1964 Diamond Head Cir, photo 1
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Overview

4 bd3 ba1,986 sqft2 car garageSingle Family
TypeSingle Family
HOA$52/mo
Built2026
Lot5,227 sqft
Living area1,986 sqft
Price / sqft$171
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
HAMILTON BLUFF SUBDIVISION PHASES 1 & 2
Type
Single Family Residence

True monthly carry

HOA
~$52/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Eat-in KitchenHigh CeilingsIN Wall Pest SystemOpen FloorplanPrimary Bedroom Main FloorSolid Wood CabinetsStone CountersThermostat

1964 Diamond Head Cir is a 2026-built home in Hamilton Bluff Subdivision Phases 1 & 2, Lake Hamilton. Inside you'll find 4 bedrooms, 3 bathrooms, and 1,986 square feet of living space. Listed at $338,760 (about $171/sqft), 56 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $52 monthly.

From the listing

Under Construction. Ready in December, 2026. Welcome to the Jupiter, a beautifully designed two-story home offering 4 bedrooms, 2.5 bathrooms, an oversized loft, and a 2-car garage. Featuring a charming Traditional elevation and a prime location, this home combines style, comfort, and convenience. Inside you'll find a dramatic two-story foyer and an open-concept layout perfect for everyday living and entertaining. The kitchen showcases bright cabinetry, granite countertops, a large center island, and overlooks the dining and gathering areas. Three additional bedrooms and an oversized loft provide flexible space for a media room, home office, or second living area. Enjoy outdoor living on the covered lanai, while taking advantage of being just a short distance from the community pool and amenities. Tile flooring throughout the main living and wet areas. This thoughtfully designed home offers modern finishes, spacious living areas, and an exceptional location within the community. Schedule your private tour today!

The essentials

Built
2026
Price / sqft
$171
On market
56 days
Annual tax
$3,315
HOA
$52/mo
Flood zone
X · Low risk
Lot
5,227 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
Driveway
5,227 sqft lot
Lot size
1,986 sqft
Living area

Payment

Est. monthly payment
$2,265/mo
Down payment (20%)
$67,752
Property taxes
$276/mo
HOA
$52/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
5,227 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway
Days on Market
56
Eat-in Kitchen
High Ceilings
IN Wall Pest System
Open Floorplan
Primary Bedroom Main Floor
Solid Wood Cabinets
Stone Counters
Thermostat
Walk-in Closet(s)
Window Treatments
Lighting
Sidewalk
Clubhouse
Community Mailbox
Dog Park
Park
Pool
Sidewalks
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
Elementary
Alta Vista Elem
Middle
Boone Middle
High
Haines City Senior High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2025)
$3,315
Parcel #
27-28-15-822502-012050

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Hamilton Bluff Subdivision Phases 1 & 2
County
Polk
MLS Area
33851 - Lake Hamilton
Lot Size
5,227 sqft
ClearedCity LimitsLandscapedSidewalkPaved
HOA
$52/mo
Premier Community Management

Price history

Date
Event
Price
8/17/2026
Listed for sale
Source: Stellar MLS #O6434199
$338,760
$171/sqft

Neighborhood

1964 Diamond Head Cir
Lake Hamilton, FL, 33851 · 33851 - Lake Hamilton

Market insights

Offer Insights

Choose an offer strength

List price: $338,760
$337,500 – $338,760
99.5% – 100% of listTops out right at the list price
80% of listList price
42 of the last 54 home closings in 33851 landed at this number or higher (78%). The median one sat 70 days before it went under contract, and this one is on day 56.

Sample: 54 closed home sales in 33851 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,264/mo
Principal & interest$1,767
Property taxes$276
Insurance$169
HOA$52
Down payment20% · $67,752
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$338,760

$171 per sq ft

Beds and baths

4 beds, 3 baths

Size

1,986 sq ft

Time on market

56 days

Year built

2026

Monthly payment

About $2,265/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $3,315 annual tax bill, insurance, and the $52/mo HOA fee.

HOA fee

$52/mo

Managed by Premier Community Management.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byDRB GROUP REALTY, LLCListing agent: Adam SchottListing data from Stellar MLS, MLS# O6434199.

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