

Overview
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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.
New construction · 2026
Different rules apply when you buy new
Build snapshot
- Build year
- 2026
- Builder
- Ask the team — not on MLS
- Community
- COLBERT LANDINGS
- Type
- Single Family Residence
True monthly carry
- HOA
- ~$17/mo
- CDD bond
- Yes — typically $1,500–$3,500/yr
- Builder incentives
- Ask — change weekly
What we'll do for you on a new build
Builder contract redlines
Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.
11-month inspection
Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.
Verified incentives
We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.
CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.
About this home
42 Armoyan Dr is a 2026-built home in Colbert Landings, Palm Coast. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,394 square feet of living space. Listed at $479,990 (about $200/sqft), 89 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $203 annually.
Pre-Construction. To be built. What's Special: Covered Extended Lanai | Pond View | 3 Full Baths. New Construction - December Completion! Built by America's Most Trusted Home Builder. Welcome to the Havana at 42 Armoyan Drive in Colbert Landings! Explore this new single-story home offering a bright and inviting layout with a seamless flow for everyday living. The foyer opens to a versatile flex space and a secondary bedroom with a nearby full bath. At the heart of the home, the gourmet kitchen with a spacious island overlooks the casual dining area and great room, with a pocket sliding glass door leads to a covered lanai. The private primary suite is tucked at the back, featuring a generous bedroom, well-appointed bath and walk-in closet. Two additional secondary bedrooms, a shared full bath, and a centrally located laundry room which connects to the primary closet, add comfort and convenience. Ideally located east of I-95, this community offers quick access to beaches, the Matanzas River, and nearby dining and retail. Spanning nearly 300 acres, it features preserve and water view homesites, natural tree coverage, and adjacent conservation land with trails. Planned amenities include a clubhouse, resort-style pool, parks, playground, and pickleball. Additional Highlights Include: shower in bathroom 3, 8' interior doors, pre-plumb water softener loop, pre-plumb for laundry sink in the garage, tile flooring into primary bedroom, and GE refrigerator. Photos are for representative purposes only. MLS#O6425671
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The essentials
At a glance
Payment
Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$479,990
$200 per sq ft
Beds and baths
4 beds, 3 baths
Size
2,394 sq ft
Time on market
89 days
Year built
2026
Monthly payment
About $3,380/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $203/yr HOA fee.
HOA fee
$203/yr
Managed by Colbert Landings.
Flood zone
Zone X
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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