2720 Greenlands St, photo 1
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Overview

3 bd2 ba1,863 sqft2 car garageSingle Family
TypeSingle Family
HOA$310/mo
Built2020
Lot6,534 sqft
Living area1,863 sqft
Price / sqft$214
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Living Room/Dining Room ComboOpen FloorplanWalk-in Closet(s)SidewalkBuyer Approval RequiredClubhouseCommunity MailboxDeed Restrictions

2720 Greenlands St is a 2020-built home in Twin Lakes Ph 2a-2b, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,863 square feet of living space. Listed at $399,000 (about $214/sqft), 86 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $310 monthly.

From the listing

Welcome to this beautifully maintained 3-bedroom, 2-bathroom home with a 2-car garage located in a gated 55+ active adult community in Central Florida. This well-appointed home offers an open, split-bedroom floor plan designed for both comfort and functionality. Inside, you’ll find vaulted ceilings, porcelain tile flooring throughout the main living areas, new carpet in the bedrooms, and an upgraded kitchen featuring granite countertops, a gas range, upgraded appliances, and ample cabinet space. The kitchen overlooks the spacious living and dining areas, while sliding glass doors lead to a covered, screened lanai—perfect for relaxing or entertaining. The oversized 2-car garage provides plenty of storage. Residents enjoy exceptional resort-style amenities, including a 20,000-square-foot clubhouse, three community pools (including a lap pool), fitness center, tennis courts, pickleball courts, bocce ball, putting green, walking trails, dog park, fishing, and access to pontoon boats and Jon boats on Live Oak Lake. A full calendar of clubs, events, and social activities makes it easy to enjoy an active lifestyle. Conveniently located near Lake Nona Medical City, Orlando International Airport, major highways, shopping, dining, world-famous attractions, and Florida’s beautiful beaches. Schedule your private showing today!

The essentials

Built
2020
Price / sqft
$214
On market
86 days
Annual tax
$8,740
HOA
$310/mo
Flood zone
X · Low risk
Lot
6,534 sqft
Type
Single Family Residence

At a glance

Single family
Built 2020
Community pool
Fitness center too
2 car garage
Garage Door Opener
6,534 sqft lot
Lot size
1,863 sqft
Living area

Payment

Est. monthly payment
$3,319/mo
Down payment (20%)
$79,800
Property taxes
$728/mo
HOA
$310/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2020
Lot
6,534 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener
Days on Market
86
Living Room/Dining Room Combo
Open Floorplan
Walk-in Closet(s)
Sidewalk
Buyer Approval Required
Clubhouse
Community Mailbox
Deed Restrictions
Dog Park
Fitness Center
Gated Community - Guard
Irrigation-reclaimed Water
Pool
Sidewalks
Special Community Restrictions
Tennis Court(s)
Dishwasher
Microwave
Range
Refrigerator
Elementary
Hickory Tree Elem
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$8,740
Parcel #
17-26-31-5262-0001-7440

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Twin Lakes Ph 2a-2b
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
6,534 sqft
SidewalkPaved
HOA
$310/mo
Amanda Martineau

Price history

Date
Event
Price
10/1/2026
Price change
Source: Stellar MLS #O6427840
$399,000-11.1%
$214/sqft
7/24/2026
Listed for sale
Source: Stellar MLS #O6427840
$449,000
$241/sqft

Neighborhood

2720 Greenlands St
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $399,000
$397,500 – $399,000
99.5% – 100% of listTops out right at the list price
80% of listList price
244 of the last 394 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 86 after a $50,000 cut.

Sample: 394 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$3,319/mo
Principal & interest$2,081
Property taxes$728
Insurance$200
HOA$310
Down payment20% · $79,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$399,000

$214 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,863 sq ft

Time on market

86 days

Year built

2020

Monthly payment

About $3,319/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $8,740 annual tax bill, insurance, and the $310/mo HOA fee.

HOA fee

$310/mo

Managed by Amanda Martineau.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byALORA REALTY GROUP INCListing agent: Trisha DeokinandanListing data from Stellar MLS, MLS# O6427840.

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