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Overview

4 bd5 ba2,837 sqft2 car garageSingle Family
TypeSingle Family
HOA$140/mo
Built2026
Lot8,100 sqft
Living area2,837 sqft
Price / sqft$282
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
HARVEST AT OVATION
Type
Single Family Residence

True monthly carry

HOA
~$140/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

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11-month inspection

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Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Open FloorplanPrimary Bedroom Main FloorTray Ceiling(s)Window TreatmentsCommunity MailboxDog ParkParkPlayground

12940 Harvest Rain Ave is a 2026-built home in Harvest At Ovation, Winter Garden. Inside you'll find 4 bedrooms, 5 bathrooms, and 2,837 square feet of living space. Listed at $800,000 (about $282/sqft), 67 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $140 monthly.

From the listing

Under Construction. What's Special: Corner Lot | Dedicated Study | Oversized Garage | Gourmet Kitchen. New Construction – December Completion! Built by America's Most Trusted Home Builder. Welcome to the Saint Clair at 12940 Harvest Rain Avenue in Harvest at Ovation! This single-story home offers a thoughtfully designed open-concept layout centered around an impressive great room that flows seamlessly into the dining area and gourmet kitchen with a large island. The private primary suite features a luxurious bathroom and generous walk-in closet. Three secondary bedrooms, a dedicated study, and multiple full bathrooms provide flexibility for work, guests, or hobbies. Direct access to the laundry area through the convenient drop zone just off the two-car garage provides added convenience. Enjoy indoor-outdoor living with the expansive lanai, perfect for relaxing or entertaining. Visit Harvest at Ovation in Winter Garden to enjoy one of the final new-construction opportunities in Horizon West. This charming community offers access to planned amenities including a pool and cabana, a Butterfly Garden, a Nature Play Space, a dog park, and walking trails—all in a highly coveted location. Additional Highlights include: Tray ceiling package, whole house 8' interior doors, study in place of flex, deluxe primary bathroom, outdoor kitchen rough-in, cushion close doors and drawers kitchen cabinet package, and whole house blinds. Photos are for representative purposes only. MLS#O6430978

The essentials

Built
2026
Price / sqft
$282
On market
67 days
Annual tax
$0
HOA
$140/mo
Flood zone
X · Low risk
Lot
8,100 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
Driveway
8,100 sqft lot
Lot size
2,837 sqft
Living area

Payment

Est. monthly payment
$5,745/mo
Down payment (20%)
$160,000
Property taxes
$0/mo
HOA
$140/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
8,100 sqft
Cooling
Central Air
Heating
Natural Gas
Parking
Driveway, Garage Door Opener, Oversized
Days on Market
67
Open Floorplan
Primary Bedroom Main Floor
Tray Ceiling(s)
Window Treatments
Community Mailbox
Dog Park
Park
Playground
Pool
Sidewalks
Street Lights
Built-in Oven
Cooktop
Dishwasher
Disposal
Exhaust Fan
Microwave
Tankless Water Heater
Elementary
Water Spring Elementary
Middle
Water Spring Middle
High
Horizon High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$0
Parcel #
29-24-27-3442-02-370

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harvest At Ovation
County
Orange
MLS Area
34787 - Winter Garden/Oakland
Lot Size
8,100 sqft
Corner Lot
HOA
$140/mo
Castle Group

Price history

Date
Event
Price
-
Price change
Source: Stellar MLS #O6430978
$800,000-1.5%
$282/sqft
8/5/2026
Listed for sale
Source: Stellar MLS #O6430978
$812,285
$286/sqft

Neighborhood

12940 Harvest Rain Ave
Winter Garden, FL, 34787 · 34787 - Winter Garden/Oakland

Market insights

Offer Insights

Choose an offer strength

List price: $800,000
$795,000 – $800,000
99.5% – 100% of listTops out right at the list price
80% of listList price
222 of the last 442 home closings in 34787 landed at this number or higher (50%). The median one sat 22 days before it went under contract, and this one is on day 67 after a $12,285 cut.

Sample: 442 closed home sales in 34787 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$5,746/mo
Principal & interest$4,172
Property taxes$1,033
Insurance$400
HOA$140
Down payment20% · $160,000
Interest rate6.80%
Loan term

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Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$800,000

$282 per sq ft

Beds and baths

4 beds, 5 baths

Size

2,837 sq ft

Time on market

67 days

Year built

2026

Monthly payment

About $5,745/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $140/mo HOA fee.

HOA fee

$140/mo

Managed by Castle Group.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byTAYLOR MORRISON REALTY OF FLORIDA INCListing agent: Michelle CampbellListing data from Stellar MLS, MLS# O6430978.

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