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Overview

4 bd4 ba2,763 sqft3 car garageSingle Family
TypeSingle Family
HOA$205/mo
Built2022
Lot9,235 sqft
Living area2,763 sqft
Price / sqft$198
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Built-in FeaturesCeiling Fans(s)Crown MoldingEat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen Floorplan

3870 Bowfin Trl is a 2022-built home in Bellalago Ph 4k, Kissimmee. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,763 square feet of living space. Listed at $547,777 (about $198/sqft), 109 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $205 monthly.

From the listing

BACK ON THE MARKET DUE TO BUYER FINANCING — NO FAULT OF THE HOME! Here is your second chance to own this beautifully upgraded 2022 Bellalago home offering a hard-to-find combination: ONE STORY, 3-CAR GARAGE, NO REAR NEIGHBORS, and an oversized backyard with plenty of room for a future pool. With 4 bedrooms, 3.5 baths and 2,763 square feet, this home has been exceptionally well maintained and upgraded well beyond standard builder finishes. Inside you'll find 10-foot ceilings, 8-foot doors, extensive crown molding, waterproof wood-grain laminate flooring, custom plantation shutters, designer ceiling fans and custom built-ins throughout. The kitchen is one of the highlights of the home, with an impressive 5' x 10' island, premium cabinetry, custom pantry shelving, water filtration, designer finishes and handcrafted granite tile accents. The open layout flows into the great room, where an 8' x 12' triple sliding glass door opens completely to the oversized screened lanai with outdoor ceiling fans. With no rear neighbors, the backyard offers great privacy along with plenty of space to add a custom pool. The split-bedroom layout gives family and guests their own space. The owner's suite includes a custom walk-in closet with direct access to the laundry room, which has built-in cabinetry, a utility sink and additional storage. The oversized 3-car tandem garage provides room for additional vehicles, a golf cart, workshop, home gym or extra storage and includes overhead storage racks. Additional features include insulated concrete block construction for energy efficiency, a new A/C refrigerant line and coolant, and blue-light antimicrobial technology in both the HVAC system and bathroom exhaust fans. Bellalago is a guard-gated waterfront community on the shores of Lake Tohopekaliga with resort-style pools and waterslide, fitness centers, tennis and basketball courts, playgrounds, walking trails, private boat ramps and docks, championship bass fishing and a lakeside clubhouse. Shopping, dining, schools, medical facilities and Central Florida attractions are all within easy reach. Nearly new, extensively upgraded and ready for its next owner. Come see what makes 3870 Bowfin Trail stand out.

The essentials

Built
2022
Price / sqft
$198
On market
109 days
Annual tax
$5,072
HOA
$205/mo
Flood zone
X · Low risk
Lot
9,235 sqft
Type
Single Family Residence

At a glance

Single family
Built 2022
Community pool
Fitness center too
3 car garage
Golf Cart Parking
9,235 sqft lot
Lot size
2,763 sqft
Living area

Payment

Est. monthly payment
$3,759/mo
Down payment (20%)
$109,555
Property taxes
$423/mo
HOA
$205/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2022
Lot
9,235 sqft
Cooling
Central Air
Heating
Central
Parking
Golf Cart Parking, Tandem
Days on Market
109
Built-in Features
Ceiling Fans(s)
Crown Molding
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Private Mailbox
Rain Gutters
Sidewalk
Clubhouse
Dog Park
Fitness Center
Gated Community - Guard
Park
Playground
Pool
Restaurant
Tennis Court(s)
Street Lights
Convection Oven
Cooktop
Dishwasher
Disposal
Dryer
Exhaust Fan
Microwave
Range Hood
Refrigerator
Washer
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$5,072
Parcel #
29-26-29-2943-0001-0350

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Bellalago Ph 4k
County
Osceola
MLS Area
34746 - Kissimmee (West of Town)
Lot Size
9,235 sqft
Conservation Area
HOA
$205/mo
Bellalago & Isles of Bellalago Community Associati

Price history

Date
Event
Price
7/2/2026
Listed for sale
Source: Stellar MLS #O6422102
$547,777
$198/sqft

Neighborhood

3870 Bowfin Trl
Kissimmee, FL, 34746 · 34746 - Kissimmee (West of Town)

Market insights

Offer Insights

Choose an offer strength

List price: $547,777
$545,000 – $547,777
99.5% – 100% of listTops out right at the list price
80% of listList price
191 of the last 354 home closings in 34746 landed at this number or higher (54%). The median one sat 34 days before it went under contract, and this one is on day 109.

Sample: 354 closed home sales in 34746 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,758/mo
Principal & interest$2,857
Property taxes$423
Insurance$274
HOA$205
Down payment20% · $109,555
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$547,777

$198 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,763 sq ft

Time on market

109 days

Year built

2022

Monthly payment

About $3,759/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,072 annual tax bill, insurance, and the $205/mo HOA fee.

HOA fee

$205/mo

Managed by Bellalago & Isles of Bellalago Community Associati.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEPIQUE REALTY INC.Listing agent: Jennifer RileyListing data from Stellar MLS, MLS# O6422102.

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