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Overview

3 bd3 ba3,114 sqft2 car garageSingle Family
TypeSingle Family
HOA$358/mo
Built2018
Lot9,148 sqft
Living area3,114 sqft
Price / sqft$177
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)High CeilingsLiving Room/Dining Room ComboOpen FloorplanSplit BedroomTray Ceiling(s)Walk-in Closet(s)Private Yard

5013 Vantage CT is a 2018-built home in Twin Lakes Ph 1, St Cloud. Inside you'll find 3 bedrooms, 3 bathrooms, and 3,114 square feet of living space. Listed at $549,900 (about $177/sqft), 59 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $358 monthly.

From the listing

Virtually Staged. Step inside a home that immediately sets itself apart! This beautifully maintained and thoughtfully customized Naples model in the established Phase One of Twin Lakes delivers a level of comfort, style, and upgrades rarely found in new construction. The bright, open floor plan features soaring ceilings, transom windows and an upgraded kitchen with granite countertops, soft-close cabinetry, roll-out shelving, stainless steel appliances, a gas cooktop and an oversized island. The former third bedroom has been converted into a functional den/office, while the primary suite offers lots of natural light, plenty of space, tray ceilings a custom walk-in closet and oversized shower. An expansive climate-controlled Florida room provides year-round living and entertaining space overlooking the private, fenced backyard. Additional improvements include new flooring and carpet, fresh interior paint, an upgraded pantry, new ceiling fans and a 22 KW Generac whole-home generator. Enjoy a pond and fountain view, plus resort-style pools, a 20,000-square-foot clubhouse, fitness center, pickleball, tennis, walking trails, putting green, fishing and boating—all close to home. This is not your typical builder model it’s an established, beautifully upgraded home with character, comfort and custom touches already in place.

The essentials

Built
2018
Price / sqft
$177
On market
59 days
Annual tax
$10,588
HOA
$358/mo
Flood zone
X · Low risk
Lot
9,148 sqft
Type
Single Family Residence

At a glance

Single family
Built 2018
Community pool
Fitness center too
2 car garage
9,148 sqft lot
Lot size
3,114 sqft
Living area

Payment

Est. monthly payment
$4,383/mo
Down payment (20%)
$109,980
Property taxes
$882/mo
HOA
$358/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2018
Lot
9,148 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
59
Ceiling Fans(s)
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Split Bedroom
Tray Ceiling(s)
Walk-in Closet(s)
Private Yard
Sidewalk
Clubhouse
Deed Restrictions
Fitness Center
Gated Community - No Guard
Golf Carts OK
Pool
Sidewalks
Tennis Court(s)
Dishwasher
Dryer
Exhaust Fan
Microwave
Range
Range Hood
Refrigerator
Washer
Homestead exemption on file In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$10,588
Parcel #
17-26-31-5261-0001-0070

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Twin Lakes Ph 1
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
9,148 sqft
HOA
$358/mo
Amanda Martineau

Price history

Date
Event
Price
8/17/2026
Listed for sale
Source: Stellar MLS #O6433971
$549,900
$177/sqft

Neighborhood

5013 Vantage CT
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $549,900
$545,000 – $549,900
99.5% – 100% of listTops out right at the list price
80% of listList price
237 of the last 383 home closings in 34772 landed at this number or higher (62%). The median one sat 41 days before it went under contract, and this one is on day 59.

Sample: 383 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$4,383/mo
Principal & interest$2,868
Property taxes$882
Insurance$275
HOA$358
Down payment20% · $109,980
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$549,900

$177 per sq ft

Beds and baths

3 beds, 3 baths

Size

3,114 sq ft

Time on market

59 days

Year built

2018

Monthly payment

About $4,383/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $10,588 annual tax bill, insurance, and the $358/mo HOA fee.

HOA fee

$358/mo

Managed by Amanda Martineau.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byEXP REALTY LLCListing agent: Charlie SantosListing data from Stellar MLS, MLS# O6433971.

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