10617 SE 95th Ter, photo 1
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Overview

3 bd2 ba2,566 sqft2 car garageSingle Family
TypeSingle Family
HOANone listed
Built1972
Lot216,493 sqft
Living area2,566 sqft
Price / sqft$258
Garage2 car

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Pricing, comps, HOA, the neighborhood. Answers before you fill out anything.

About this home

Ceiling Fans(s)Eat-in KitchenLiving Room/Dining Room ComboSplit BedroomWalk-in Closet(s)StorageDishwasherDryer

10617 SE 95th Ter is a 1972-built home in Smith Lake Estates, Belleview. Inside you'll find 3 bedrooms, 2 bathrooms, and 2,566 square feet of living space. Listed at $662,000 (about $258/sqft), 48 days on market. Flood zone A,X - confirm flood insurance requirements with your lender.

From the listing

Nestled on 4.97 acres overlooking beautiful Smith Lake in Belleview, this waterfront 3-bed, 2-bath home offers an exceptional opportunity to create your own lakeside retreat. Electrical panel & exterior meter panel replaced Sept. 2026. Outside, you’ll find a detached two-car garage with workshop, carport, storage shed, and an additional outbuilding with power, water, toilet, and shower, offering flexible spaces for hobbies, equipment, recreational vehicles, storage, or future projects. Inside, the home features a large living room, formal dining area, family room, and spacious kitchen with abundant cabinetry, plus a casual dining area. A spacious laundry room with utility sink, storage, and counter space adds convenience, with access from inside the home and from the large front patio. The generously sized primary suite includes multiple closets, a walk-in closet, a separate dressing area with vanity, walk-in shower, and step-down sunken tub. The patio off the primary bathroom offers a peaceful spot to enjoy morning sunrises and views of the property and lake. Outdoor living continues with an expansive back patio for relaxing and entertaining, plus a separate patio off the kitchen dining area. With its expansive grounds, beautiful lake setting, water frontage, and versatile spaces, this unique Smith Lake property offers endless possibilities to make it your own.

The essentials

Built
1972
Price / sqft
$258
On market
48 days
Annual tax
$2,370
Flood zone
A,X
Lot
216,493 sqft
Type
Single Family Residence

At a glance

Single family
Built 1972
Waterfront
Lake Front
2 car garage
Covered
4.97 acres
Lot size
2,566 sqft
Living area

Payment

Est. monthly payment
$3,982/mo
Down payment (20%)
$132,400
Property taxes
$198/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
1972
Lot
216,493 sqft
Cooling
Central Air
Heating
Central
Parking
Covered, Driveway, Garage Door Opener, Garage Faces Side, Workshop in Garage
Waterfront
Lake Front
Days on Market
48
Ceiling Fans(s)
Eat-in Kitchen
Living Room/Dining Room Combo
Split Bedroom
Walk-in Closet(s)
Storage
Dishwasher
Dryer
Electric Water Heater
Microwave
Range
Refrigerator
Washer
Water Softener
Homestead exemption on file Flood Zone A,X
Annual Tax (2025)
$2,370
Parcel #
37839-000-00

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Smith Lake Estates
County
Marion
MLS Area
34420 - Belleview
Lot Size
216,493 sqft
FloodZonePaved

Price history

Date
Event
Price
8/24/2026
Listed for sale
Source: Stellar MLS #O6435301
$662,000
$258/sqft

Neighborhood

10617 SE 95th Ter
Belleview, FL, 34420 · 34420 - Belleview

Market insights

Offer Insights

Choose an offer strength

List price: $662,000
$655,000 – $662,000
98.6% – 100% of listTops out right at the list price
80% of listList price
82 of the last 162 home closings in 34420 landed at this number or higher (51%). The median one sat 48 days before it went under contract, and this one is on day 48.

Sample: 162 closed home sales in 34420 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

Talk through an offer with our team

Calculator

Est. monthly payment
$3,981/mo
Principal & interest$3,453
Property taxes$198
Insurance$331
Down payment20% · $132,400
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$662,000

$258 per sq ft

Beds and baths

3 beds, 2 baths

Size

2,566 sq ft

Time on market

48 days

Year built

1972

Monthly payment

About $3,982/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $2,370 annual tax bill, insurance.

Flood zone

Zone A,X

That is a high-risk designation, so a lender will normally require flood insurance. Confirm the current rate before you write an offer.

Offer

What should I offer?

Have another question?

Brokered byTHE REAL ESTATE COLLECTION LLCListing agent: Erin CollinsListing data from Stellar MLS, MLS# O6435301.

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