204 Pine Ave, photo 1
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Overview

2 bd1 ba780 sqft3 car garageSingle Family
TypeSingle Family
HOANone listed
Built1955
Lot18,748 sqft
Living area780 sqft
Price / sqft$279
Garage3 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Living Room/Dining Room ComboPrivate EntranceDishwasherDryerMicrowaveRangeRefrigeratorWasher

204 Pine Ave is a 1955-built home in Railroad Heights, Polk City. Inside you'll find 2 bedrooms, 1 bathrooms, and 780 square feet of living space. Listed at $218,000 (about $279/sqft), 60 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

Welcome to this charming and exceptionally well-maintained 2-bedroom, 1-bathroom home nestled on a generous 0.43-acre lot in beautiful Polk County. Offering the perfect blend of comfort, privacy, and space, this hidden gem is ideal for first-time homebuyers, downsizers, investors, or anyone looking to enjoy the freedom of owning a property with NO HOA. From the moment you arrive, you'll appreciate the pride of ownership and the care that has gone into maintaining this home. The inviting interior features a functional floor plan filled with natural light, comfortable living spaces, and a warm, welcoming atmosphere that makes you feel right at home. The bedrooms provide ample space for relaxation, while the thoughtfully designed layout maximizes every square foot. Step outside and discover one of this property's greatest highlights—its expansive 0.43-acre lot. Whether you dream of creating a beautiful garden, adding a workshop, storing your boat or RV, entertaining family and friends, or simply enjoying the peace and privacy of a large backyard, this property offers endless possibilities. With no HOA restrictions, you'll have the flexibility to truly make this property your own. Conveniently located in the heart of Polk County, this home offers the tranquility of country-style living while remaining just a short drive from shopping, restaurants, schools, medical facilities, and major highways for an easy commute to Orlando, Tampa, and surrounding Central Florida attractions. If you're searching for a move-in-ready home with land, privacy, and unlimited potential, this is an opportunity you won't want to miss. Schedule your private showing today and discover why this well-maintained Polk County gem is the perfect place to call home!

The essentials

Built
1955
Price / sqft
$279
On market
60 days
Annual tax
$2,494
Flood zone
X · Low risk
Lot
18,748 sqft
Type
Single Family Residence

At a glance

Single family
Built 1955
3 car garage
0.43 acres
Lot size
780 sqft
Living area

Payment

Est. monthly payment
$1,454/mo
Down payment (20%)
$43,600
Property taxes
$208/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1955
Lot
18,748 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
60
Living Room/Dining Room Combo
Private Entrance
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Polk Avenue Elem
High
Tenoroc Senior

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X
Annual Tax (2025)
$2,494
Parcel #
25-26-32-295500-003010

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Railroad Heights
County
Polk
MLS Area
33868 - Polk City
Lot Size
18,748 sqft

Price history

Date
Event
Price
8/14/2026
Listed for sale
Source: Stellar MLS #O6433695
$218,000
$279/sqft

Neighborhood

204 Pine Ave
Polk City, FL, 33868 · 33868 - Polk City

Market insights

Offer Insights

Choose an offer strength

List price: $218,000
$215,000 – $218,000
98.6% – 100% of listTops out right at the list price
80% of listList price
44 of the last 86 home closings in 33868 landed at this number or higher (51%). The median one sat 43 days before it went under contract, and this one is on day 60.

Sample: 86 closed home sales in 33868 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$1,454/mo
Principal & interest$1,137
Property taxes$208
Insurance$109
Down payment20% · $43,600
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$218,000

$279 per sq ft

Beds and baths

2 beds, 1 baths

Size

780 sq ft

Time on market

60 days

Year built

1955

Monthly payment

About $1,454/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,494 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byBP REALTYListing agent: Leidy MedinaListing data from Stellar MLS, MLS# O6433695.

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