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About this home
10617 SE 95th Ter is a 1972-built home in Smith Lake Estates, Belleview. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,566 square feet of living space. Listed at $662,000 (about $258/sqft), 48 days on market. Flood zone A,X - confirm flood insurance requirements with your lender.
Nestled on 4.97 acres overlooking beautiful Smith Lake in Belleview, this waterfront 3-bed, 2-bath home offers an exceptional opportunity to create your own lakeside retreat. Electrical panel & exterior meter panel replaced Sept. 2026. Outside, you’ll find a detached two-car garage with workshop, carport, storage shed, and an additional outbuilding with power, water, toilet, and shower, offering flexible spaces for hobbies, equipment, recreational vehicles, storage, or future projects. Inside, the home features a large living room, formal dining area, family room, and spacious kitchen with abundant cabinetry, plus a casual dining area. A spacious laundry room with utility sink, storage, and counter space adds convenience, with access from inside the home and from the large front patio. The generously sized primary suite includes multiple closets, a walk-in closet, a separate dressing area with vanity, walk-in shower, and step-down sunken tub. The patio off the primary bathroom offers a peaceful spot to enjoy morning sunrises and views of the property and lake. Outdoor living continues with an expansive back patio for relaxing and entertaining, plus a separate patio off the kitchen dining area. With its expansive grounds, beautiful lake setting, water frontage, and versatile spaces, this unique Smith Lake property offers endless possibilities to make it your own.
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Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.
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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.
Quick answers.
Price
$662,000
$258 per sq ft
Beds and baths
3 beds, 2 baths
Size
2,566 sq ft
Time on market
48 days
Year built
1972
Monthly payment
About $3,982/mo
That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,370 annual tax bill, insurance.
Flood zone
Zone A,X
That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.
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