3768 Sagefield Dr, photo 1
Active
1 / 21

Overview

3 bd2 ba1,505 sqft2 car garageSingle Family
TypeSingle Family
HOA$750/yr
Built2023
Lot4,792 sqft
Living area1,505 sqft
Price / sqft$233
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Open FloorplanPlaygroundPoolDishwasherDryerElectric Water HeaterExhaust Fan

3768 Sagefield Dr is a 2023-built home in Harmony Central Ph 1, St Cloud. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,505 square feet of living space. Listed at $350,000 (about $233/sqft), 55 days on market. Flood zone X500 - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $750 annually.

From the listing

Discover this amazing quick move in ready 3-bedroom 2-bathroom home in desirable Harmony Central Community. This home combines modern design, energy efficiency, and small-town charm with big-city convenience. Designed with an open-concept layout, the home features a spacious great room, chef-inspired kitchen with island, stainless steel appliances. Split bedroom plan for privacy, plus a two-car garage. No CDD fees and a very low HOA, plus a resort style pool and a doggie park. Just minutes to Harmony High, Harmony Community School, Publix, Orlando, St. Cloud, Lake Nona Medical City, and Orlando international airport. Come see why everyone wants to call Harmony home.

Request documents

Free. Tap one and our team sends it over.

The essentials

Built
2023
Price / sqft
$233
On market
55 days
Annual tax
$4,073
HOA
$750/yr
Flood zone
X500 · Low risk
Lot
4,792 sqft
Type
Single Family Residence

At a glance

Single family
Built 2023
Community pool
Shared amenity
2 car garage
4,792 sqft lot
Lot size
1,505 sqft
Living area

Payment

Est. monthly payment
$2,402/mo
Down payment (20%)
$70,000
Property taxes
$339/mo
HOA
$750/yr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2023
Lot
4,792 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
55
Ceiling Fans(s)
Open Floorplan
Playground
Pool
Dishwasher
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Refrigerator
Washer
Elementary
Four Corner Elem
Middle
Harmony Middle
High
Harmony High

Districts can re-zone, so verify directly with the district before relying on these.

Homestead exemption on file Flood Zone X500
Annual Tax (2025)
$4,073
Parcel #
32-26-32-3596-000K-0290

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Harmony Central Ph 1
County
Osceola
MLS Area
34773 - St Cloud (Harmony)
Lot Size
4,792 sqft
Sidewalk
HOA
$750/yr
Harmony Central HOA / Beth Connor

Price history

Date
Event
Price
9/24/2026
Price change
Source: Stellar MLS #O6433836
$350,000-2.8%
$233/sqft
-
Price change
Source: Stellar MLS #O6433836
$360,000-1.4%
$239/sqft
8/17/2026
Listed for sale
Source: Stellar MLS #O6433836
$365,000
$243/sqft

Neighborhood

3768 Sagefield Dr
St Cloud, FL, 34773 · 34773 - St Cloud (Harmony)

Market insights

Offer Insights

Choose an offer strength

List price: $350,000
$347,500 – $350,000
99.5% – 100% of listTops out right at the list price
80% of listList price
71 of the last 126 home closings in 34773 landed at this number or higher (56%). The median one sat 43 days before it went under contract, and this one is on day 55 after a $15,000 cut.

Sample: 126 closed home sales in 34773 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,402/mo
Principal & interest$1,825
Property taxes$339
Insurance$175
HOA$63
Down payment20% · $70,000
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$350,000

$233 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,505 sq ft

Time on market

55 days

Year built

2023

Monthly payment

About $2,402/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,073 annual tax bill, insurance, and the $750/yr HOA fee.

HOA fee

$750/yr

Managed by Harmony Central HOA / Beth Connor.

Flood zone

Zone X500

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Ariel VargasListing data from Stellar MLS, MLS# O6433836.

Keep exploring Florida

Pick up where you left off, or see what else is out there.