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Overview

4 bd4 ba2,888 sqft2 car garageSingle Family
TypeSingle Family
HOA$265/mo
Built2020
Lot6,127 sqft
Living area2,888 sqft
Price / sqft$221
Garage2 car

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About this home

Eat-in KitchenLiving Room/Dining Room ComboOpen FloorplanSolid Surface CountersThermostatTray Ceiling(s)Walk-in Closet(s)Sidewalk

4504 Latimer Way is a 2020-built home in Estuary At St Johns, Sanford. Inside you'll find 4 bedrooms, 4 bathrooms, and 2,888 square feet of living space. Listed at $639,000 (about $221/sqft), 1 days on market. Flood zone X - outside the FEMA high-risk areas, which keeps insurance manageable. HOA runs $265 monthly.

From the listing

Discover your dream home at 4504 Latimer Way! Situated on a generous corner lot in the gated Estuary at St. Johns community in Sanford, this beautifully upgraded M/I Homes Halifax model, built in 2020, offers 2,888 square feet of thoughtfully designed living space with 4 bedrooms, 3.5 bathrooms, a flex room with French doors, spacious loft, and 2-car garage. Its open layout, stylish finishes, and versatile living spaces blend comfort, functionality, and modern design. A charming, covered entry and foyer lead into the expansive main living areas and kitchen. The thoughtfully crafted kitchen features a large center island with quartz countertops, breakfast bar seating, 42" truffle-stained cabinetry, GE® stainless steel appliances, a striking Moroccan-style backsplash, and a corner walk-in pantry. Under-stair storage provides additional space, while the hallway to the garage features a convenient key-drop station. A powder bath completes the main level. The spacious great room is filled with natural light and opens through sliding glass doors to an extended screened patio with pavers and a fully fenced backyard- perfect for entertaining, relaxing, or pets. The flex room with French doors can serve as a home office, study, reading room, playroom, or guest space. Upstairs, a staircase finished with durable engineered bamboo hardwood flooring leads to a generous loft that can be used as a game room, home theater, library, or additional lounge space. Two secondary bedrooms share a hallway bath, while a third bedroom features its own private en-suite bathroom—ideal for guests or multigenerational living. The luxurious owner's suite offers a relaxing retreat, complete with refined tray ceilings and a spa-like bathroom featuring separate quartz-topped vanities, a glass-enclosed walk-in shower, a spacious walk-in closet, and a private water closet. A linen closet and a laundry room with a utility sink are conveniently positioned for easy everyday access. Notable upgrades include durable engineered bamboo hardwood flooring on the staircase, loft, primary bedroom and primary closet, and one secondary bedroom; enhanced kitchen and living room lighting; an extended screened patio; a fully fenced backyard; whole-house gutters; garage storage solutions; and a durable polyurea-coated garage floor. Lawn maintenance is included through the HOA, making outdoor upkeep even easier. Residents of Estuary at St. Johns enjoy gated entry, a dedicated dog park and children's play area. Ideally located near highly rated Seminole County schools, Historic Downtown Sanford, the Sanford Riverwalk and Lake Monroe waterfront, Central Florida Zoo & Botanical Gardens, Sanford International Airport, waterfront dining, scenic walking trails, boutique shopping, and recreational parks. Major highways are minutes away, connecting you to world-famous attractions and beautiful coastal getaways. Stylish, spacious, and move-in ready, 4504 Latimer Way is ready to welcome its next owner. Schedule your private showing today! The home also includes a transferable termite protection plan and may be equipped with audio and/or visual monitoring systems. The seller is offering a lender-paid temporary rate buydown through a participating lender, which may lower the buyer's initial interest rate and monthly payments, subject to buyer qualification and lender terms. Buyers are under no obligation to use the participating lender. Reach out to the listing agent for further details.

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The essentials

Built
2020
Price / sqft
$221
On market
42 days
Annual tax
$5,443
HOA
$265/mo
Flood zone
X · Low risk
Lot
6,127 sqft
Type
Single Family Residence

At a glance

Single family
Built 2020
2 car garage
Driveway
6,127 sqft lot
Lot size
2,888 sqft
Living area

Payment

Est. monthly payment
$4,371/mo
Down payment (20%)
$127,800
Property taxes
$454/mo
HOA
$265/mo
Rate assumed
6.8% · 30 yr
View full breakdown

Details

Type
Single Family Residence
Year Built
2020
Lot
6,127 sqft
Cooling
Central Air
Heating
Central
Parking
Driveway, Garage Door Opener
Days on Market
42
Eat-in Kitchen
Living Room/Dining Room Combo
Open Floorplan
Solid Surface Counters
Thermostat
Tray Ceiling(s)
Walk-in Closet(s)
Sidewalk
Deed Restrictions
Playground
Sidewalks
Dishwasher
Dryer
Microwave
Range
Refrigerator
Washer
Middle
Sanford Middle
High
Seminole High

Districts can re-zone, so verify directly with the district before relying on these.

Flood Zone X
Annual Tax (2025)
$5,443
Parcel #
17-19-30-5VQ-0000-0220

Taxes reflect the most recent assessment in the MLS feed. Actual tax owed can vary, so confirm with the county property appraiser before closing.

Subdivision
Estuary At St Johns
County
Seminole
MLS Area
32771 - Sanford/Lake Forest
Lot Size
6,127 sqft
SidewalkPavedPrivate
HOA
$265/mo
Specialty Management Company of Orlando

Price history

Date
Event
Price
8/28/2026
Listed for sale
Source: Stellar MLS #O6435986
$639,000
$221/sqft

Neighborhood

4504 Latimer Way
Sanford, FL, 32771 · 32771 - Sanford/Lake Forest

Market insights

Offer Insights

Choose an offer strength

List price: $639,000
$635,000 – $639,000
99.5% – 100% of listTops out right at the list price
80% of listList price
157 of the last 286 home closings in 32771 landed at this number or higher (55%). The median one sat 37 days before it went under contract, and this one is on day 42.

Sample: 286 closed home sales in 32771 over the last 8 months, Stellar MLS. A starting point, not a guarantee.

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Calculator

Est. monthly payment
$4,371/mo
Principal & interest$3,333
Property taxes$454
Insurance$320
HOA$265
Down payment20% · $127,800
Interest rate6.80%
Loan term

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Property taxes are this home's actual annual bill from the MLS, divided by twelve. Insurance estimated at 0.60%. HOA is the fee reported on the listing. Rate defaults to 6.8% on a 30-year fixed. Tap a pencil to use your own numbers. Estimates only, not a loan quote.

Quick answers.

Price

$639,000

$221 per sq ft

Beds and baths

4 beds, 4 baths

Size

2,888 sq ft

Time on market

42 days

Year built

2020

Monthly payment

About $4,371/mo

That is 20% down on a 30-year fixed at 6.8%, plus the home's $5,443 annual tax bill, insurance, and the $265/mo HOA fee.

HOA fee

$265/mo

Managed by Specialty Management Company of Orlando.

Flood zone

Zone X

That is outside the high-risk areas, so flood insurance is usually optional rather than required by a lender.

Offer

What should I offer?

Have another question?

Brokered byCHARLES RUTENBERG REALTY ORLANDOListing agent: Ruby MargaretListing data from Stellar MLS, MLS# O6435986.

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