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Overview

5 bd3 ba2,470 sqft2 car garageSingle Family
TypeSingle Family
HOA$178/qtr
Built2026
Lot5,663 sqft
Living area2,470 sqft
Price / sqft$158
Garage2 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SCENIC TERRACE
Type
Single Family Residence

True monthly carry

HOA
~$59/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

High CeilingsIN Wall Pest SystemOpen FloorplanStone CountersWalk-in Closet(s)PoolDishwasherDisposal

1768 Vanilla St is a 2026-built home in Scenic Terrace, Lake Hamilton. Inside you'll find 5 bedrooms, 3 bathrooms, and 2,470 square feet of living space. Listed at $389,910 (about $158/sqft), 3 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $178 quarterly.

From the listing

Under Construction. Indigo BELOW MARKET INTEREST RATES with use of Seller's Preferred Lender. Check out the Indigo, a spacious two-story, 5-bedroom, 3-bathroom, 2-car garage home perfect for growing families or hosting guests. Enter the impressive foyer with soaring ceilings that creates an immediate sense of openness. From the foyer, the home effortlessly flows into the main living areas and kitchen. With quartz countertops throughout, stainless-steel appliances and a smart thermostat for energy efficient climate control, the Indigo brings all the things that matter together. The downstairs guest suite and bathroom are tucked away for added seclusion, while the open concept living space is perfect for entertaining. Upstairs, you'll find a generously sized recreation space, ideal for family time or unwinding. The owner's suite is a true sanctuary, featuring a walk-in shower, double vanities, and a spacious walk-in closet. A laundry room with a new washer and dryer is just off the owner’s suite, conveniently located near the 3 additional bedrooms and full bathroom. The Indigo is as functional as it is stylish, providing the perfect balance of comfort and modern living. Scenic Terrace pairs comfortable living with inviting community spaces in Lake Hamilton. Amenities include a resort-style pool, clubhouse, playground, and dog park for everyday enjoyment. Ideally located between Orlando and Tampa, residents enjoy convenient access to the best of Central Florida. Images shown are for illustrative purposes only and may differ from actual home. Completion date subject to change. Contact or make an appointment for more details on interest rates.

The essentials

Built
2026
Price / sqft
$158
On market
3 days
Annual tax
$5,880
HOA
$178/qtr
Flood zone
X · Low risk
Lot
5,663 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
5,663 sqft lot
Lot size
2,470 sqft
Living area

Payment

Est. monthly payment
$2,778/mo
Down payment (20%)
$77,982
Property taxes
$490/mo
HOA
$178/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
5,663 sqft
Cooling
Central Air
Heating
Central
Parking
-
Days on Market
3
High Ceilings
IN Wall Pest System
Open Floorplan
Stone Counters
Walk-in Closet(s)
Pool
Dishwasher
Disposal
Dryer
Microwave
Range
Refrigerator
Washer
Elementary
Alta Vista Elem
Middle
Boone Middle
High
Haines City Senior High

Districts can re-zone, so verify directly with the district before relying on these.

In a CDD (Community Development District) Flood Zone X
Annual Tax (2024)
$5,880
Parcel #
27-28-09-822005-020180

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Scenic Terrace
County
Polk
MLS Area
33851 - Lake Hamilton
Lot Size
5,663 sqft
HOA
$178/qtr
Prime Community Management, LLC

Price history

Date
Event
Price
10/7/2026
Listed for sale
Source: Stellar MLS #TB8556068
$389,910
$158/sqft

Neighborhood

1768 Vanilla St
Lake Hamilton, FL, 33851 · 33851 - Lake Hamilton

Market insights

Offer Insights

Choose an offer strength

List price: $389,910
$387,500 – $389,910
99.5% – 100% of listTops out right at the list price
80% of listList price
42 of the last 54 home closings in 33851 landed at this number or higher (78%). The median one sat 70 days before it went under contract, and this one is on day 3.

Sample: 54 closed home sales in 33851 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,778/mo
Principal & interest$2,034
Property taxes$490
Insurance$195
HOA$59
Down payment20% · $77,982
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$389,910

$158 per sq ft

Beds and baths

5 beds, 3 baths

Size

2,470 sq ft

Time on market

3 days

Year built

2026

Monthly payment

About $2,778/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,880 annual tax bill, insurance, and the $178/qtr HOA fee.

HOA fee

$178/qtr

Managed by Prime Community Management, LLC.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCASA FRESCA REALTYListing agent: Michael HumanListing data from Stellar MLS, MLS# TB8556068.

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