6410 Clover St, photo 1
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Overview

5 bd4 ba3,030 sqft2 car garageSingle Family
TypeSingle Family
HOA$148/qtr
Built2026
Lot7,004 sqft
Living area3,030 sqft
Price / sqft$150
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

Open house

Wednesday, Oct 14 · 12:00 PM to 6:00 PM

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
SEASONS AT SCENIC TERRACE
Type
Single Family Residence

True monthly carry

HOA
~$49/mo
CDD bond
Yes — typically $1,500–$3,500/yr
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

CDD heads-up.This community is in a Community Development District — there's a separate annual bond payment ($1,500–$3,500 typical) on top of HOA that builders often roll into the mortgage statement. Worth knowing before you write an offer.

About this home

Eat-in KitchenHigh CeilingsLiving Room/Dining Room ComboOpen FloorplanSolid Surface CountersSplit BedroomWalk-in Closet(s)Playground

6410 Clover St is a 2026-built home in Seasons At Scenic Terrace, Lake Hamilton. Inside you'll find 5 bedrooms, 4 bathrooms, and 3,030 square feet of living space. Listed at $453,613 (about $150/sqft), 135 days on market. Flood zone 0000 - confirm flood insurance requirements with your lender. HOA runs $148 quarterly.

From the listing

Under Construction. This charming 2-story, 5BR home with in-law suite is assured to to catch your eyeas you enter its 8' exterior entry way. Contemporary 7"x22" Wood-look Ceramic Tile design flooring graces the entry way, dining, kitchen, and great room. Deluxe kitchen, with ultra modern stainless steel GE appliances, White Quartz countertop, and white 42" cabinets, matte black hardware, all highlight the lavish extended kitchen chosen. Experience Florida living at its finest with a large covered patio. A large master bedroom with en suite bathroom boasts a tiled shower enclosure, and double vanity. Plus a huge walk-in closet. A must have list of modern upgrades your assured to fall in love. *Special financing rates and closing cost assistance may be available. Options may vary by community and offers are available on select homes only. Contact builder for more information!

The essentials

Built
2026
Price / sqft
$150
On market
135 days
Annual tax
$0
HOA
$148/qtr
Flood zone
0000
Lot
7,004 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
Community pool
Shared amenity
2 car garage
7,004 sqft lot
Lot size
3,030 sqft
Living area

Payment

Est. monthly payment
$3,228/mo
Down payment (20%)
$90,723
Property taxes
$0/mo
HOA
$148/qtr
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
7,004 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
-
Days on Market
135
Eat-in Kitchen
High Ceilings
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Split Bedroom
Walk-in Closet(s)
Playground
Pool
Dishwasher
Disposal
Electric Water Heater
Microwave
Range
In a CDD (Community Development District) Flood Zone 0000
Annual Tax (2025)
$0
Parcel #
27-28-09-822003-041270

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Seasons At Scenic Terrace
County
Polk
MLS Area
33851 - Lake Hamilton
Lot Size
7,004 sqft
HOA
$148/qtr
Prime Community Management, LLC

Price history

Date
Event
Price
8/3/2026
Price change
Source: Stellar MLS #S5150997
$453,613-0.1%
$150/sqft
-
Price change
Source: Stellar MLS #S5150997
$454,173-0.3%
$150/sqft
6/1/2026
Listed for sale
Source: Stellar MLS #S5150997
$455,388
$150/sqft

Neighborhood

6410 Clover St
Lake Hamilton, FL, 33851 · 33851 - Lake Hamilton

Market insights

Offer Insights

Choose an offer strength

List price: $453,613
$452,500 – $453,613
99.5% – 100% of listTops out right at the list price
80% of listList price
42 of the last 54 home closings in 33851 landed at this number or higher (78%). The median one sat 70 days before it went under contract, and this one is on day 135 after a $1,775 cut.

Sample: 54 closed home sales in 33851 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,227/mo
Principal & interest$2,366
Property taxes$586
Insurance$227
HOA$49
Down payment20% · $90,723
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes estimated at 1.55% of price a year. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$453,613

$150 per sq ft

Beds and baths

5 beds, 4 baths

Size

3,030 sq ft

Time on market

135 days

Year built

2026

Monthly payment

About $3,228/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $0 annual tax bill, insurance, and the $148/qtr HOA fee.

HOA fee

$148/qtr

Managed by Prime Community Management, LLC.

Flood zone

Zone 0000

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byAXEN REALTY, LLCListing agent: Stephanie Morales, LLCListing data from Stellar MLS, MLS# S5150997.

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