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Overview

5 bd3 ba2,798 sqft3 car garageSingle Family
TypeSingle Family
HOA$188.72/yr
Built2012
Lot9,888 sqft
Living area2,798 sqft
Price / sqft$232
Garage3 car

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About this home

Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Wood Cabinets

3104 Bass Boat Way is a 2012-built home in Shingle Creek Reserve At The Oaks Ph 5, Kissimmee. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,798 square feet of living space. Listed at $650,000 (about $232/sqft), 89 days on market. Flood zone AE - confirm flood insurance requirements with your lender. HOA runs $188.72 annually.

From the listing

Love boating, fishing, golf, and breathtaking Florida sunsets? Welcome home! Nestled on a quiet cul-de-sac in the highly sought-after The Oaks Golf Club community, this beautifully maintained 5-bedroom, 3-bathroom home offers the ultimate Central Florida lifestyle. Enjoy a screened, heated pool, a spacious 3-car garage, and access to the navigable Kissimmee Chain of Lakes through Lake Tohopekaliga (Lake Toho)—perfect for boating, world-class bass fishing, water sports, and unforgettable sunsets. Convenience is one of this home’s greatest advantages. Within less than 2 miles, you’ll find Publix, banks, restaurants, department stores, a gas station, the post office, and a car wash. Historic Downtown Kissimmee is just minutes away, with easy access to Disney, Orlando International Airport, hospitals, major highways, and Orlando’s world-famous attractions. The spacious floor plan is ideal for everyday living, entertaining, or hosting guests, making this home perfect as a primary residence, second home, or investment property. With low HOA fees, an established golf course community, and a location that combines recreation, convenience, and natural beauty, this home offers an exceptional opportunity to experience the very best of Florida living.

The essentials

Built
2012
Price / sqft
$232
On market
89 days
Annual tax
$9,277
HOA
$188.72/yr
Flood zone
AE
Lot
9,888 sqft
Type
Single Family Residence

At a glance

Single family
Built 2012
Private pool
Heated
3 car garage
Driveway
9,888 sqft lot
Lot size
2,798 sqft
Living area

Payment

Est. monthly payment
$4,504/mo
Down payment (20%)
$130,000
Property taxes
$773/mo
HOA
$188.72/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2012
Lot
9,888 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Pool
Heated, In Ground, Lighting, Screen Enclosure
Days on Market
89
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Garden
Lighting
Rain Gutters
Sidewalk
Sliding Doors
Golf
Playground
Sidewalks
Tennis Court(s)
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Pleasant Hill Elem
Middle
Horizon Middle
High
Liberty High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone AE
Annual Tax (2025)
$9,277
Parcel #
33-25-29-2156-0001-3930

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Shingle Creek Reserve At The Oaks Ph 5
County
Osceola
MLS Area
34746 - Kissimmee (West of Town)
Lot Size
9,888 sqft
HOA
$188.72/yr
SHINGLE CREEK RESERVE @ OAKS HOA, INC/Isacc Berman

Price history

Date
Event
Price
7/14/2026
Listed for sale
Source: Stellar MLS #O6424939
$650,000
$232/sqft

Neighborhood

3104 Bass Boat Way
Kissimmee, FL, 34746 · 34746 - Kissimmee (West of Town)

Market insights

Offer Insights

Choose an offer strength

List price: $650,000
$645,000 – $650,000
99.5% – 100% of listTops out right at the list price
80% of listList price
194 of the last 361 home closings in 34746 landed at this number or higher (54%). The median one sat 34 days before it went under contract, and this one is on day 89.

Sample: 361 closed home sales in 34746 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,504/mo
Principal & interest$3,390
Property taxes$773
Insurance$325
HOA$16
Down payment20% · $130,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$650,000

$232 per sq ft

Beds and baths

5 beds, 3 baths

Size

2,798 sq ft

Time on market

89 days

Year built

2012

Monthly payment

About $4,504/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $9,277 annual tax bill, insurance, and the $188.72/yr HOA fee.

HOA fee

$188.72/yr

Managed by SHINGLE CREEK RESERVE @ OAKS HOA, INC/Isacc Berman.

Flood zone

Zone AE

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byWRA BUSINESS & REAL ESTATEListing agent: Simone MocelinListing data from Stellar MLS, MLS# O6424939.

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