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Overview

4 bd3 ba2,361 sqft2 car garageSingle Family
TypeSingle Family
HOA$120/qtr
Built2019
Lot9,148 sqft
Living area2,361 sqft
Price / sqft$178
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanSolid Surface CountersSolid Wood CabinetsStone CountersThermostatWalk-in Closet(s)

6699 Alder Rd is a 2019-built home in Harmony West Ph 1a, St Cloud. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,361 square feet of living space. Listed at $420,000 (about $178/sqft), 90 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $120 quarterly.

From the listing

Virtually Staged. A beautifully maintained home in the highly desirable Harmony West community, where modern design, everyday comfort, and resort-style amenities come together. This thoughtfully designed home features a bright, open-concept floor plan with spacious living areas and a well-appointed kitchen that's perfect for entertaining family and friends. The generously sized bedrooms provide comfort for everyone, while the private backyard offers the perfect place to unwind. As an added bonus, the SALT WATER JACUZZI IS INCLUDED IN THE SALE, creating your own backyard oasis to enjoy year-round. Whether you're starting your morning with coffee on the patio, relaxing in the jacuzzi after a long day, or hosting gatherings, this home is designed for making lasting memories. Harmony West offers an exceptional lifestyle with amenities including a resort-style pool, clubhouse, fitness center, parks, playgrounds, walking trails, and open green spaces, giving residents plenty of opportunities to stay active and connected. Conveniently located just minutes from major roadways, this home provides easy access to Lake Nona Medical City, shopping, dining, schools, medical facilities, and Orlando's top attractions, while still offering the peaceful charm of St. Cloud. As the area continues to grow with new retail, restaurants, and commercial development, homeowners will benefit from both convenience and long-term value. If you're searching for a home in Harmony West, a move-in-ready home in St. Cloud, or a property with a private saltwater jacuzzi and resort-style amenities, 6699 Alder Rd is one you won't want to miss. Schedule your private showing today!

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The essentials

Built
2019
Price / sqft
$178
On market
90 days
Annual tax
$6,119
HOA
$120/qtr
Flood zone
X · Low risk
Lot
9,148 sqft
Type
Single Family Residence

At a glance

Single family
Built 2019
Community pool
Shared amenity
2 car garage
9,148 sqft lot
Lot size
2,361 sqft
Living area

Payment

Est. monthly payment
$2,950/mo
Down payment (20%)
$84,000
Property taxes
$510/mo
HOA
$120/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2019
Lot
9,148 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
90
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Lighting
Sidewalk
Park
Playground
Pool
Sidewalks
Street Lights
Dishwasher
Microwave
Range
Refrigerator
Elementary
Harmony Community School (K-5)
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$6,119
Parcel #
24-26-31-3382-0001-0230

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harmony West Ph 1a
County
Osceola
MLS Area
34773 - St Cloud (Harmony)
Lot Size
9,148 sqft
Corner LotLandscapedSidewalkPaved
HOA
$120/qtr
My HOA Solution | Mark

Price history

Date
Event
Price
9/19/2026
Price change
Source: Stellar MLS #O6425529
$420,000-2.3%
$178/sqft
7/16/2026
Listed for sale
Source: Stellar MLS #O6425529
$430,000
$182/sqft

Neighborhood

6699 Alder Rd
St Cloud, FL, 34773 · 34773 - St Cloud (Harmony)

Market insights

Offer Insights

Choose an offer strength

List price: $420,000
$417,500 – $420,000
99.5% – 100% of listTops out right at the list price
80% of listList price
72 of the last 128 home closings in 34773 landed at this number or higher (56%). The median one sat 43 days before it went under contract, and this one is on day 90 after a $10,000 cut.

Sample: 128 closed home sales in 34773 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,950/mo
Principal & interest$2,190
Property taxes$510
Insurance$210
HOA$40
Down payment20% · $84,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$420,000

$178 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,361 sq ft

Time on market

90 days

Year built

2019

Monthly payment

About $2,950/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,119 annual tax bill, insurance, and the $120/qtr HOA fee.

HOA fee

$120/qtr

Managed by My HOA Solution | Mark.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byKELLER WILLIAMS ADVANTAGE IIIListing agent: Sofia LovinskyListing data from Stellar MLS, MLS# O6425529.

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