1901 Upper Cove Ter, photo 1
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Overview

4 bd2 ba2,105 sqft2 car garageSingle Family
TypeSingle Family
HOA$250/yr
Built1968
Lot15,424 sqft
Living area2,105 sqft
Price / sqft$648
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Private YardDishwasherDisposalMicrowaveRange

1901 Upper Cove Ter is a 1968-built home in Coral Cove, Sarasota. Inside you'll find 4 bedrooms, 2 bathrooms, and 2,105 square feet of living space. Listed at $1,365,000 (about $648/sqft), 66 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $250 annually.

From the listing

WATERFRONT * NO FLOOD ZONE * NO HOA. Positioned west of the Trail in Sarasota’s highly sought-after Coral Cove neighborhood, 1901 Upper Cove Terrace offers one of the area’s most compelling deep-water waterfront opportunities, pairing boating access, updated mid-century character, and an exceptional Sarasota lifestyle setting. Priced below appraisal. Set on an oversized 0.35-acre lot with 75 feet of canal frontage, this 4-bedroom, 2-bath residence spans 2,105 square feet and was thoughtfully updated in 2024 to enhance its mid-century modern character while preserving the spirit of its 1968 origins. For boaters, the value is exceptional. The property features deep-water dockage, no fixed bridges, direct Gulf access, a new lifetime vinyl bulkhead, 30-amp shore power, and a private dock that accommodates up to a 45-foot vessel. Outdoor living is central to the home, with a screened pool and spa, covered entertaining areas, and seamless indoor-outdoor flow. The property also offers room for boat and RV parking, plus a large attached workshop garage with two Level 2 EV chargers. Located in Coral Cove, residents enjoy access to a private neighborhood park and boat ramp through the community’s voluntary neighborhood association, adding another layer of boating, fishing, kayaking, and Gulf-access lifestyle appeal. Highlights include: west of the Trail location, Coral Cove neighborhood, private park and boat ramp, 4 bedrooms, 2 baths, 2,105 SF, 0.35-acre lot, 75’ canal frontage, deep-water dockage, no fixed bridges, direct Gulf access, new lifetime vinyl bulkhead, dock for up to a 45’ boat, screened pool and spa, boat/RV parking, workshop garage, and two Level 2 EV chargers.

The essentials

Built
1968
Price / sqft
$648
On market
66 days
Annual tax
$12,063
HOA
$250/yr
Flood zone
X · Low risk
Lot
15,424 sqft
Type
Single Family Residence

At a glance

Single family
Built 1968
Waterfront
Canal - Saltwater
Private pool
Heated
2 car garage
0.35 acres
Lot size

Payment

Est. monthly payment
$8,828/mo
Down payment (20%)
$273,000
Property taxes
$1,005/mo
HOA
$250/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1968
Lot
15,424 sqft
Cooling
Central Air
Heating
Heat Pump
Parking
-
Pool
Gunite, Heated, In Ground, Lighting, Pool Sweep, Screen Enclosure, Self Cleaning
Waterfront
Canal - Saltwater, Canal Front
Days on Market
66
Private Yard
Dishwasher
Disposal
Microwave
Range
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$12,063
Parcel #
0109090003

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Coral Cove
County
Sarasota
MLS Area
34231 - Sarasota/Gulf Gate Branch
Lot Size
15,424 sqft
HOA
$250/yr

Price history

Date
Event
Price
10/5/2026
Price change
Source: Stellar MLS #O6430604
$1,365,000-0.7%
$648/sqft
8/5/2026
Listed for sale
Source: Stellar MLS #O6430604
$1,375,000
$653/sqft

Neighborhood

1901 Upper Cove Ter
Sarasota, FL, 34231 · 34231 - Sarasota/Gulf Gate Branch

Market insights

Offer Insights

Choose an offer strength

List price: $1,365,000
$1.31M – $1.36M
96.3% – 100% of listTops out right at the list price
80% of listList price
100 of the last 199 home closings in 34231 landed at this number or higher (50%). The median one sat 43 days before it went under contract, and this one is on day 66 after a $10,000 cut.

Sample: 199 closed home sales in 34231 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$8,828/mo
Principal & interest$7,119
Property taxes$1,005
Insurance$683
HOA$21
Down payment20% · $273,000
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$1,365,000

$648 per sq ft

Beds and baths

4 beds, 2 baths

Size

2,105 sq ft

Time on market

66 days

Year built

1968

Monthly payment

About $8,828/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $12,063 annual tax bill, insurance, and the $250/yr HOA fee.

HOA fee

$250/yr

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

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Brokered byCHEVON EATONListing agent: Chevon EatonListing data from Stellar MLS, MLS# O6430604.

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