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Overview

3 bd2 ba1,669 sqft2 car garageSingle Family
TypeSingle Family
HOA$640/yr
Built2024
Lot5,502 sqft
Living area1,669 sqft
Price / sqft$185
Garage2 car

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About this home

Living Room/Dining Room ComboGardenLightingSidewalkClubhouseParkPlaygroundPool

3041 Tobago Dr is a 2024-built home in Hammock Reserve Ph 4, Haines City. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,669 square feet of living space. Listed at $308,999 (about $185/sqft), 71 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $640 annually.

From the listing

INVESTOR OPPORTUNITY! Property is currently leased through August 2027, offering immediate rental income and a great investment opportunity. Welcome to this beautifully maintained, modern home located in the desirable Hammock Reserve community in Haines City. Offering the perfect combination of style, comfort, and functionality, this move-in-ready residence features 3 spacious bedrooms, 2 full bathrooms, and an inviting open-concept layout designed for today's lifestyle. From the moment you arrive, you'll appreciate the attractive curb appeal, highlighted by a landscaped front yard and a charming covered front porch. Inside, abundant natural light fills the living spaces, while large sliding glass doors seamlessly connect the living and dining areas to the expansive, fully fenced backyard with a covered lanai—an ideal setting for outdoor dining, entertaining, or simply relaxing in complete privacy. The modern kitchen is the heart of the home, featuring a large center island, generous countertop space, ample cabinetry, and a full suite of appliances, making it perfect for everyday living and hosting family and friends. The spacious primary suite offers a peaceful retreat with a walk-in closet and a private en-suite bathroom complete with dual vanities. Two additional bedrooms provide flexibility for family, guests, or a home office. A two-car garage adds convenience and extra storage. Residents of Hammock Reserve enjoy wonderful community amenities, including a resort-style swimming pool, playground, dog park, and sidewalks throughout the neighborhood, creating a welcoming environment for families and outdoor activities. Ideally located, this home is just minutes from US-27 and offers easy access to I-4, providing convenient travel to Orlando, Tampa, and Central Florida's world-famous attractions. You'll also be close to shopping, restaurants, schools, medical facilities, golf courses, Posner Park Shopping Mall, Lake Eva Community Park, Walt Disney World, and a variety of lakes perfect for boating and fishing. This exceptional home combines modern design, an outstanding location, and fantastic community amenities. Don't miss this incredible opportunity to own a beautiful home in one of Haines City's fastest-growing communities! The home is equipped with a leased solar energy system. Buyer to assume the solar lease at closing.

The essentials

Built
2024
Price / sqft
$185
On market
71 days
Annual tax
$7,539
HOA
$640/yr
Flood zone
X500 · Low risk
Lot
5,502 sqft
Type
Single Family Residence

At a glance

Single family
Built 2024
Community pool
Shared amenity
2 car garage
Garage Door Opener
5,502 sqft lot
Lot size
1,669 sqft
Living area

Payment

Est. monthly payment
$2,448/mo
Down payment (20%)
$61,800
Property taxes
$628/mo
HOA
$640/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2024
Lot
5,502 sqft
Cooling
Central Air
Heating
Central
Parking
Garage Door Opener
Days on Market
71
Living Room/Dining Room Combo
Garden
Lighting
Sidewalk
Clubhouse
Park
Playground
Pool
Sidewalks
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
In a CDD (Community Development District) Flood Zone X500
Annual Tax (2025)
$7,539
Parcel #
26-27-25-490010-007110

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hammock Reserve Ph 4
County
Polk
MLS Area
33844 - Haines City/Grenelefe
Lot Size
5,502 sqft
SidewalkPaved
HOA
$640/yr
Prime Community Management / Victor Estrada

Price history

Date
Event
Price
7/31/2026
Listed for sale
Source: Stellar MLS #O6429208
$308,999
$185/sqft

Neighborhood

3041 Tobago Dr
Haines City, FL, 33844 · 33844 - Haines City/Grenelefe

Market insights

Offer Insights

Choose an offer strength

List price: $308,999
$307,500 – $308,999
99.5% – 100% of listTops out right at the list price
80% of listList price
373 of the last 555 home closings in 33844 landed at this number or higher (67%). The median one sat 46 days before it went under contract, and this one is on day 71.

Sample: 555 closed home sales in 33844 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$2,448/mo
Principal & interest$1,612
Property taxes$628
Insurance$154
HOA$53
Down payment20% · $61,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$308,999

$185 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,669 sq ft

Time on market

71 days

Year built

2024

Monthly payment

About $2,448/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $7,539 annual tax bill, insurance, and the $640/yr HOA fee.

HOA fee

$640/yr

Managed by Prime Community Management / Victor Estrada.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byWRA BUSINESS & REAL ESTATEListing agent: Alejandra Gonzalez SotoListing data from Stellar MLS, MLS# O6429208.

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