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Overview

4 bd3 ba2,931 sqft2 car garageSingle Family
TypeSingle Family
HOA$48.33/mo
Built1985
Lot15,235 sqft
Living area2,931 sqft
Price / sqft$327
Garage2 car

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About this home

Cathedral Ceiling(s)Ceiling Fans(s)Eat-in KitchenHigh CeilingsKitchen/Family Room ComboL DiningLiving Room/Dining Room ComboOpen Floorplan

1281 Wellington Ter is a 1985-built home in Wellington, Maitland. Inside you'll find 4 bedrooms, 3 bathrooms, and 2,931 square feet of living space. Listed at $959,000 (about $327/sqft), 61 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $48.33 monthly.

From the listing

OWNER FINANCING AVAILABLE. Seller will consider owner financing for a qualified buyer with a substantial down payment and favorable terms. Contact listing agent for details. Welcome to 1281 Wellington Terrace, a beautifully maintained 4-bedroom, 3-bath home offering 2,931 square feet in one of Maitland’s most desirable and established neighborhoods. With spacious interiors, thoughtful updates, and deeded access to Lake of the Woods, this home offers an exceptional combination of comfort, versatility, and location. One of the home’s most distinctive features is its rare split floor plan with two private primary suites positioned on opposite sides of the home. The second primary suite also features its own separate entrance, offering exceptional flexibility for multigenerational living, extended family, guests, a private home office, or an independent retreat—all while maintaining privacy within the main residence. Inside, soaring beamed ceilings and skylights fill the home with natural light, while a beautiful statement fireplace anchors the main living area. The open kitchen flows effortlessly into the gathering spaces and is complemented by a separate butler’s pantry and spacious laundry room, providing the extra storage, functionality, and convenience that make everyday living and entertaining effortless. Recent improvements include new windows throughout and a three year old roof, adding comfort, efficiency, and peace of mind. An expansive Florida room opens the home to the private, low-maintenance backyard, creating a wonderful extension of the living space and an inviting setting for entertaining, morning coffee, or simply relaxing and enjoying Florida living year-round. Ideally located in Maitland’s sought-after Wellington community, residents enjoy deeded lake access, highly rated Seminole County schools, and convenient access to Winter Park’s Park Avenue, with its renowned restaurants, boutiques, museums, and cultural attractions. Nearly 3,000 square feet, two private primary suites, generous living spaces, beautiful architectural character, and an outstanding Maitland location—1281 Wellington Terrace offers the space, privacy, and flexibility to live beautifully at every stage of life.

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The essentials

Built
1985
Price / sqft
$327
On market
61 days
Annual tax
$6,125
HOA
$48.33/mo
Flood zone
X · Low risk
Lot
15,235 sqft
Type
Single Family Residence

At a glance

Single family
Built 1985
2 car garage
0.35 acres
Lot size
2,931 sqft
Living area

Payment

Est. monthly payment
$6,040/mo
Down payment (20%)
$191,800
Property taxes
$510/mo
HOA
$48.33/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1985
Lot
15,235 sqft
Cooling
Central Air
Heating
Electric, Heat Pump
Parking
-
Days on Market
61
Cathedral Ceiling(s)
Ceiling Fans(s)
Eat-in Kitchen
High Ceilings
Kitchen/Family Room Combo
L Dining
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Vaulted Ceiling(s)
Walk-in Closet(s)
Wet Bar
Window Treatments
Garden
Street Lights
Convection Oven
Cooktop
Dishwasher
Disposal
Electric Water Heater
Exhaust Fan
Freezer
Ice Maker
Microwave
Range Hood
Refrigerator
Elementary
English Estates Elementary
Middle
South Seminole Middle
High
Lake Howell High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$6,125
Parcel #
19-21-30-525-0000-0350

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Wellington
County
Seminole
MLS Area
32751 - Maitland / Eatonville
Lot Size
15,235 sqft
HOA
$48.33/mo
HMI Management

Price history

Date
Event
Price
9/30/2026
Price change
Source: Stellar MLS #O6433131
$959,000-2.1%
$327/sqft
-
Price change
Source: Stellar MLS #O6433131
$979,500+0.1%
$334/sqft
8/12/2026
Listed for sale
Source: Stellar MLS #O6433131
$979,000
$334/sqft

Neighborhood

1281 Wellington Ter
Maitland, FL, 32751 · 32751 - Maitland / Eatonville

Market insights

Offer Insights

Choose an offer strength

List price: $959,000
$945,000 – $959,000
98.8% – 100% of listTops out right at the list price
80% of listList price
65 of the last 128 home closings in 32751 landed at this number or higher (51%). The median one sat 28 days before it went under contract, and this one is on day 61 after a $20,000 cut.

Sample: 128 closed home sales in 32751 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$6,039/mo
Principal & interest$5,002
Property taxes$510
Insurance$480
HOA$48
Down payment20% · $191,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$959,000

$327 per sq ft

Beds and baths

4 beds, 3 baths

Size

2,931 sq ft

Time on market

61 days

Year built

1985

Monthly payment

About $6,040/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,125 annual tax bill, insurance, and the $48.33/mo HOA fee.

HOA fee

$48.33/mo

Managed by HMI Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Brokered byNOELKE REALTYListing agent: Tom NoelkeListing data from Stellar MLS, MLS# O6433131.

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