

Overview
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About this home
3768 Sagefield Dr is a 2023-built home in Harmony Central Ph 1, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,505 square feet of living space. Listed at $350,000 (about $233/sqft), 55 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $750 annually.
Discover this amazing quick move in ready 3-bedroom 2-bathroom home in desirable Harmony Central Community. This home combines modern design, energy efficiency, and small-town charm with big-city convenience. Designed with an open-concept layout, the home features a spacious great room, chef-inspired kitchen with island, stainless steel appliances. Split bedroom plan for privacy, plus a two-car garage. No CDD fees and a very low HOA, plus a resort style pool and a doggie park. Just minutes to Harmony High, Harmony Community School, Publix, Orlando, St. Cloud, Lake Nona Medical City, and Orlando international airport. Come see why everyone wants to call Harmony home.
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The essentials
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Details
Districts can re-zone, so verify directly with the district before relying on these.
Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
Price history
Neighborhood
Market insights
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Sample: 126 closed home sales in 34773 over the last 8 months, Stellar MLS. A starting point, not a guarantee.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$350,000
$233 per sq ft
Beds and baths
3 beds, 2 baths
Size
1,505 sq ft
Time on market
55 days
Year built
2023
Monthly payment
About $2,402/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,073 annual tax bill, insurance, and the $750/yr HOA fee.
HOA fee
$750/yr
Managed by Harmony Central HOA / Beth Connor.
Flood zone
Zone X500
That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.
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