2697 Fermoy Drive, photo 1
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Overview

3 bd2 ba1,662 sqft2 car garageSingle Family
TypeSingle Family
HOA$114/mo
Built2026
Lot6,250 sqft
Living area1,662 sqft
Price / sqft$224
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
WATERSTONE AT HALIFAX PLANTATION
Type
Single Family Residence

True monthly carry

HOA
~$114/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSmart HomeSplit BedroomStone Counters

2697 Fermoy Drive is a 2026-built home in Waterstone At Halifax Plantation, Ormond Beach. Inside you'll find 3 bedrooms, 2 bathrooms, and 1,662 square feet of living space. Listed at $373,010 (about $224/sqft), 55 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $114 monthly.

From the listing

Under Construction. Uncover the pinnacle of golfing luxury and coastal lifestyle at Waterstone at Halifax Plantation. This new construction community in Ormond Beach, FL offers single-family homes, boasting a variety of exquisite designs. Personalize your new home to reflect your unique style and needs. Located 1 mile off of I-95 and minutes from pristine beaches, embark on a journey where luxury meets tranquility. Welcome to the Cedar home, where modern elegance meets practical design. This new construction, single-story home features 3 bedrooms, 2 bathrooms, an extended covered lanai, and a 2-car garage—creating the perfect space for comfort and style. The open-concept kitchen, café, and gathering room are bathed in natural light, offering a bright and airy atmosphere. With tall ceilings, abundant windows, and two sliding glass doors leading to the extended covered lanai, the space effortlessly flows between indoor and outdoor living. The kitchen is a stunning focal point, designed for both beauty and functionality. It includes stainless steel Whirlpool appliances—featuring a microwave vented to the exterior and a refrigerator—42” soft-close white cabinetry, quartz countertops, and a stainless-steel single bowl sink. Whether you're cooking or hosting guests, this kitchen is sure to impress. At the rear of the home, the owner’s suite provides a serene retreat. The spa-inspired en suite bathroom is complete with a frameless glass-enclosed shower, a quartz-topped dual vanity, and a spacious walk-in closet—offering a tranquil escape. The front of the home includes two additional bedrooms and a full bathroom, offering privacy and convenience. Designer-curated finishes add an extra touch of luxury, including wood-look luxury vinyl plank flooring throughout the entire home (except in the bathrooms and laundry room which are outfitted with tile), matte black hardware and plumbing fixtures, Sherwin Williams Drift of Mist interior paint, and 2” faux wood blinds. Modern technology features include a smart thermostat, video doorbell, and LED downlights, ensuring the home is as connected as it is stylish. With its thoughtful design, luxury finishes, and seamless blend of functionality and beauty, the Cedar home is the perfect place to live and unwind.

The essentials

Built
2026
Price / sqft
$224
On market
55 days
Annual tax
$628
HOA
$114/mo
Flood zone
X · Low risk
Lot
6,250 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
2 car garage
Driveway
6,250 sqft lot
Lot size
1,662 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,298/mo
Down payment (20%)
$74,602
Property taxes
$52/mo
HOA
$114/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
6,250 sqft
Cooling
Central Air
Heating
Central, Electric, Heat Pump
Parking
Driveway, Garage Door Opener
Days on Market
55
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primary Bedroom Main Floor
Smart Home
Split Bedroom
Stone Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Window Treatments
Hurricane Shutters
Lighting
Sidewalk
Association Recreation - Owned
Community Mailbox
Deed Restrictions
Dog Park
Irrigation-reclaimed Water
Restaurant
Sidewalks
Street Lights
Dishwasher
Disposal
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Elementary
Pine Trail Elem
Middle
Ormond Beach Middle
High
Seabreeze High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$628
Parcel #
312404000140

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Waterstone At Halifax Plantation
County
Volusia
MLS Area
32174 - Ormond Beach
Lot Size
6,250 sqft
ClearedLandscapedSidewalkPaved
HOA
$114/mo
Waterstone at Halifax Plantation

Price history

Date
Event
Price
9/25/2026
Price change
Source: Stellar MLS #O6434218
$373,010-0.1%
$224/sqft
-
Price change
Source: Stellar MLS #O6434218
$373,210+0.3%
$225/sqft
8/17/2026
Listed for sale
Source: Stellar MLS #O6434218
$372,010
$224/sqft

Neighborhood

2697 Fermoy Drive
Ormond Beach, FL, 32174 · 32174 - Ormond Beach

Market insights

Offer Insights

Choose an offer strength

List price: $373,010
$367,500 – $373,010
98.4% – 100% of listTops out right at the list price
80% of listList price
141 of the last 281 home closings in 32174 landed at this number or higher (50%). The median one sat 46 days before it went under contract, and this one is on day 55.

Sample: 281 closed home sales in 32174 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,298/mo
Principal & interest$1,945
Property taxes$52
Insurance$187
HOA$114
Down payment20% · $74,602
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$373,010

$224 per sq ft

Beds and baths

3 beds, 2 baths

Size

1,662 sq ft

Time on market

55 days

Year built

2026

Monthly payment

About $2,298/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $628 annual tax bill, insurance, and the $114/mo HOA fee.

HOA fee

$114/mo

Managed by Waterstone at Halifax Plantation.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byPULTE REALTY OF NORTH FLORIDA LLCListing agent: Adrienne EscottListing data from Stellar MLS, MLS# O6434218.

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