1431 S Montgomery St, photo 1
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Overview

0 baLand
TypeLand
HOANone listed
Lot13,600 sqft

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About this home

1431 S Montgomery St is a home Deland. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Don’t miss this fantastic opportunity to own a residential lot in the growing city of DeLand, FL! Whether you’re looking to build your dream home or you’re an investor seeking the perfect location for a duplex, this property offers endless potential. Conveniently located in an established residential area with easy access to shopping, dining, schools, parks, and major roadways. Secure your piece of Florida today and bring your vision to life!

The essentials

On market
94 days
Annual tax
$500
Flood zone
X · Low risk
Lot
13,600 sqft
Type
Land

At a glance

Payment

Est. monthly payment
$442/mo
Down payment (20%)
$14,000
Property taxes
$42/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Land
Year Built
-
Lot
13,600 sqft
Cooling
-
Heating
-
Parking
-
Days on Market
94
Flood Zone X
Annual Tax (2025)
$500
Parcel #
7020-00-00-1627

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

County
Volusia
MLS Area
32720 - Deland
Lot Size
13,600 sqft

Price history

Date
Event
Price
9/30/2026
Price change
Source: Stellar MLS #O6424304
$70,000-6.7%
7/9/2026
Listed for sale
Source: Stellar MLS #O6424304
$75,000

Neighborhood

1431 S Montgomery St
Deland, FL, 32720 · 32720 - Deland

Calculator

Est. monthly payment
$442/mo
Principal & interest$365
Property taxes$42
Insurance$35
Down payment20% · $14,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$70,000

Time on market

94 days

Monthly payment

About $442/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $500 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Have another question?

Brokered byNORKIS & CO REALTYListing agent: Melissa AragonListing data from Stellar MLS, MLS# O6424304.

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