12907 Cara CT, photo 1
Active
1 / 25

Overview

5 bd4 ba2,856 sqft3 car garageSingle Family
TypeSingle Family
HOA$90/mo
Built2026
Lot14,374 sqft
Living area2,856 sqft
Price / sqft$147
Garage3 car

Ask anything about this home

Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

New construction · 2026

Different rules apply when you buy new

Build snapshot

Build year
2026
Builder
Ask the team — not on MLS
Community
GROVES AT GRAND ISLAND
Type
Single Family Residence

True monthly carry

HOA
~$90/mo
CDD bond
No CDD disclosed
Builder incentives
Ask — change weekly

What we'll do for you on a new build

Builder contract redlines

Builder contracts favor the builder. We mark up the clauses you should push back on before you sign.

11-month inspection

Your 1-year warranty expires quietly. We book an independent inspection at month 11 — saves $5K+ on average in caught defects.

Verified incentives

We verify the current builder incentives every time we walk a community. Rate buy-downs, design-center credits, closing costs — all itemized.

About this home

Eat-in KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimarybedroom UpstairsThermostatWalk-in Closet(s)Lighting

12907 Cara CT is a 2026-built home in Groves At Grand Island, Grand Island. Inside you'll find 5 bedrooms, 4 bathrooms, and 2,856 square feet of living space. Listed at $421,190 (about $147/sqft), 57 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $90 monthly.

From the listing

Virtually Staged. Under Construction. With almost 3,000 square feet, The Chester 2-story single-family home is a spacious and welcoming design for a variety of lifestyles. The entry from both the front and 2-car garage flow directly into the open kitchen where everyone can gather to prepare meals and relax all together. Windows along the exterior wall lead to the outdoor patio and provide spectacular morning and evening light throughout the main living area. Tucked away in the front of the house are spaces for work and relaxation, both upstairs and down. An office on the first floor and a loft area above provides the extra room everyone needs. The second floor has a separate hallway with three bedrooms and a shared guest bathroom with a double vanity to help make mornings more efficient and the walk-in laundry room is located right around the corner for convenience. A large primary suite provides everything needed for privacy and comfort, including a double vanity and two walk-in closets.*Photos are from a similar home.

Request documents

Free. Tap one and our team sends it over.

The essentials

Built
2026
Price / sqft
$147
On market
57 days
Annual tax
$4,232
HOA
$90/mo
Flood zone
X · Low risk
Lot
14,374 sqft
Type
Single Family Residence

At a glance

Single family
Built 2026
3 car garage
Covered
0.33 acres
Lot size
2,856 sqft
Living area
Brand new
Built 2026

Payment

Est. monthly payment
$2,850/mo
Down payment (20%)
$84,238
Property taxes
$353/mo
HOA
$90/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2026
Lot
14,374 sqft
Cooling
Central Air
Heating
Central, Electric
Parking
Covered, Driveway
Days on Market
57
Eat-in Kitchen
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Open Floorplan
Primarybedroom Upstairs
Thermostat
Walk-in Closet(s)
Lighting
Sidewalk
Deed Restrictions
Sidewalks
Dishwasher
Disposal
Microwave
Range
Elementary
Treadway Elem
Middle
Eustis Middle
High
Eustis High School

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2026)
$4,232
Parcel #
30-18-26-0010-000-03500

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Groves At Grand Island
County
Lake
MLS Area
32735 - Grand Island
Lot Size
14,374 sqft
ClearedLandscapedOversized LotSidewalkPaved
HOA
$90/mo
Stanley Martin Homes

Price history

Date
Event
Price
8/21/2026
Price change
Source: Stellar MLS #O6434600
$421,190-0.5%
$147/sqft
8/18/2026
Listed for sale
Source: Stellar MLS #O6434600
$423,190
$148/sqft

Neighborhood

12907 Cara CT
Grand Island, FL, 32735 · 32735 - Grand Island

Market insights

Offer Insights

Choose an offer strength

List price: $421,190
$417,500 – $421,190
99.3% – 100% of listTops out right at the list price
80% of listList price
17 of the last 32 home closings in 32735 landed at this number or higher (53%). The median one sat 71 days before it went under contract, and this one is on day 57 after a $2,000 cut.

Sample: 32 closed home sales in 32735 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$2,850/mo
Principal & interest$2,197
Property taxes$353
Insurance$211
HOA$90
Down payment20% · $84,238
Interest rate6.80%
Loan term

Not sure what you can afford?

Put in your household income and we will tell you where this payment sits.

Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA includes any condo dues reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$421,190

$147 per sq ft

Beds and baths

5 beds, 4 baths

Size

2,856 sq ft

Time on market

57 days

Year built

2026

Monthly payment

About $2,850/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $4,232 annual tax bill, insurance, and the $90/mo HOA fee.

HOA fee

$90/mo

Managed by Stanley Martin Homes.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered bySM FLORIDA BROKERAGE LLCListing agent: Jason WalzerListing data from Stellar MLS, MLS# O6434600.

Keep exploring Florida

Pick up where you left off, or see what else is out there.