4349 Packard Ave, photo 1
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Overview

3 bd3 ba1,951 sqft6 car garageSingle Family
TypeSingle Family
HOANone listed
Built2008
Lot106,286 sqft
Living area1,951 sqft
Price / sqft$374
Garage6 car

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About this home

Ceiling Fans(s)Coffered Ceiling(s)Eat-in KitchenHigh CeilingsIN Wall Pest SystemKitchen/Family Room ComboOpen FloorplanPrimary Bedroom Main Floor

4349 Packard Ave is a 2008-built home in S L & I C, St Cloud. Inside you'll find 3 bedrooms, 3 bathrooms, and 1,951 square feet of living space. Listed at $729,000 (about $374/sqft), 15 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable.

From the listing

HUGE 36x48 DETACHED GARAGE | 2.44 ACRES | NO HOA Welcome to 4349 Packard Ave in St. Cloud—an updated 3-bedroom, 2.5-bath home on 2.44± acres with no HOA and a spring-fed pond great for fishing. The west-facing home is designed for Florida living, with a covered front porch for sunsets, a spacious rear porch for sunrises and rocket launches, decorative columns, and double frosted-glass entry doors that bring in natural light. Inside, wood-look plank tile flooring runs throughout a comfortable split floor plan featuring tray ceilings, ceiling fans in the bedrooms, pocket doors, a formal dining room with French doors, a breakfast nook, breakfast bar, interior laundry, and a guest half bath. The kitchen offers granite counters, stainless appliances, custom cabinetry with decorative molding, plate and glass display racks, pull-out drawers, and a large pantry with a pocket door. The primary suite includes a walk-in closet and an ensuite bath with double granite vanities, a walk-in shower, a private water closet, and a linen closet. Major updates include a new roof (2022), HVAC (2022), water heater (2022), plus a water system. Outside you will find a side-entry attached garage, gutters and downspouts, well and septic, and a 2023 shed and 36' x 48' metal detached garage with 60-amp service, prewired. Flood Zone X. Conveniently located with easy access to Florida’s Turnpike and SR 417, putting Orlando International Airport, shopping, restaurants, beaches, and Central Florida attractions within reach. A rare mix of acreage, updates, and usable outbuildings—come see this St. Cloud property. MAKE SURE TO SEE THE FLOOR PLANS AND WALK THROUGH VIDEOS THEN SCHEDULE A TIME TO SEE IN PERSON.

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The essentials

Built
2008
Price / sqft
$374
On market
15 days
Annual tax
$6,268
Flood zone
X · Low risk
Lot
106,286 sqft
Type
Single Family Residence

At a glance

Single family
Built 2008
Waterfront
Pond
6 car garage
Garage Door Opener
2.44 acres
Lot size
1,951 sqft
Living area

Payment

Est. monthly payment
$4,689/mo
Down payment (20%)
$145,800
Property taxes
$522/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2008
Lot
106,286 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Garage Door Opener, Garage Faces Side, Oversized
Waterfront
Pond
Days on Market
15
Ceiling Fans(s)
Coffered Ceiling(s)
Eat-in Kitchen
High Ceilings
IN Wall Pest System
Kitchen/Family Room Combo
Open Floorplan
Primary Bedroom Main Floor
Solid Surface Counters
Solid Wood Cabinets
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Vaulted Ceiling(s)
Walk-in Closet(s)
Window Treatments
Private Mailbox
Rain Gutters
Storage
Disposal
Dryer
Electric Water Heater
Exhaust Fan
Microwave
Range
Range Hood
Refrigerator
Washer
Water Softener
Homestead exemption on file Flood Zone X
Annual Tax (2025)
$6,268
Parcel #
06-27-31-4950-0001-1185

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
S L & I C
County
Osceola
MLS Area
34772 - St Cloud (Narcoossee Road)
Lot Size
106,286 sqft
ClearedIn CountyLandscapedLevelOversized LotPaved

Price history

Date
Event
Price
9/25/2026
Listed for sale
Source: Stellar MLS #S5158190
$729,000
$374/sqft

Neighborhood

4349 Packard Ave
St Cloud, FL, 34772 · 34772 - St Cloud (Narcoossee Road)

Market insights

Offer Insights

Choose an offer strength

List price: $729,000
$725,000 – $729,000
99.5% – 100% of listTops out right at the list price
80% of listList price
235 of the last 376 home closings in 34772 landed at this number or higher (63%). The median one sat 41 days before it went under contract, and this one is on day 15.

Sample: 376 closed home sales in 34772 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,689/mo
Principal & interest$3,802
Property taxes$522
Insurance$365
Down payment20% · $145,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$729,000

$374 per sq ft

Beds and baths

3 beds, 3 baths

Size

1,951 sq ft

Time on market

15 days

Year built

2008

Monthly payment

About $4,689/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $6,268 annual tax bill, insurance.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

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Have another question?

Brokered byEAST PARK REALTY LLCListing agent: Racquel SchroederListing data from Stellar MLS, MLS# S5158190.

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