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Overview

4 bd2 ba1,828 sqft2 car garageSingle Family
TypeSingle Family
HOA$110/qtr
Built2025
Lot6,098 sqft
Living area1,828 sqft
Price / sqft$213
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

NingunoConvection OvenDishwasherMicrowaveRefrigeratorWasher

2791 House Finch Rd is a 2025-built home in Villages/Harmony Ph 2e And 2f, St Cloud. Inside you'll find 4 bedrooms, 2 bathrooms, and 1,828 square feet of living space. Listed at $389,990 (about $213/sqft), 60 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $110 quarterly.

From the listing

Welcome to 2791 House Finch Road, a nearly new 4-bedroom, 2-bath home offering 1,828 sq. ft. of single-story living in Harmony West. Built in 2025, this home features a functional open layout with flexible space for everyday living, entertaining, guests, or a home office. A standout feature is the backyard setting with no direct rear neighbor, offering views of a retention pond and wooded backdrop for added privacy and a peaceful atmosphere. Enjoy the benefits of newer construction while gaining a homesite that feels more private than many others in the community. Schedule your private showing today and see what makes this Harmony West home stand out.

The essentials

Built
2025
Price / sqft
$213
On market
60 days
Annual tax
$3,183
HOA
$110/qtr
Flood zone
X · Low risk
Lot
6,098 sqft
Type
Single Family Residence

At a glance

Single family
Built 2025
2 car garage
6,098 sqft lot
Lot size
1,828 sqft
Living area
Brand new
Built 2025

Payment

Est. monthly payment
$2,531/mo
Down payment (20%)
$77,998
Property taxes
$265/mo
HOA
$110/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2025
Lot
6,098 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
60
Ninguno
Convection Oven
Dishwasher
Microwave
Refrigerator
Washer
Flood Zone X
Annual Tax (2025)
$3,183
Parcel #
18-26-32-5376-0001-0360

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Villages/Harmony Ph 2e And 2f
County
Osceola
MLS Area
34773 - St Cloud (Harmony)
Lot Size
6,098 sqft
HOA
$110/qtr
Harmony West

Price history

Date
Event
Price
9/17/2026
Price change
Source: Stellar MLS #O6433100
$389,990-2.5%
$213/sqft
8/12/2026
Listed for sale
Source: Stellar MLS #O6433100
$399,990
$219/sqft

Neighborhood

2791 House Finch Rd
St Cloud, FL, 34773 · 34773 - St Cloud (Harmony)

Market insights

Offer Insights

Choose an offer strength

List price: $389,990
$387,500 – $389,990
99.5% – 100% of listTops out right at the list price
80% of listList price
71 of the last 126 home closings in 34773 landed at this number or higher (56%). The median one sat 43 days before it went under contract, and this one is on day 60 after a $10,000 cut.

Sample: 126 closed home sales in 34773 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,531/mo
Principal & interest$2,034
Property taxes$265
Insurance$195
HOA$37
Down payment20% · $77,998
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$389,990

$213 per sq ft

Beds and baths

4 beds, 2 baths

Size

1,828 sq ft

Time on market

60 days

Year built

2025

Monthly payment

About $2,531/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,183 annual tax bill, insurance, and the $110/qtr HOA fee.

HOA fee

$110/qtr

Managed by Harmony West.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCENTURY 21 CARIOTIListing agent: Jose Trujillano, JrListing data from Stellar MLS, MLS# O6433100.

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