About $2,683/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,927 annual tax bill, insurance, and the $295/qtr HOA fee.

HOA fee

$295/qtr

Managed by Associa Gulf Coast Joy Cripe.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byBEYCOME OF FLORIDA LLCListing agent: Steven KolenoListing data from Stellar MLS, MLS# O6422057.

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