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Overview

3 bd2 ba1,515 sqft2 car garageSingle Family
TypeSingle Family
HOA$408/mo
Built2025
Lot4,792 sqft
Living area1,515 sqft
Price / sqft$236
Garage2 car

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About this home

Ceiling Fans(s)Dry BarEat-in KitchenOpen FloorplanPrimary Bedroom Main FloorStone CountersThermostatWalk-in Closet(s)

5338 Spoonflower CT is a 2025-built home in Esplanade At Center Lake Ranch, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,515 square feet of living space. Listed at $357,900 (about $236/sqft), 82 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $408 monthly.

From the listing

Set on a landscaped cul-de-sac lot with water views, this nearly new 2025 villa in gated Esplanade at Center Lake Ranch brings easy, low-maintenance living together with resort-style amenities. The 1,515-square-foot, single-story layout opens to bright living and dining areas and a well-appointed kitchen with stone counters, a generous island, stainless steel appliances, and abundant cabinetry. Sliding glass doors connect the living area to a screened lanai overlooking the pond—an inviting spot for morning coffee or winding down at the end of the day. The primary suite features a spacious walk-in closet and private bath with dual sinks and a walk-in shower. A second bedroom also includes a walk-in closet, while the flexible third bedroom is defined by French-style double doors and does not have a closet, making it equally suited for guests, a home office, or a hobby room. A second full bath, inside laundry room, and attached two-car garage complete the practical floor plan. Esplanade residents enjoy a guard-gated setting and an impressive amenity collection, including a resort-style pool and spa, fitness center and movement studio, pickleball and tennis courts, clubhouse, dog park, playground, outdoor gathering spaces, walking trails, concierge services, and community events. HOA services include lawn care and roof maintenance/replacement; buyers should verify current association details and inclusions. Conveniently located near Lake Nona, major roadways, shopping, dining, and medical destinations.

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The essentials

Built
2025
Price / sqft
$236
On market
82 days
Annual tax
$3,024
HOA
$408/mo
Flood zone
X · Low risk
Lot
4,792 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
Waterfront
Pond
Community pool
Fitness center too
2 car garage
Driveway
4,792 sqft lot
Lot size

Payment

Est. monthly payment
$2,706/mo
Down payment (20%)
$71,580
Property taxes
$252/mo
HOA
$408/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
4,792 sqft
Cooling
Central Air
Heating
Electric, Natural Gas
Parking
Driveway, Garage Door Opener
Waterfront
Pond
Days on Market
82
Ceiling Fans(s)
Dry Bar
Eat-in Kitchen
Open Floorplan
Primary Bedroom Main Floor
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Sprinkler Metered
Clubhouse
Fitness Center
Gated Community - Guard
Handicap Modified
Park
Playground
Pool
Racquetball
Tennis Court(s)
Dishwasher
Disposal
Gas Water Heater
Microwave
Range
Refrigerator
Elementary
Narcoossee Elementary
Middle
Narcoossee Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$3,024
Parcel #
28-25-31-0944-0001-1160

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Esplanade At Center Lake Ranch
County
Osceola
MLS Area
34771 - St Cloud (Magnolia Square)
Lot Size
4,792 sqft
Corner LotCul-De-SacCity LimitsLandscapedLevelSidewalkPavedPrivate
HOA
$408/mo
The Waters at Center Lake Ranch HOA

Price history

Date
Event
Price
8/10/2026
Price change
Source: Stellar MLS #O6426146
$357,900-0.6%
$236/sqft
7/21/2026
Listed for sale
Source: Stellar MLS #O6426146
$359,900
$238/sqft

Neighborhood

5338 Spoonflower CT
St Cloud, FL, 34771 · 34771 - St Cloud (Magnolia Square)

Market insights

Offer Insights

Choose an offer strength

List price: $357,900
$355,000 – $357,900
99.5% – 100% of listTops out right at the list price
80% of listList price
306 of the last 474 home closings in 34771 landed at this number or higher (65%). The median one sat 36 days before it went under contract, and this one is on day 82 after a $2,000 cut.

Sample: 474 closed home sales in 34771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,706/mo
Principal & interest$1,867
Property taxes$252
Insurance$179
HOA$408
Down payment20% · $71,580
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$357,900

$236 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,515 sq ft

Time on market

82 days

Year built

2025

Monthly payment

About $2,706/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,024 annual tax bill, insurance, and the $408/mo HOA fee.

HOA fee

$408/mo

Managed by The Waters at Center Lake Ranch HOA.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byREAL BROKER, LLCListing agent: Peter LuuListing data from Stellar MLS, MLS# O6426146.

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